Welcome to our dedicated page for Aflac SEC filings (Ticker: AFL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Aflac Incorporated (NYSE: AFL) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. As a Fortune 500 insurer in the direct life and supplemental health insurance industry, Aflac uses its filings to report financial results, risk factors, capital structure changes and significant events affecting its U.S. and Japan operations.
Investors can review Aflac’s periodic reports, such as annual reports on Form 10-K and quarterly reports on Form 10-Q, to understand segment performance for Aflac U.S. and Aflac Japan, trends in net earned premiums, adjusted earnings, investment income and capital position. These filings also discuss exposure to interest rate movements, foreign currency fluctuations in the yen/dollar exchange rate, regulatory developments and other risks that the company identifies as material to its business.
Current reports on Form 8-K offer more timely updates on specific events. Recent 8-K filings have covered quarterly financial results, supplemental earnings materials, investor presentations and a cybersecurity incident involving unauthorized access to Aflac’s network. Other 8-Ks describe financing arrangements, including contingent funding facilities and pre-capitalized trust securities that give Aflac the right to issue senior notes under defined conditions.
On Stock Titan, these filings are supplemented with AI-powered summaries that explain key points in clear language, helping users interpret complex sections on financial condition, liquidity, capital management and risk disclosures. The platform also surfaces relevant forms such as Form 4 insider transaction reports, proxy materials on executive and director matters, and other documents that can be important for evaluating governance and insider activity.
By using this page, readers can track Aflac’s real-time filing activity from EDGAR, quickly grasp the implications of lengthy documents through AI-generated highlights, and reference the underlying full-text filings for deeper analysis of AFL’s regulatory and financial reporting history.
Aflac Incorporated entered into two contingent funding arrangements through Wynnton Funding Trusts that issued $1,000,000,000 of 2035 P-Caps and $1,000,000,000 of 2055 P-Caps to institutional investors. In return, Aflac pays a 0.9875% facility fee per annum on an unexercised right to issue up to $1,000,000,000 of 5.251% Senior Notes due 2035 and a 1.1218% facility fee per annum on an unexercised right to issue up to $1,000,000,000 of 5.991% Senior Notes due 2055. These Issuance Rights can be exercised voluntarily or automatically upon events such as missed facility fee payments, certain bankruptcy events, or if Aflac’s consolidated net worth (excluding accumulated other comprehensive income and certain non-controlling interests) falls below $10 billion, giving the company pre-arranged access to long-dated senior funding.
Joseph L. Moskowitz, a director of Aflac Inc. (AFL), reported a change in beneficial ownership on 08/18/2025. The filing shows 500 shares disposed (D) of Aflac common stock under transaction code G at a recorded price of $0, leaving 24,605 shares beneficially owned directly after the transaction. The Form 4 was signed on 08/20/2025.
Bradley E. Dyslin, Executive Vice President of Aflac Incorporated, received a grant of 9,658 shares of Aflac common stock under the companys Long-Term Incentive Plan. The award was recorded as an acquisition and is listed at a price of $0, indicating a grant rather than a market purchase. Following this transaction, Mr. Dyslins reported beneficial ownership of Aflac common stock is 29,162 shares, held directly.
The Form 4 discloses the transaction class as common stock and cites the Long-Term Incentive Plan (as amended and restated February 14, 2017) as the grant source. The filing identifies Mr. Dyslin as an officer (Executive Vice President) of the issuer.
Joseph L. Moskowitz, identified as a Director of Aflac Inc., reported the sale of 1,000 shares of Aflac common stock on 08/08/2025 at a price of $102.57 per share. After the reported transaction the filing shows he beneficially owned 25,105 shares. The Form 4 indicates it was filed by one reporting person and bears a signature date of 08/12/2025.
The filing states the sales were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on December 4, 2024. No derivative transactions are reported in the document, and the form includes the reporting person's address and role. The disclosure is limited to the transactions described and the plan referenced.
Aflac Inc. (AFL) Form 144 filing: insider Joseph L. Moskowitz has notified intent to sell 1,000 common shares through Fidelity Brokerage Services on or about 08 Aug 2025. At the recent market price of $102.57, the proposed sale is valued at ≈$103 k. The shares originated from restricted-stock vesting on 01 May 2024 and represent only 0.0002 % of Aflac’s ≈534.8 m shares outstanding.
The seller previously disposed of an identical 1,000-share block on 08 May 2025 for proceeds of $106.8 k. No material adverse information was acknowledged, and the filer affirms compliance with Rule 144 and, if applicable, Rule 10b5-1.
Materiality: Transaction size is immaterial relative to market cap; therefore, limited impact on valuation or liquidity is expected.
Aflac disclosed a cybersecurity incident detected on June 12, 2025, where unauthorized access to its network was identified. The company contained the intrusion within hours, and importantly, no ransomware was involved. Business operations remain functional with normal customer service capabilities intact.
Key aspects of the security breach:
- Potentially compromised data includes claims information, health information, social security numbers, and personal information
- Affected parties may include customers, beneficiaries, employees, agents, and other U.S. business individuals
- Company has engaged third-party cybersecurity experts
- Will provide free credit monitoring and identity theft protection to affected individuals
The full scope and financial impact remain undetermined as the review is in early stages. The company will notify relevant regulators and affected individuals. This incident could pose legal, reputational, and financial risks, potentially leading to regulatory inquiries, enforcement actions, litigation, or business losses.