Affirm (NASDAQ: AFRM) details Q4 2025 results in new shareholder letter

Rhea-AI Filing Summary

Affirm Holdings, Inc. filed a current report describing that it released a Shareholder Letter with its financial results for the fourth fiscal quarter ended June 30, 2025. The letter, dated August 28, 2025, is provided as an exhibit and is incorporated by reference.

The company notes that the Shareholder Letter contains certain non-GAAP financial measures, and that reconciliations to the comparable GAAP figures are included within that letter and its financial tables. The information in this report related to the letter is being furnished rather than filed, which affects how it is treated under securities law.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of report (Date of earliest event reported): August 28, 2025

Affirm Holdings, Inc.

(Exact name of registrant as specified in charter)

Nevada

001-39888

84-2224323

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

650 California Street
San Francisco, California						94108
(Address of principal executive offices)						(Zip Code)

Registrant’s telephone number, including area code: (415) 960-1518

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class:			Trading symbol(s)			Name of exchange on which registered
Class A common stock, $0.00001 par value			AFRM			Nasdaq Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On August 28, 2025, Affirm Holdings, Inc. (the "Company") issued a Shareholder Letter (the "Letter") regarding its financial results for the fourth fiscal quarter ended June 30, 2025. A copy of the Letter is attached hereto as Exhibit 99.1, and the information in Exhibit 99.1 is incorporated herein by reference.

The Letter attached hereto as Exhibit 99.1 includes certain non-GAAP financial measures. Reconciliations of these non-GAAP financial measures to the comparable GAAP financial measures are contained in the Letter and the financial tables attached thereto.

The information in this Item 2.02 and in Exhibit 99.1 attached hereto shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference into any filing under the Securities Act of 1933, as amended.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits.

Exhibit No.			Description
99.1			Shareholder Letter dated August 28, 2025
104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

2

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						AFFIRM HOLDINGS, INC.
			By:			/s/ Rob O’Hare
						Name: Rob O’Hare
						Title: Chief Financial Officer

Date: August 28, 2025

FAQ

What did Affirm Holdings (AFRM) disclose in this 8-K filing?

Affirm Holdings disclosed that it issued a Shareholder Letter presenting its financial results for the fourth fiscal quarter ended June 30, 2025, and furnished that letter as an exhibit.

Which period’s results are covered in Affirm (AFRM)'s Shareholder Letter?

The Shareholder Letter covers Affirm’s fourth fiscal quarter ended June 30, 2025.

Does Affirm (AFRM)'s Shareholder Letter include non-GAAP financial measures?

Yes. The Shareholder Letter includes non-GAAP financial measures, and it provides reconciliations to comparable GAAP measures within the letter and attached financial tables.

Is the financial information in Affirm (AFRM)'s Shareholder Letter considered filed with the SEC?

No. The company states that the information in Item 2.02 and Exhibit 99.1 is being furnished, not filed, and is not subject to Section 18 liabilities or automatically incorporated into other Securities Act filings.

Which exhibit contains Affirm (AFRM)'s Q4 2025 financial details?

Exhibit 99.1 contains the Shareholder Letter dated August 28, 2025, which includes the detailed financial information and reconciliations.

Who signed this Affirm (AFRM) 8-K related to quarterly results?

The report was signed on behalf of Affirm Holdings, Inc. by Rob O’Hare, Chief Financial Officer.