Affirm grants Siphelele Jiyane two stock awards

Both awards vest in quarterly installments beginning December 1, 2026, subject to continued employment on each vesting date.

Available on EDGAR 11/03/2026 - 04:01 PM EST Accepted by SEC EDGAR 11/03/2026 - 04:01 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Affirm Holdings, Inc. Chief Accounting Officer Siphelele Jiyane received two restricted stock unit awards on November 2, 2026: 3,087 RSUs and 18,519 RSUs. The 3,087 RSUs vest in equal quarterly installments over one year, and the 18,519 RSUs in equal quarterly installments over three years; both schedules begin December 1, 2026, and are subject to continued employment on each vesting date. A separate entry reported 188,711 shares of Class A common stock held directly on November 2, 2026.

Insider Trade Summary

Grant/Award: 21,606 shares

Grant/Award 2 txns

Insider Jiyane Siphelele

Role Chief Accounting Officer

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units F1, F2	3,087	$0.00	$0.00
Grant/Award	Restricted Stock Units F1, F3	18,519	$0.00	$0.00
Holding	Class A Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units — 21,606 contracts (Direct); Class A Common Stock — 188,711 shares (Direct)

Footnotes (3)

1. F1. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.
2. F2. RSUs vest in equal quarterly installments for a period of one year beginning December 1, 2026, the vesting commencement date, subject to the Reporting Person's continued employment with the Issuer as of each vesting date.
3. F3. RSUs vest in equal quarterly installments for a period of three years beginning December 1, 2026, the vesting commencement date, subject to the Reporting Person's continued employment with the Issuer as of each vesting date.

Key Figures

Restricted stock unit award: 3,087 RSUs Restricted stock unit award: 18,519 RSUs Directly held Class A common stock: 188,711 shares

3 metrics

Restricted stock unit award 3,087 RSUs Granted November 2, 2026; one-year vesting schedule

Restricted stock unit award 18,519 RSUs Granted November 2, 2026; three-year vesting schedule

Directly held Class A common stock 188,711 shares Reported November 2, 2026

Key Terms

Restricted Stock Unit (RSU), contingent right, vesting commencement date

3 terms

Restricted Stock Unit (RSU) financial

"Each Restricted Stock Unit (RSU) represents a contingent right"

A restricted stock unit (RSU) is a promise from a company to give an employee company shares (or cash equal to their value) at a future date if certain conditions are met, such as staying with the company or hitting performance targets. For investors, RSUs matter because when they convert into actual shares they increase the number of shares available and can create selling pressure as employees cash out—think of them as a future paycheck paid in company stock.

contingent right financial

"represents a contingent right to receive one share"

vesting commencement date financial

"December 1, 2026, the vesting commencement date"

The vesting commencement date is the starting point when an employee begins earning ownership rights to their promised benefits, such as stock options or retirement contributions. Think of it like the day a savings account is opened—only after this date do the benefits start to grow and become fully available over time. It matters to investors because it marks when the clock begins ticking toward full ownership, affecting the timing and value of these benefits.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many RSUs did AFRM's chief accounting officer receive?

On November 2, 2026, Chief Accounting Officer Siphelele Jiyane received awards of 3,087 RSUs and 18,519 RSUs. Each RSU represents a contingent right to receive one share of Class A common stock.

When do Siphelele Jiyane's AFRM RSU awards vest?

Both awards begin vesting on December 1, 2026, in equal quarterly installments, subject to continued employment on each vesting date. The 3,087-RSU award vests over one year, and the 18,519-RSU award over three years.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Jiyane Siphelele

(Last) (First) (Middle)

C/O AFFIRM HOLDINGS, INC.

221 MAIN ST., FLOOR 6

(Street)

SAN FRANCISCO CALIFORNIA 94105

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Affirm Holdings, Inc. [ AFRM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
11/02/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock								188,711	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	11/02/2026		A		3,087		(2)	(2)	Class A Common Stock	3,087	$0	3,087	D
Restricted Stock Units	(1)	11/02/2026		A		18,519		(3)	(3)	Class A Common Stock	18,519	$0	18,519	D

Explanation of Responses:

1. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock.

2. RSUs vest in equal quarterly installments for a period of one year beginning December 1, 2026, the vesting commencement date, subject to the Reporting Person's continued employment with the Issuer as of each vesting date.

3. RSUs vest in equal quarterly installments for a period of three years beginning December 1, 2026, the vesting commencement date, subject to the Reporting Person's continued employment with the Issuer as of each vesting date.

Remarks:

	/s/ Josh Samples, Attorney-in-Fact	11/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)