Welcome to our dedicated page for Affirm Holdings SEC filings (Ticker: AFRM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Affirm Holdings, Inc. (NASDAQ: AFRM), a Nevada-incorporated consumer lending and payment network company. These filings offer detailed insight into Affirm’s corporate governance, financial reporting, capital arrangements, and executive compensation.
Affirm’s current reports on Form 8-K include disclosures about material agreements and corporate actions. For example, the company has filed an 8-K describing a Second Amended and Restated Installment Financing Services Agreement with Amazon.com Services LLC and Amazon Payments, Inc., under which Affirm will continue to make its closed-end installment loan products available to eligible consumers on Amazon.com and through the Amazon Pay widget on certain third-party retailer channels. Another 8-K explains the company’s reincorporation from Delaware to Nevada, noting that the Class A common stock continues to trade on the Nasdaq Global Select Market under the symbol AFRM.
Other 8-K filings furnish shareholder letters that discuss quarterly and annual financial results, including non-GAAP measures such as "revenue less transaction costs" and "adjusted operating income." Additional 8-Ks describe equity awards to executive officers, including restricted stock units and performance stock units tied to multi-year financial performance metrics, and report voting results from annual and special meetings of stockholders.
Affirm’s definitive proxy statement on Schedule 14A provides further detail on board structure, director elections, committee composition, compensation philosophy, and executive pay programs. It also outlines stockholder proposals, voting standards, and corporate governance practices.
On Stock Titan, these filings are updated as they are made available through EDGAR. AI-powered summaries can help explain the key points of lengthy documents such as 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and the DEF 14A proxy statement. Users can also review information related to equity awards and other items that may appear in Form 4 or other ownership-related filings, gaining a clearer view of how governance, compensation, and capital decisions are documented for Affirm.
Affirm Holdings, Inc. (AFRM) Form 144 notice shows a proposed sale of 22,725 common shares (restricted stock units) by the holder, with an approximate aggregate market value of $1,817,772.75 and an intended sale date of 08/29/2025 on NASDAQ. The shares were acquired as RSUs on 01/01/2024 and the filing reports 284,917,717 shares outstanding for the issuer, providing context for the sale size relative to the company’s share count.
The filing also discloses prior 10b5-1 sales by the same person: 15,871 shares sold on 08/04/2025 generating $1,190,325.00 in gross proceeds. The filer attests they are not aware of any undisclosed material adverse information at the time of signing and notes reliance on Rule 10b5-1 for prior sales. The notice is a regulatory disclosure of an insider’s planned disposition and past 10b5-1 sales, without additional financial performance data.
Affirm Holdings, Inc. (AFRM) filing of Form 144 notifies a proposed sale of 36,878 common shares with an aggregate market value of $2,949,871.22 to be sold on 08/29/2025 on NASDAQ through Morgan Stanley Smith Barney LLC.
The shares were acquired the same day by exercise of stock options and paid in cash. The filing also discloses multiple prior 10b5-1 sales by Katherine Adkins totaling ~122,987 shares between 07/07/2025 and 08/06/2025 for gross proceeds shown across entries (totaling several million dollars).
Affirm Holdings, Inc. (AFRM) Form 144 filed by Maksim Rafael Levchin notifies intent to sell Class A common stock. The filing reports an intended sale of 348,286 shares through J.P. Morgan Securities on 08/28/2025 with an aggregate market value of $27,923,168. The shares were acquired the same day via a stock option exercise and paid in cash. The filer also disclosed two recent sales in August 2025 totaling 182,396 shares for gross proceeds of $14,608,558.50. The filing includes the standard representation that the seller is not aware of any material nonpublic information about the issuer.
Affirm Holdings, Inc. filed a Form S-8 to register an additional 16,255,640 shares of Class A common stock under its Amended and Restated 2012 Stock Plan and 3,251,128 additional shares under its 2020 Employee Stock Purchase Plan. The filing incorporates prior Form S-8 registrations and omits Part I information consistent with Form S-8 instructions. The registration was executed in San Francisco, California, on August 28, 2025.
Affirm Holdings, Inc. (AFRM) describes a commerce and payments platform that facilitated $36.7 billion of gross merchandise volume (GMV) in fiscal 2025 while expanding engagement metrics and announcing GAAP operating income profitability in Q4 of fiscal 2025. The company states interest-bearing monthly installment loans represented 72% of GMV in fiscal 2025 versus 74% in fiscal 2024, while Pay-in-X and 0% APR installments were 14% and 13% of GMV, respectively. Repeat consumers drove 94% of transactions in fiscal 2025 and active consumers averaged 5.8 transactions, up ~20% year-over-year. Affirm emphasizes its data-driven underwriting trained on ~343 million loans, diversified funding channels including securitizations and warehouse facilities, and growth levers such as the Affirm Card, merchant integrations, and international expansion. The filing also outlines concentrated operational risks: reliance on primary originating banks and a single card issuer, funding availability and market-rate sensitivity, extensive regulatory and litigation exposure, model and AI risks, cybersecurity concerns, and the potential for loan performance deterioration.
Affirm Holdings, Inc. filed a current report describing that it released a Shareholder Letter with its financial results for the fourth fiscal quarter ended June 30, 2025. The letter, dated August 28, 2025, is provided as an exhibit and is incorporated by reference.
The company notes that the Shareholder Letter contains certain non-GAAP financial measures, and that reconciliations to the comparable GAAP figures are included within that letter and its financial tables. The information in this report related to the letter is being furnished rather than filed, which affects how it is treated under securities law.
Affirm Holdings insider Robert O'Hare executed multiple option-related transactions and a sale on 08/22/2025. The filing shows the reporting person acquired stock options or rights covering 20,829; 6,528; 19,857; 8,958; 16,983; and 4,645 shares with exercise prices of $49, $41.80, $17.19, $22.30, $23.35, and $57.59 respectively, with varying vesting schedules. The reporting person sold 77,800 shares on the same date at a weighted average price of $80.09 per share, and the Form 4 reports 0 shares beneficially owned following the sale. The purchases were effected pursuant to a Rule 10b5-1 trading plan adopted December 6, 2024.
Linford Michael, Chief Operating Officer of Affirm Holdings, Inc. (AFRM), reported transactions on 08/22/2025 conducted under a Rule 10b5-1 trading plan adopted February 14, 2025. On that date he exercised stock options to acquire 184,200 shares of Class A Common Stock at an exercise price of $5.39 per share and concurrently sold 184,200 shares at a weighted average sale price of $80.09 per share. The filing reports 294,040 shares beneficially owned following the acquisition step and 109,840 shares beneficially owned following the sale. The Form 4 discloses the option terms: the options are exercisable and vesting details reference an August 27, 2018 commencement with remaining vesting through three years thereafter.
Max Levchin, CEO and director of Affirm Holdings, reported transactions on Form 4 showing he sold 167,443 shares of Class A common stock on 08/22/2025 at a weighted average price of $80.10 per share under a Rule 10b5-1 trading plan adopted March 17, 2025. The sale reduced his direct holdings of the reported tranche to 0 shares, while he continues to be listed as an indirect holder of 735,294 shares through the Levchin 2012 Irrevocable Trust. The filing also discloses that Levchin has 4,000,000 earned and vested performance-based stock options from a 2021 grant, and total beneficial ownership reported after transactions is 12,317,604 shares.
Affirm Holdings, Inc. (AFRM) Form 144 filing reports a proposed sale of 184,200 common shares through Morgan Stanley Smith Barney LLC on 08/22/2025, with an aggregate market value of $13,721,058.00. The filing states these shares were acquired on 08/22/2025 by exercise of stock options and payment was made in cash on the same date. The issuer has 281,825,613 shares outstanding per the filing. The notice also discloses prior 10b5-1 sales by Michael Linford on 08/18/2025 totaling 10,800 shares for $864,000.00. The filer attests there is no undisclosed material adverse information.