AFFIRM HOLDINGS INC: Schedule 13G filing discloses an institutional stake. FMR LLC reports beneficial ownership of 17,741,706.92 shares of Affirm Class A common stock, representing 6.1% of the class as of 03/31/2026. The filing shows sole dispositive power for 17,741,706.92 shares and sole voting power of 16,350,521.25 shares. The schedule notes that one or more other persons may have rights to dividends or sale proceeds but no single other person exceeds 5% ownership. The filing is signed on behalf of FMR LLC and Abigail P. Johnson.
Positive
None.
Negative
None.
Insights
FMR LLC holds a sizable 6.1% position in Affirm's Class A shares.
FMR LLC's disclosed 17,741,706.92 shares and reported voting/dispositive powers indicate active custodial control over the position. The difference between sole voting power and sole dispositive power suggests some shares may be subject to voting arrangements or share classes.
Cash‑flow treatment and any sale intentions are not disclosed in the excerpt; subsequent SEC filings could reveal changes in position.
Beneficial ownership above 5% triggers public disclosure and governance visibility.
Crossing the 5% threshold requires Schedule 13 filings and may increase engagement likelihood with management or proxy influence. The filing explicitly notes that other persons may have dividend or proceeds rights, which is common for institutional vehicles.
No activist intent or voting agreements are detailed in the provided excerpt.
Key Figures
Beneficial ownership:17,741,706.92 sharesPercent of class:6.1%Sole voting power:16,350,521.25 shares+3 more
6 metrics
Beneficial ownership17,741,706.92 sharesAmount beneficially owned as stated in Item 4
Percent of class6.1%Percent of Class A common stock as reported
Sole voting power16,350,521.25 sharesSole power to vote as shown on cover data
Sole dispositive power17,741,706.92 sharesSole power to dispose as shown on cover data
Reporting date03/31/2026Date tied to cover‑page ownership numbers
CUSIP00827B106Identifier for Affirm Class A common stock
Key Terms
Beneficial ownership, Sole dispositive power, Schedule 13G, Power of Attorney
4 terms
Beneficial ownershipregulatory
"Amount beneficially owned: 17741706.92"
Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.
Sole dispositive powerregulatory
"Sole power to dispose ... 17741706.92"
Sole dispositive power is the exclusive legal authority to decide what happens to a security — for example, whether to sell, transfer, or retain shares — without needing anyone else’s permission. Investors care because it signals who truly controls the economic outcome of an investment: like holding the only key to a safe, the holder can realize gains or losses and may trigger regulatory reporting, insider rules, or influence over corporate ownership.
Schedule 13Gregulatory
"Item 1. Name of issuer: AFFIRM HOLDINGS INC"
A Schedule 13G is a formal document that investors file with the government when they acquire a large ownership stake in a company, usually for investment purposes rather than control. It helps keep the public informed about who owns significant parts of a company's shares, which can influence how the company is managed and how investors make decisions. Filing this schedule is important for transparency and understanding the ownership landscape of publicly traded companies.
Power of Attorneylegal
"Duly authorized under Power of Attorney effective as of April 13, 2026"
A power of attorney is a legal document that allows one person to make decisions and act on behalf of another person, often in financial or legal matters. It’s like giving someone a trusted helper or agent the authority to handle important tasks if you are unable to do so yourself. This matters to investors because it can impact how their assets are managed or transferred if they become unable to oversee their affairs.
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
UNDER THE SECURITIES EXCHANGE ACT OF 1934
AFFIRM HOLDINGS INC
(Name of Issuer)
CLASS A COMMON STOCK
(Title of Class of Securities)
00827B106
(CUSIP Number)
03/31/2026
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this Schedule is filed:
Rule 13d-1(b)
Rule 13d-1(c)
Rule 13d-1(d)
schemaVersion:
SCHEDULE 13G
CUSIP Number(s):
00827B106
1
Names of Reporting Persons
FMR LLC
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
16,350,521.25
6
Shared Voting Power
0.00
7
Sole Dispositive Power
17,741,706.92
8
Shared Dispositive Power
0.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
17,741,706.92
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
6.1 %
12
Type of Reporting Person (See Instructions)
HC
SCHEDULE 13G
CUSIP Number(s):
00827B106
1
Names of Reporting Persons
Abigail P. Johnson
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
UNITED STATES
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
0.00
7
Sole Dispositive Power
17,741,706.92
8
Shared Dispositive Power
0.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
17,741,706.92
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
6.1 %
12
Type of Reporting Person (See Instructions)
IN
SCHEDULE 13G
Item 1.
(a)
Name of issuer:
AFFIRM HOLDINGS INC
(b)
Address of issuer's principal executive offices:
650 CALIFORNIA STREET,SAN FRANCISCO,CA,USA,94108
Item 2.
(a)
Name of person filing:
FMR LLC
(b)
Address or principal business office or, if none, residence:
245 Summer Street, Boston, Massachusetts 02210
(c)
Citizenship:
Not applicable
(d)
Title of class of securities:
CLASS A COMMON STOCK
(e)
CUSIP Number(s):
00827B106
Item 3.
If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)
Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)
Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)
Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)
Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)
An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)
An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)
A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)
A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)
A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)
A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J),
please specify the type of institution:
(k)
Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.
Ownership
(a)
Amount beneficially owned:
17741706.92
(b)
Percent of class:
6.1 %
(c)
Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote:
Please see the responses to Items 5 and 6 on the cover page.
(ii) Shared power to vote or to direct the vote:
0.00
(iii) Sole power to dispose or to direct the disposition of:
17741706.92
(iv) Shared power to dispose or to direct the disposition of:
0.00
Item 5.
Ownership of 5 Percent or Less of a Class.
Not Applicable
Item 6.
Ownership of more than 5 Percent on Behalf of Another Person.
If any other person is known to have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, such securities, a statement to that effect should be included in response to this item and, if such interest relates to more than 5 percent of the class, such person should be identified. A listing of the shareholders of an investment company registered under the Investment Company Act of 1940 or the beneficiaries of employee benefit plan, pension fund or endowment fund is not required.
One or more other persons are known to have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, the CLASS A COMMON STOCK of AFFIRM HOLDINGS INC. No one other person's interest in the CLASS A COMMON STOCK of AFFIRM HOLDINGS INC is more than five percent of the total outstanding CLASS A COMMON STOCK.
Item 7.
Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
If a parent holding company has filed this schedule, pursuant to Rule 13d-1(b)(ii)(G), so indicate under Item 3(g) and attach an exhibit stating the identity and the Item 3 classification of the relevant subsidiary. If a parent holding company has filed this schedule pursuant to Rule 13d-1(c) or Rule 13d-1(d), attach an exhibit stating the identification of the relevant subsidiary.
See attached Exhibit 99.
Item 8.
Identification and Classification of Members of the Group.
Not Applicable
Item 9.
Notice of Dissolution of Group.
Not Applicable
Item 10.
Certifications:
By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.
FMR LLC
Signature:
Richard Bourgelas
Name/Title:
Duly authorized under Power of Attorney effective as of April 13, 2026, by and on behalf of FMR LLC and its direct and indirect subsidiaries*
Date:
05/05/2026
Abigail P. Johnson
Signature:
Richard Bourgelas
Name/Title:
Duly authorized under Power of Attorney effective as of April 13, 2026, by and on behalf of Abigail P. Johnson*
Date:
05/05/2026
Comments accompanying signature: *This power of attorney is incorporated herein by reference to Exhibit 24 to the Schedule 13G filed by FMR LLC on April 29,2026, accession number: 0000315066-26-000738.
FMR LLC reports beneficial ownership of 17,741,706.92 shares, equal to 6.1% of Affirm's Class A common stock as of 03/31/2026. The filing lists voting and dispositive powers tied to that holding.
Does the filing show voting control by FMR LLC?
Yes. The filing reports sole voting power for 16,350,521.25 shares and sole dispositive power for 17,741,706.92 shares. These figures indicate FMR exercises voting and disposal authority over most shares disclosed.
Are other parties noted as having rights to Affirm shares?
The filing states one or more other persons may have rights to dividends or proceeds, but it also says no other single person holds more than 5% of the Class A stock. Specific beneficiaries are not listed in the excerpt.
Who signed the Schedule 13G for FMR LLC?
The Schedule 13G is signed by Richard Bourgelas as duly authorized under a power of attorney on behalf of FMR LLC and on behalf of Abigail P. Johnson, with signature dates shown as part of the filing.
