STOCK TITAN

WLFI boosts AI Financial (NASDAQ: AIFC) liquidity, easing going concern risk

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
8-K

Rhea-AI Filing Summary

AI Financial Corporation detailed how its WLFI token holdings improve its liquidity and ease prior going concern concerns. The company holds 6,905,276,644 WLFI tokens, with 3,321,690,994 tokens currently usable as collateral, for staking, or in lending transactions.

Based on a WLFI price of US$0.055, management estimates more than US$180 million in currently available digital assets and an aggregate WLFI market value of about US$380 million. Management believes this substantially strengthens its liquidity profile and that it has sufficient resources to fund anticipated operations and meet obligations for at least the next 12 months, substantially mitigating previously disclosed substantial doubt about its ability to continue as a going concern.

Positive

  • Going concern risk substantially mitigated: Management now believes liquidity and financial resources are sufficient to fund anticipated operations and satisfy obligations for at least the next 12 months, addressing a key factor behind the prior going concern disclosure.
  • Significant token-backed liquidity: 3,321,690,994 WLFI tokens, valued at over US$180 million, are currently available for use as collateral, staking, or lending, providing meaningful financial flexibility.
  • Large digital asset base: Total WLFI holdings of 6,905,276,644 tokens are valued at approximately US$380 million at the referenced market price, supporting strategic initiatives and balance sheet strength.

Negative

  • None.

Insights

Large WLFI token holdings materially bolster near-term liquidity.

AI Financial Corporation highlights 3,321,690,994 WLFI tokens that can be used now as collateral, for staking, or lending. At a stated value of US$0.055 per token, this portion exceeds US$180 million, with total WLFI holdings valued around US$380 million.

Management states this additional flexibility addresses a key factor behind its prior going concern disclosure and believes it can fund operations and obligations for at least the next 12 months. This eases immediate solvency concerns, but liquidity still depends on WLFI market prices, transferability conditions, and the terms of any future financing structures involving these tokens.

Overall this is a positive development for creditors and shareholders, yet exposure to digital asset volatility and contractual conditions tied to WLFI, including lock-ups and registration effectiveness, remains an important underlying risk factor.

Item 7.01 Regulation FD Disclosure Disclosure
Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.
Item 9.01 Financial Statements and Exhibits Exhibits
Financial statements, pro forma financial information, and exhibit attachments filed with this report.
WLFI tokens currently available 3,321,690,994 tokens Available for collateral, staking or lending as of June 10, 2026
Value of available WLFI tokens In excess of US$180 million Based on 3,321,690,994 tokens at US$0.055 on June 9, 2026
Total WLFI token holdings 6,905,276,644 tokens Aggregate holdings referenced in the filing
Aggregate WLFI market value Approximately US$380 million Based on 6,905,276,644 tokens at US$0.055 on June 9, 2026
WLFI token price reference US$0.055 per token Market price as of 7:00 p.m. EDT on June 9, 2026
Operating runway At least 12 months Management’s belief regarding ability to fund anticipated operations and obligations
Cumulative transaction volume More than $8 billion Infrastructure processed since inception, per company description
going concern financial
"addresses a significant factor underlying the going concern disclosure contained in the Company’s most recent Quarterly Report"
A going concern is a business that is expected to continue its operations and meet its obligations for the foreseeable future, rather than shutting down or selling off assets. This assumption matters to investors because it indicates stability and ongoing profitability, making the business a more reliable investment. Think of it as believing a restaurant will stay open and serve customers, rather than closing down suddenly.
WLFI tokens financial
"3,321,690,994 WLFI tokens that it holds can provide it with significant liquidity"
staking financial
"available for it to use as collateral for a loan transaction, for it to stake in connection with the WLF Protocol"
Staking is the practice of locking up digital tokens to help run a blockchain network in return for rewards, similar to leaving money in a time deposit that pays interest while it’s unavailable. It matters to investors because staking can generate regular income and affect a token’s circulating supply and price, but it also ties up assets and can carry risks like lock-up periods, reduced liquidity, or technical and platform failures.
contractual lock-up financial
"other 3,583,585,650 WLFI tokens remain subject to a 12-month contractual lock-up"
registration statement regulatory
"subject to the effectiveness of a registration statement to provide for the resale of shares of the Company’s common stock"
A registration statement is a formal document that companies file with a government agency to offer new shares of stock to the public. It provides essential information about the company's finances, operations, and risks, helping investors make informed decisions. Think of it as a detailed product description that ensures transparency and trust before buying into a company.
forward-looking statements regulatory
"This press release contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995"
Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.
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false 0000862861 0000862861 2026-06-10 2026-06-10 iso4217:USD xbrli:shares iso4217:USD xbrli:shares

 

 

 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM 8-K

 

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

 

Date of Report (Date of earliest event reported) June 10, 2026 (June 10, 2026)

 

AI FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

 

Nevada   000-19621   41-1454591

(State or other jurisdiction

of incorporation)

 

(Commission

File Number)

 

(IRS Employer

Identification No.)

 

8548 Rozita Lee Avenue, Suite 305

Las Vegas, NV

  89113
(Address of principal executive offices)   (Zip Code)

 

Registrant’s telephone number, including area code 800-400-2247

 

 

(Former name or former address, if changed since last report.)

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
   
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
   
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
   
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

Securities registered pursuant to Section 12(b) of the Act:

 

Title of each class   Trading Symbol(s)   Name of each exchange on which registered
Common stock (par value $0.001 per share)   AIFC   The Nasdaq Stock Market LLC

 

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

 

Emerging growth company

 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

 

 

 

 

 

 

Section 7 – Regulation FD

 

Item 7.01 Regulation FD Disclosure.

 

In a press release dated June 10, 2026, a copy of which is furnished as Exhibit 99.1 to this Current Report, AI Financial Corporation (the “Company,” “we,” and “our”) disclosed that the 3,321,690,994 WLFI tokens1 that it holds can provide it with significant liquidity, as they are currently available for it to use as collateral for a loan transaction, for it to stake in connection with the WLF Protocol, and for it to use in a lending transaction.2 Further, these tokens are expected to become fully transferable on August 12, 2026, pursuant to the original terms governing such holdings. The Company’s other 3,583,585,650 WLFI tokens remain subject to a 12-month contractual lock-up previously agreed to by the Company and are expected to become fully transferable on August 12, 2026, pursuant to the original terms governing such holdings.3

 

Based on the current market value of the Company’s WLFI token holdings, the first portion represents in excess of US$180 million4 of digital assets available to support the Company’s strategic initiatives, liquidity requirements, and growth objectives.

 

Management believes that the availability for use of a substantial portion of the Company’s WLFI token holdings materially strengthens the Company’s liquidity profile and addresses a significant factor underlying the going concern disclosure contained in the Company’s most recent Quarterly Report on Form 10-Q. Based on information currently available to management, the Company believes it possesses sufficient liquidity and financial resources to fund its anticipated operations and satisfy its obligations for at least the next 12 months. Accordingly, management’s current belief is that the conditions that gave rise to the previously disclosed substantial doubt regarding the Company’s ability to continue as a going concern have been substantially mitigated.

 

The Company notes that the aggregate market value of its WLFI holdings is currently approximately US$380 million, based on recent market prices5, with more than US$180 million presently represented by available holdings.

 

1The number is exclusive of approximately 378,310,000 WLFI tokens currently pledged as collateral for the Company’s previously disclosed loan from WLFI, which tokens will be returned to the Company at the time of repayment of principal and accrued interest.
  
2Availability is subject to the conditions in an ancillary agreement with WLFI, which are substantially similar to the three criteria described above.
  
3The lapse in restrictions is also subject to the effectiveness of a registration statement to provide for the resale of shares of the Company’s common stock that the Company issued to WLFI at the closing of the August 2025 transaction, the shares of the Company’s common stock underlying the pre-funded warrants that the Company granted to WLFI at that closing, and the shares of our common stock underlying the “Lead Investor” warrants that we granted to WLFI at that closing.
  
4Based on 3,321,690,994 WLFI tokens and a WLFI token value of US$0.055 per token as of 7:00 p.m. EDT on June 9, 2026.
  
5Based on 6,905,276,644 WLFI tokens with a WLFI token value of US$0.055 per token as of 7:00 p.m. EDT on June 9, 2026.

 

The information in this Item 7.01 of this Current Report, including the information contained in Exhibit 99.1, is being furnished to the U.S. Securities and Exchange Commission, and shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, and shall not be deemed to be incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by a specific reference in such filing.

 

Section 9 – Financial Statements and Exhibits

 

Item 9.01 Financial Statements and Exhibits.

 

(d) Exhibits.

 

Exhibit No.   Description
99.1   Press Release, dated June 10, 2026.
104   Cover Page Interactive Data File (embedded within the Inline XBRL document).

 

 

 

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

  AI FINANCIAL CORPORATION
   
Date: June 10, 2026 By: /s/ Tony Isaac
    Tony Isaac
    Chief Executive Officer

 

 

 

 

Exhibit 99.1

 

AI Financial Provides Update on Removal of Going Concern, WLFI Holdings, and Financial Flexibility

 

WLFI Holdings Valued at Approximately US$380 Million1
Company Continues to View WLFI as a Strategic Balance Sheet Asset

 

LAS VEGAS – June 10, 2026 – AI Financial Corporation (NASDAQ: AIFC) (FRA: 5AR1) (“AiFi” or the “Company”), a fintech company providing blockchain-powered payment, trading, and settlement infrastructure for digital assets, today announced enhancements to the Company’s liquidity position.

 

In its Current Report on Form 8-K filed today, the Company disclosed that 3,321,690,994 WLFI tokens2 held by the Company can provide it with significant liquidity, as they are currently available for it to use as collateral for a loan transaction, for it to stake in connection with the WLF Protocol, and for it to use in a lending transaction.3 Further, these tokens are expected to become fully transferable on August 12, 2026, pursuant to the original terms governing such holdings. The Company’s other 3,583,585,650 WLFI tokens remain subject to a 12-month contractual lock-up previously agreed to by the Company and are expected to become fully transferable on August 12, 2026, pursuant to the original terms governing such holdings.4

 

Based on the current market value of the Company’s WLFI token holdings, the first portion represents in excess of US$180 million5 of digital assets available to support the Company’s strategic initiatives, liquidity requirements, and growth objectives.

 

Tony Isaac, Chief Executive Officer of AI Financial Corporation, commented: “We believe it is important to provide our stockholders with transparency regarding the strength and liquidity of our balance sheet. Approximately half of our WLFI holdings are currently available for our use, which provides the Company with significant financial flexibility and strategic alternatives. Importantly, availability for use should not be interpreted as an intention by the Company to sell these holdings. We continue to view our WLFI tokens as a strategic balance sheet asset and remain committed to preserving our long-term exposure to their potential value creation.”

 

Isaac continued, “As previously disclosed, the Company may choose to leverage its digital asset holdings in a variety of ways, including as collateral for financing, to support strategic initiatives, or through other capital-efficient structures designed to enhance stockholder value, while maintaining ownership exposure. We remain committed to a disciplined capital allocation strategy focused on maximizing long-term stockholder returns, while supporting the continued growth of our operating businesses and strategic initiatives.”

 

Management believes that the availability for use of a substantial portion of the Company’s WLFI token holdings materially strengthens the Company’s liquidity profile and addresses a significant factor underlying the going concern disclosure contained in the Company’s most recent Quarterly Report on Form 10-Q. Based on information currently available to management, the Company believes it possesses sufficient liquidity and financial resources to fund its anticipated operations and satisfy its obligations for at least the next 12 months. Accordingly, management’s current belief is that the conditions that gave rise to the previously disclosed substantial doubt regarding the Company’s ability to continue as a going concern have been substantially mitigated.

 

The Company notes that the aggregate market value of its WLFI holdings is currently approximately US$380 million, based on recent market prices, with more than US$180 million presently represented by available holdings.

 

1Based on 6,905,276,644 WLFI tokens with a WLFI token value of US$0.055 per token as of 7:00 p.m. EDT on June 9, 2026.
  
2The number is exclusive of approximately 378,310,000 WLFI tokens currently pledged as collateral for the Company’s previously disclosed loan from WLFI, which tokens will be returned to the Company at the time of repayment of principal and accrued interest.
  
3Availability is subject to the conditions in an ancillary agreement with WLFI, which are substantially similar to the three criteria described above.
  
4The lapse in restrictions is also subject to the effectiveness of a registration statement to provide for the resale of shares of the Company’s common stock that the Company issued to WLFI at the closing of the August 2025 transaction, the shares of the Company’s common stock underlying the pre-funded warrants that the Company granted to WLFI at that closing, and the shares of our common stock underlying the “Lead Investor” warrants that we granted to WLFI at that closing.
  
5Based on 3,321,690,994 WLFI tokens and a WLFI token value of US$0.055 per token as of 7:00 p.m. EDT on June 9, 2026.

 

 

 

 

About AI Financial Corporation

 

AI Financial Corporation (NASDAQ: AIFC)(FRA: 5AR1) is a fintech company providing global payments, trading, and settlement infrastructure for digital assets, including solutions that support crypto-to-fiat and fiat-to-crypto transactions. Built on infrastructure that has processed more than $8 billion in cumulative transaction volume since inception, AiFi serves institutional and enterprise clients across the evolving digital financial ecosystem. The Company is focused on expanding its platform capabilities to support emerging forms of financial activity, including tokenization, software-driven financial systems, and AI-enabled applications and autonomous transaction infrastructure.

 

Forward-Looking Statements

 

This press release contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 and other applicable securities laws. Forward-looking statements generally relate to future events or the Company’s future financial or operating performance and may include statements regarding the Company’s WLFI token holdings, the expected transferability of such holdings, the potential use of WLFI tokens as collateral, for staking or in lending-related arrangements, the Company’s liquidity position and financial flexibility, the Company’s ability to fund anticipated operations and satisfy obligations for at least the next 12 months, the Company’s assessment of conditions related to its previously disclosed going concern disclosure, the Company’s strategic direction, and potential future initiatives.

 

In some cases, forward-looking statements can be identified by terminology such as “may,” “will,” “could,” “should,” “expect,” “plan,” “anticipate,” “intend,” “believe,” “estimate,” “potential,” “continue,” or the negative of these terms or other comparable terminology. These statements are based on management’s current expectations, assumptions, and beliefs, and are subject to a number of risks, uncertainties, and other factors that could cause actual results to differ materially from those described in the forward-looking statements.

 

These risks and uncertainties include, but are not limited to: volatility in the market price of WLFI tokens and other digital assets; limitations on the transferability, pledgeability, staking, lending or other use of the Company’s WLFI token holdings; the availability and terms of any financing or other liquidity arrangements involving WLFI tokens; risks related to digital asset custody, collateralization, staking, lending, counterparty arrangements and protocol operations; the effectiveness of any registration statement or other conditions related to the transferability of the Company’s WLFI token holdings; the availability of capital to support future development; the Company’s ability to develop, acquire, or integrate new technologies; the Company’s ability to execute on its strategy under its new corporate identity and ticker symbol; changes in market conditions; regulatory developments affecting the Company’s business; and other risks and uncertainties described in the Company’s filings with the Securities and Exchange Commission, including its most recent Annual Report on Form 10-K and subsequent filings.

 

Forward-looking statements speak only as of the date they are made, and the Company undertakes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise, except as required by law.

 

Investor Relations

 

Gateway Group, Inc.

Phone: +1 (949) 574-3860

Email: AIFC@gateway-grp.com

 

 

FAQ

How much are AI Financial Corporation (AIFC) WLFI token holdings currently worth?

AI Financial estimates its WLFI token holdings at approximately US$380 million, based on 6,905,276,644 tokens priced at US$0.055 each as of June 9, 2026. This includes more than US$180 million in tokens currently available for use.

What portion of AIFC’s WLFI tokens are currently available to support liquidity?

AIFC reports that 3,321,690,994 WLFI tokens are currently available for use as loan collateral, staking in the WLF Protocol, or lending transactions. At a stated price of US$0.055 per token, this portion represents digital assets valued at more than US$180 million.

When do AI Financial Corporation’s locked WLFI tokens become fully transferable?

AIFC states that its other 3,583,585,650 WLFI tokens remain under a 12‑month contractual lock‑up but are expected to become fully transferable on August 12, 2026, subject to original terms and effectiveness of a related registration statement.

How does the WLFI position affect AIFC’s going concern assessment?

Management believes the availability of a substantial portion of WLFI holdings materially strengthens liquidity and addresses a significant factor behind its prior going concern disclosure. AIFC now believes it can fund anticipated operations and meet obligations for at least the next 12 months.

Does AI Financial Corporation (AIFC) plan to sell its WLFI tokens?

AIFC’s CEO emphasizes that availability for use should not be interpreted as an intention to sell WLFI tokens. The company continues to view WLFI as a strategic balance sheet asset and aims to preserve long‑term exposure to their potential value.

Filing Exhibits & Attachments

4 documents