Every 10-Q that American Integrity Insurance Group, Inc. (AII) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow AII and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full AII filings page.
American Integrity Insurance Group, Inc. reported substantially higher premium volume and revenue for the quarter and six months ended June 30, 2026, while earnings declined year over year. For the six-month period, total revenues rose to $206.1 million from $146.4 million, driven by higher gross premiums written of $546.6 million and higher net premiums earned of $186.9 million.
Six‑month net income decreased to $54.1 million from $65.6 million as losses and loss adjustment expenses, policy acquisition costs, and general and administrative expenses all increased with growth and reinsurance structure changes. Second‑quarter net income was $34.1 million, or $1.74 per diluted share.
Total assets increased to $1.61 billion and shareholders’ equity to $369.5 million, supported by strong operating cash flow of $129.8 million in the first half. The company expanded its 2026–2027 catastrophe reinsurance program to provide $2.25 billion of third‑party protection for a single event and $2.99 billion across all occurrences, with expected ceded catastrophe premiums of $430.0–$440.0 million. A special cash dividend of $1.02 per share (about $20.0 million) was paid in March 2026.
American Integrity Insurance Group reported solid premium growth but lower profitability for the three months ended March 31, 2026. Net premiums earned rose to $82.2 million from $65.4 million, driven by higher gross premiums and reduced quota share ceding. However, net income declined to $19.9 million from $38.1 million as losses, acquisition costs and general and administrative expenses all increased.
The loss ratio increased to 37.3% from 30.9%, while the expense ratio jumped to 37.6% from 12.0%, pushing the combined ratio up to 75.0% from 42.9%. Policy counts grew 14.1% year over year to 437,308 and in-force premium reached $974.8 million, supported by voluntary growth and Citizens take-outs. The company remained well-capitalized, with shareholders’ equity of $335.5 million and cash, cash equivalents and restricted cash of $226.4 million, after paying a special cash dividend of $20.0 million.
American Integrity Insurance Group, Inc. (AII) reported stronger third‑quarter results. For the three months ended September 30, 2025, total revenues were $62.0 million and net income was $13.2 million, or $0.67 per share. Net premiums earned were $52.0 million as gross premiums written rose to $239.1 million. Net investment income more than doubled to $6.9 million, supporting earnings alongside lower policy acquisition expenses.
For the nine months, net income reached $78.8 million with basic and diluted EPS of $4.66. The balance sheet expanded, with total assets of $1.43 billion and shareholders’ equity of $315.9 million. The company completed its IPO in May, issuing 6,250,000 shares and receiving $93.0 million in net proceeds, and ended the period with 19,576,804 shares outstanding as of November 13, 2025.
AII implemented a 2025–2026 catastrophe reinsurance program providing $1.93 billion of third‑party coverage for a single event and $2.59 billion across all occurrences, with $35.0 million net retention on the first two events. The program includes $565.0 million in catastrophe bonds and a 90% FHCF election. Expected ceded catastrophe premiums are approximately $433.3 million for the treaty year.