Welcome to our dedicated page for American Integrity Insurance Group SEC filings (Ticker: AII), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
American Integrity Insurance Group, Inc. filings document the public-company reporting record of an emerging growth property and casualty insurer focused on residential property insurance. Its registration statement and related disclosures cover the IPO, corporate contribution, common-stock structure, historical financial statements, operating results, shareholder equity and insurance-business risks.
Material-event reports include results of operations, Regulation FD investor materials, special dividend disclosure, equity awards under the 2025 Long-Term Incentive Plan and annual-meeting timing. Proxy materials describe director elections, stockholder voting matters, executive compensation, governance practices and audited financial statements for the completed fiscal year.
American Integrity Insurance Group, Inc. director Steven B. Mathis reported an open-market purchase of 3,000 shares of Common Stock at $16.82 per share. Following this transaction, he directly holds a total of 6,126 shares of the company’s common stock.
American Integrity Insurance Group director buys additional shares. Director Steven E. Smathers made an open-market purchase of 2,900 shares of American Integrity Insurance Group, Inc. common stock at a price of $16.99 per share. After this transaction, he directly holds a total of 177,827 common shares.
American Integrity Insurance Group, Inc. director and Chairman Clark David Lewis reported an open-market purchase of Common Stock. On 2026-05-22, he bought 5,830 shares at a weighted average price of $17.15 per share, lifting his direct holdings to 23,426 shares.
The filing also reports 461,463 shares of Common Stock held indirectly through the David and Kimberly Clark 2016 Irrevocable Trust, where Lewis serves as trustee. He may be deemed to beneficially own the trust’s shares but disclaims beneficial ownership except to the extent of his pecuniary interest.
American Integrity Insurance Group, Inc. furnished an investor presentation outlining recent growth, profitability and capital strength. For 2025, the company generated gross premiums written of $944.6 million, net premiums earned of $242.9 million and adjusted net income of $105.2 million, producing a 63.7% combined ratio and 42.1% adjusted return on equity.
For the quarter ended March 31, 2026, net premiums earned were $82.2 million with adjusted net income of $20.1 million and a 75.0% combined ratio, equating to 23.9% adjusted ROE and $1.02 net income per diluted share. The presentation also highlights 14% year-over-year growth in policies in force to 437,000, strong voluntary policy growth, a special cash dividend of $20.0 million, and a catastrophe reinsurance tower providing up to $1.97 billion of first-event protection with tightly managed retentions.
American Integrity Insurance Group, Inc. ownership disclosure: Boston Partners filed an amendment reporting beneficial ownership of 1,468,404 shares of Common Stock, representing 7.5% of the class as of 03/31/2026. The Schedule 13G/A states these shares are held in discretionary client accounts and notes Rule 13d-3 may deem Boston Partners a beneficial owner.
American Integrity Insurance Group reported solid premium growth but lower profitability for the three months ended March 31, 2026. Net premiums earned rose to $82.2 million from $65.4 million, driven by higher gross premiums and reduced quota share ceding. However, net income declined to $19.9 million from $38.1 million as losses, acquisition costs and general and administrative expenses all increased.
The loss ratio increased to 37.3% from 30.9%, while the expense ratio jumped to 37.6% from 12.0%, pushing the combined ratio up to 75.0% from 42.9%. Policy counts grew 14.1% year over year to 437,308 and in-force premium reached $974.8 million, supported by voluntary growth and Citizens take-outs. The company remained well-capitalized, with shareholders’ equity of $335.5 million and cash, cash equivalents and restricted cash of $226.4 million, after paying a special cash dividend of $20.0 million.
American Integrity Insurance Group, Inc. reported first quarter 2026 results, with total revenues of $90.9 million and net income of $19.9 million, down from $38.1 million a year earlier. Diluted earnings per share were $1.02, compared to $2.78 in the first quarter of 2025.
Net premiums earned rose 25.7% to $82.2 million and policies in-force increased 14.1% to 437,308, reflecting growth in the voluntary market. The combined ratio worsened to 75.0% from 42.9%, as loss and expense ratios both increased following reduced reinsurance cessions and lower Citizens take-out windfalls.
Return on equity was 23.7%, with adjusted return on equity of 23.9%. The company paid a $20.0 million special cash dividend in the quarter, leaving shareholders’ equity at $335.5 million as of March 31, 2026.
American Integrity Insurance Group, Inc. reported a routine insider equity adjustment by Chief Executive Officer Robert C. Ritchie. On May 7, 2026, 2,921 shares of common stock were withheld by the company at $19.67 per share to cover tax obligations arising from the vesting of restricted stock units. According to the filing, no shares were sold in the market as part of this event.
After this tax-withholding disposition, Ritchie directly owns 2,433,997 shares of the company’s common stock. The transaction reflects standard tax treatment of equity compensation rather than a discretionary buy or sell decision.
American Integrity Insurance Group, Inc. President Jon P. Ritchie reported a tax-related share withholding. On the vesting of restricted stock units, the company withheld 1,538 shares of common stock at $19.67 per share to cover tax obligations. According to the filing, no shares were sold, and Ritchie now directly holds 179,701 shares of common stock.
American Integrity Insurance Group Chairman Clark David Lewis reported routine share movements primarily related to tax withholding. On 2026-05-07, 1,230 shares of Common Stock were withheld by the company at $19.67 per share to satisfy tax obligations from vesting restricted stock units, and no shares were sold. After this, Lewis directly held 17,596 Common Stock shares. Separately, 461,463 shares are held indirectly by the David and Kimberly Clark 2016 Irrevocable Trust, where Lewis serves as trustee and disclaims beneficial ownership except for his pecuniary interest.