Welcome to our dedicated page for American Integrity Insurance Group SEC filings (Ticker: AII), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for American Integrity Insurance Group, Inc. (NYSE: AII), a Tampa-based property and casualty insurance holding company focused on residential property insurance in the Southeast. As a public insurer and emerging growth company, American Integrity files a range of documents that explain its business, financial performance, and governance.
Investors can review the company’s registration statement on Form S-1, which details its initial public offering, corporate structure, risk factors, and financial statements. Ongoing periodic and current reports, such as Form 8-K filings, disclose material events including earnings announcements, executive appointments, equity awards under long-term incentive plans, and investor presentations.
For a property and casualty insurer like American Integrity, SEC filings complement statutory insurance reporting by providing insight into premiums, policies in-force, loss and expense ratios, reinsurance costs, and investment income. Earnings-related filings and exhibits often discuss the drivers of underwriting results, participation in Citizens Property Insurance Corporation depopulation, and the impact of legislative reforms on the Florida and broader Southeast property insurance markets.
Through this page, users can follow American Integrity’s evolution as a public company, including its status as an emerging growth company and smaller reporting company, its NYSE listing under the symbol AII, and board- or committee-level decisions affecting executive compensation and governance. Real-time updates from EDGAR and AI-powered summaries help explain the key points of lengthy documents, making it easier to understand how filings relate to the company’s strategy, risk profile, and financial performance.
American Integrity Insurance Group, Inc. reported a sharp improvement in 2025 profitability and announced a special cash dividend. Net income rose to $99.6M for 2025, up from $39.7M in 2024, with diluted EPS increasing to $5.65. The full-year combined ratio improved to 63.7% from 80.9%, while return on equity increased to 39.9%. Policies in-force grew 18.5% to 421,866 and gross premiums earned rose 29.7% to $885.0M. The Board declared a one-time special cash dividend of $1.02 per share, totaling about $20M, payable on March 30, 2026 to stockholders of record on March 16, 2026.
American Integrity Insurance Group, Inc. received an amended ownership report showing that James E. Sowell and Sowell Investments Holding Co., LLC together beneficially own 4,473,824 shares of common stock. This equals 22.9% of the company’s common shares, with sole voting and dispositive power over all reported shares.
The percentage is based on 19,576,804 common shares outstanding as of November 17, 2025, as referenced from the company’s Form S-1. The filing confirms Sowell’s role as sole manager of Sowell Investments Holding Co., LLC, through which the shares are held.
American Integrity Insurance Group, Inc. disclosed that individual investor Robert C. Ritchie beneficially owns 2,394,946 shares of its common stock. This represents 12.2% of the company’s outstanding common shares as of a reference total of 19,576,804 shares.
Ritchie reports sole voting and sole dispositive power over all 2,394,946 shares, with no shared voting or investment authority. The ownership relates to common stock with CUSIP 026948109, and the filing reflects an ownership position as of an event dated December 31, 2025.
Boston Partners has disclosed a 6.07% passive stake in American Integrity Insurance Group, Inc. The investment adviser reports beneficial ownership of 1,189,292 shares of American Integrity’s common stock as of 12/31/2025, with sole voting and sole dispositive power over all of these shares and no shared power. The shares are held in discretionary accounts for certain clients, and Boston Partners states that no other person has rights to dividends or sale proceeds for more than 5% of the class. The firm certifies that the position was acquired and is held in the ordinary course of business and not for the purpose of changing or influencing control of the company.
American Integrity Insurance Group, Inc. reported that one of its directors received a grant of restricted common stock as part of director compensation. On 12/31/2025, the director acquired 735 shares of common stock at a price of $0 under the company’s 2025 Long-Term Incentive Plan. Following this grant, the director beneficially owns 174,149 shares of common stock directly.
The restricted shares are subject to a 90-day lock-up under an agreement with the underwriters related to a recent public offering of the company’s securities, meaning they cannot be sold during that period.
American Integrity Insurance Group, Inc. director Ernest N. Csiszar reported receiving restricted stock as director compensation. On 12/31/2025, he acquired 735 shares of common stock at a price of $0, bringing his total beneficial ownership to 2,348 shares, held directly. These shares were granted under the American Integrity Insurance Group, Inc. 2025 Long-Term Incentive Plan and are subject to a 90-day lock-up under a lock-up agreement with the underwriters in connection with a recent public offering of the company’s securities.
American Integrity Insurance Group, Inc. director Steven B. Mathis reported receiving an equity grant in the form of company stock. On 12/31/2025, he acquired 735 shares of common stock, recorded as an "A" transaction, at a reported price of $0, reflecting a restricted stock award rather than an open-market purchase. Following this grant, he beneficially owns 2,348 shares held directly.
The filing notes that these 735 shares represent restricted stock granted as director compensation under the company’s 2025 Long-Term Incentive Plan. The shares are subject to a 90-day lock-up under a lock-up agreement with underwriters that was entered into in connection with a recent public offering of the company’s securities, limiting Mathis’s ability to sell the awarded shares during that period.
American Integrity Insurance Group, Inc. insider James E. Sowell reported a sale of common stock in an underwritten public offering. On 12/05/2025, 295,037 shares of common stock were sold at a net price of $19.00 per share following the underwriters’ exercise of their option to purchase additional shares. After this transaction, 4,473,824 shares of common stock are reported as beneficially owned indirectly through Sowell Investments Holding Co., LLC, where Sowell is the sole manager. The reporting persons state that they may be deemed beneficial owners or part of a group for securities law purposes but formally disclaim such beneficial ownership and group status beyond their pecuniary interest.
American Integrity Insurance Group, Inc. reported insider activity by its Chief Executive Officer, director and 10% owner. On December 4, 2025, the executive received 22,266 restricted stock units under the company’s 2025 Long-Term Incentive Plan at a grant price of $0. These units vest in three equal annual installments on May 7 of 2026, 2027 and 2028.
On December 5, 2025, the same insider sold 59,554 shares of common stock at a net price of $19.00 per share in connection with an underwritten public offering following the exercise of the underwriters’ option to purchase additional shares. After these transactions, the insider directly beneficially owned 2,417,212 shares, which includes the 22,266 unvested restricted stock units.
American Integrity Insurance Group, Inc. reported an insider equity award for its President, Jon P. Ritchie. On 12/04/2025, he received 11,719 shares of common stock in the form of restricted stock units at a price of $0 under the company’s 2025 Long-Term Incentive Plan. Following this grant, he beneficially owns 169,425 shares of common stock.
The restricted stock units will vest in three equal annual installments on May 7, 2026, 2027 and 2028, aligning a portion of the president’s compensation with the company’s long-term performance and share value over that period.