American Integrity Insurance Group, Inc. filings document the public-company reporting record of an emerging growth property and casualty insurer focused on residential property insurance. Its registration statement and related disclosures cover the IPO, corporate contribution, common-stock structure, historical financial statements, operating results, shareholder equity and insurance-business risks.
Material-event reports include results of operations, Regulation FD investor materials, special dividend disclosure, equity awards under the 2025 Long-Term Incentive Plan and annual-meeting timing. Proxy materials describe director elections, stockholder voting matters, executive compensation, governance practices and audited financial statements for the completed fiscal year.
American Integrity Insurance Group, Inc. reported strong second quarter 2026 results with record profitability and policy growth. Net income was $34.1 million, up 24.2% year over year, or $1.74 per diluted share. Adjusted net income was $34.9 million, up 11.4%. Net premiums earned rose 58.2% to $104.7 million, while total revenues increased 54.6% to $115.2 million. Underwriting performance improved, with a combined ratio of 63.4% versus 72.9% a year earlier, and return on equity of 38.7% (adjusted 39.6%).
Policies in-force reached 461,714, up 15.7% year over year, with notable voluntary growth in Florida’s Tri-County region and middle-aged homes. Book value per share was $18.86, up 22.3% from June 30, 2025. The company renewed its catastrophe excess-of-loss reinsurance program effective June 1, 2026, securing $3 billion of third-party catastrophe coverage at an estimated total cost of $430–$440 million, benefiting from risk-adjusted rate decreases at the upper end of the 15–20% decline range and a lower aggregate retention.
For the first six months of 2026, total revenues grew 40.8% to $206.1 million, but net income declined 17.6% to $54.1 million as the combined ratio rose to 68.5% from 58.1%, reflecting higher losses and expenses over the period.
American Integrity Insurance Group, Inc. director and Chief Executive Officer Robert C. Ritchie reported open-market sales of company common stock. On August 6, 2026 he sold 36,965 shares at a weighted average price of $20.8300 per share, and on August 7, 2026 he sold 12,959 shares at a weighted average price of $21.0100 per share. The filing states these transactions were effected pursuant to a Rule 10b5-1 trading plan adopted on March 12, 2026, with each daily price reported as a weighted average across multiple trades within stated price ranges.
American Integrity Insurance Group, Inc. lists a planned sale of 775,000 shares of common stock through Keefe, Bruyette & Woods Inc. on the NYSE, with an aggregate market value of $16,275,000.00 based on the reported price as of August 3, 2026. The issuer reports 283,740,000 shares of common stock outstanding. The shares to be sold were acquired on May 7, 2025 in connection with a reorganization and a capital contribution involving 2,929,500 shares.
Over the past three months, Robert Ritchie reported sales of American Integrity Insurance common stock, including 33,000 shares for $682,515.90 on August 3, 2026, 30,000 shares for $625,485.00 on August 4, 2026, 36,965 shares for $770,077.06 on August 6, 2026, and 12,959 shares for $272,317.83 on August 7, 2026.
American Integrity Insurance Group, Inc. reports that Robert C. Ritchie, its director, Chief Executive Officer and more than 10% owner, sold a total of 63,000 shares of common stock in open-market transactions on August 3-4, 2026 under a Rule 10b5-1 trading plan.
The sales comprised 33,000 shares at a weighted average of $20.68 on August 3, within a $20.50–$21.01 range, and 30,000 shares at a weighted average of $20.85 on August 4, within a $20.70–$21.15 range.
MATHIS STEVEN B reported acquisition or exercise transactions in this Form 4 filing.
American Integrity Insurance Group, Inc. director Steven B. Mathis received an award of 870 shares of Common Stock on June 30, 2026. The shares are restricted stock granted as director compensation under the company’s 2025 Long-Term Incentive Plan and carried no purchase price. Following this grant, Mathis directly owns 6,996 shares of American Integrity common stock.
Smathers Steven E reported acquisition or exercise transactions in this Form 4 filing.
American Integrity Insurance Group director Steven E. Smathers reported an equity grant of 870 shares of common stock. The award, priced at $0.0000 per share, consists of restricted stock granted as director compensation under the American Integrity Insurance Group, Inc. 2025 Long-Term Incentive Plan. Following this grant, Smathers directly holds 178,697 shares of common stock.
Csiszar Ernest N reported acquisition or exercise transactions in this Form 4 filing.
American Integrity Insurance Group director Ernest N. Csiszar received a grant of restricted stock as part of his board compensation. On this Form 4, he was awarded 870 shares of common stock at no cash cost under the company’s 2025 Long-Term Incentive Plan, increasing his directly held position to 3,996 shares after the grant. The transaction reflects equity-based director compensation rather than an open-market purchase or sale.
American Integrity Insurance Group, Inc. reported the results of its annual stockholder meeting held on June 11, 2026. Stockholders elected Steven Smathers as a Class I director for a three-year term ending at the 2029 annual meeting.
They also ratified Forvis Mazars, LLP as the independent registered public accounting firm for the fiscal year ending December 31, 2026, and approved on an advisory basis the compensation of the named executive officers. In the advisory vote on how often to hold future say‑on‑pay votes, stockholders favored a three-year frequency, and the board has adopted that schedule until the next frequency vote expected in 2029.
American Integrity Insurance Group, Inc. reported that an entity associated with major shareholder James E. Sowell made open‑market purchases totaling 136,356 shares of Common Stock. The shares are directly held by Sowell Investments Holding Co., LLC, where Sowell is the sole manager.
The LLC bought 79,497 shares on June 9 at a weighted average price of $16.85, 33,628 shares on June 8 at $16.91, and 23,231 shares on June 5 at $16.92, all within disclosed intraday price ranges around $16.70–$17.00. Following these transactions, the LLC indirectly associated with Sowell held 4,610,180 shares of Common Stock.
The filing is made jointly by James E. Sowell and Sowell Investments Holding Co., LLC, and both reporting persons disclaim beneficial ownership of the securities beyond their pecuniary interests.
American Integrity Insurance Group, Inc. has fully placed its 2026-2027 indemnity-based catastrophe excess of loss reinsurance program for its subsidiary, American Integrity Insurance Company. The program increases total third-party excess of loss reinsurance limit to $2.99 billion and is designed to protect against multiple severe events.
The reinsurance structure provides $2.2 billion of third-party coverage for a single catastrophic event and combines traditional reinsurers, Insurance Linked Securities investors, the Florida Hurricane Catastrophe Fund and the company’s captive reinsurer. Net consolidated catastrophe reinsurance premiums ceded to third parties for the 2026 treaty year are expected to total $430–$440 million.
Management notes favorable market conditions, helped by a healthy reinsurance market, Florida legislative reforms and limited recent storm activity. Market observers have cited up to 20% reductions in risk-adjusted pricing, and the company believes its renewal is consistent with this trend while also reducing its net retention exposure.