American Integrity Insurance Group, Inc. filings document the public-company reporting record of an emerging growth property and casualty insurer focused on residential property insurance. Its registration statement and related disclosures cover the IPO, corporate contribution, common-stock structure, historical financial statements, operating results, shareholder equity and insurance-business risks.
Material-event reports include results of operations, Regulation FD investor materials, special dividend disclosure, equity awards under the 2025 Long-Term Incentive Plan and annual-meeting timing. Proxy materials describe director elections, stockholder voting matters, executive compensation, governance practices and audited financial statements for the completed fiscal year.
American Integrity Insurance Group, Inc. reported insider activity by its Chief Executive Officer, director and 10% owner. On December 4, 2025, the executive received 22,266 restricted stock units under the company’s 2025 Long-Term Incentive Plan at a grant price of $0. These units vest in three equal annual installments on May 7 of 2026, 2027 and 2028.
On December 5, 2025, the same insider sold 59,554 shares of common stock at a net price of $19.00 per share in connection with an underwritten public offering following the exercise of the underwriters’ option to purchase additional shares. After these transactions, the insider directly beneficially owned 2,417,212 shares, which includes the 22,266 unvested restricted stock units.
American Integrity Insurance Group, Inc. reported an insider equity award for its President, Jon P. Ritchie. On 12/04/2025, he received 11,719 shares of common stock in the form of restricted stock units at a price of $0 under the company’s 2025 Long-Term Incentive Plan. Following this grant, he beneficially owns 169,425 shares of common stock.
The restricted stock units will vest in three equal annual installments on May 7, 2026, 2027 and 2028, aligning a portion of the president’s compensation with the company’s long-term performance and share value over that period.
American Integrity Insurance Group, Inc. director and chairman David Lewis Clark reported an equity award in the company’s stock. On 12/04/2025, he acquired 9,375 restricted stock units under the American Integrity Insurance Group, Inc. 2025 Long-Term Incentive Plan at a stated price of $0 per unit. These restricted stock units will vest in three equal annual installments on May 7, 2026, 2027 and 2028, linking his compensation to the company’s long‑term performance.
Following this grant, Clark is shown as beneficially owning 9,375 shares directly and 461,463 shares indirectly through the David and Kimberly Clark 2016 Irrevocable Trust. He serves as trustee of the trust but disclaims beneficial ownership of its shares except to the extent of his pecuniary interest, and also notes that this filing should not be taken as an admission that he or the trust are part of a group for ownership reporting purposes.
American Integrity Insurance Group, Inc. reported an equity award to its Chief Financial Officer, who is an officer and reporting person of the company. On 12/04/2025, the CFO received 3,516 shares of common stock in the form of restricted stock units at a reported price of $0, reflecting a compensatory grant rather than an open-market purchase.
These restricted stock units were granted under the company’s 2025 Long-Term Incentive Plan and will vest in three equal annual installments on May 7, 2026, 2027 and 2028. Following this grant, the CFO beneficially owns 82,368 shares of common stock, which includes 3,516 unvested restricted stock units held directly.
American Integrity Insurance Group, Inc. reported new equity awards for senior leadership under its 2025 Long-Term Incentive Plan. On December 4, 2025, the Compensation Committee granted time-based restricted stock units (RSUs) to four executives: 22,266 RSUs to Chief Executive Officer Robert Ritchie, 11,719 RSUs to President Jon Ritchie, 9,375 RSUs to Chairman David Clark, and 3,516 RSUs to Chief Financial Officer Ben Lurie.
The RSUs are standard stock-based compensation intended to align executives with shareholder interests. They vest in three equal annual installments on May 7, 2026, 2027 and 2028, and each executive must remain employed through the applicable vesting date to receive the shares.
American Integrity Insurance Group, Inc. (AII) reported an insider stock sale by its Chief Executive Officer, who is also a director and 10% owner. On 11/21/2025, the reporting person sold 475,000 shares of common stock in connection with an underwritten public offering at a net price of $19.00 per share after underwriting discounts and commissions. Following this transaction, the insider beneficially owned 2,454,500 shares of American Integrity common stock, held directly.
James E. Sowell and Sowell Investments Holding Co., LLC reported selling 2,353,200 shares of American Integrity Insurance Group, Inc. (AII) common stock at a net price of $19.00 per share in an underwritten public offering. The transaction is coded as a sale and relates to the issuer’s common stock with a par value of $0.001 per share.
Following this transaction, 4,768,861 shares of AII common stock are reported as beneficially owned indirectly through Sowell Investments Holding Co., LLC. The filing is made jointly by Mr. Sowell and the LLC, and Mr. Sowell is identified as a director of the company. The reporting persons state they may be deemed beneficial owners or part of a group under securities laws but expressly disclaim such status except to the extent of their pecuniary interest.
American Integrity Insurance Group, Inc. (AII) reported an insider stock sale by a director. On 11/21/2025, a director sold 171,800 shares of common stock in connection with an underwritten public offering. The filing states the shares were sold at a net price of $19.00 per share after underwriting discounts and commissions. Following this transaction, the director beneficially owns 173,414 shares of American Integrity Insurance Group, Inc. common stock, held directly.
American Integrity Insurance Group, Inc. has filed an S-1 for a secondary offering of 3,000,000 shares of common stock being sold by existing stockholders, with no proceeds to the company. The selling stockholders have also granted underwriters a 30-day option to buy up to 450,000 additional shares. The stock trades on the NYSE under the symbol AII, and the last reported price on November 14, 2025 was $24.96 per share.
American Integrity is a Florida-focused residential property insurer, with 406,094 policies in-force as of September 30, 2025. For 2024, it generated gross premiums written of $767.7 million and net income of $39.7 million$738.2 million, net income was $78.8 million, and adjusted net income was $83.4 million, while shareholders’ equity rose to $315.9 million from $162.4 million at December 31, 2024.
American Integrity Insurance Group, Inc. (AII) reported stronger third‑quarter results. For the three months ended September 30, 2025, total revenues were $62.0 million and net income was $13.2 million, or $0.67 per share. Net premiums earned were $52.0 million as gross premiums written rose to $239.1 million. Net investment income more than doubled to $6.9 million, supporting earnings alongside lower policy acquisition expenses.
For the nine months, net income reached $78.8 million with basic and diluted EPS of $4.66. The balance sheet expanded, with total assets of $1.43 billion and shareholders’ equity of $315.9 million. The company completed its IPO in May, issuing 6,250,000 shares and receiving $93.0 million in net proceeds, and ended the period with 19,576,804 shares outstanding as of November 13, 2025.
AII implemented a 2025–2026 catastrophe reinsurance program providing $1.93 billion of third‑party coverage for a single event and $2.59 billion across all occurrences, with $35.0 million net retention on the first two events. The program includes $565.0 million in catastrophe bonds and a 90% FHCF election. Expected ceded catastrophe premiums are approximately $433.3 million for the treaty year.