[Form 4] American Integrity Insurance Group, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Steven E. Smathers, a director of American Integrity Insurance Group, Inc. (AII), reported receipt of 727 shares of restricted common stock on 09/30/2025 as director compensation under the 2025 Long-Term Incentive Plan. The shares were recorded at a purchase price of $0 and are subject to a 180-day lock-up tied to the reporting person’s lock-up agreement with underwriters in connection with the issuer’s initial public offering. Following the grant, the reporting person beneficially owns 345,214 shares. The Form is signed by Mr. Smathers and dated 10/02/2025.

Positive

• 727 restricted shares granted as director compensation under the 2025 Long‑Term Incentive Plan
• Grant is subject to a 180‑day lock‑up, indicating restricted transferability post‑IPO

Negative

• None.

Insights

Corporate Governance Expert

Director awarded 727 restricted shares under the 2025 LTIP; shares locked for 180 days.

The Form 4 shows a non‑cash grant of 727 restricted common shares on 09/30/2025 as director compensation, recorded at $0. Such grants are typical for board compensation following an IPO and are documented under the issuer’s 2025 Long‑Term Incentive Plan.

The shares are subject to a 180‑day lock‑up per the underwriter agreement tied to the issuer’s initial public offering, restricting sale during that period. The reporting person’s total beneficial ownership after the grant is 345,214 shares.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Smathers Steven E

(Last) (First) (Middle)

5426 BAY CENTER DRIVE, SUITE 600

(Street)

TAMPA FL 33609

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
American Integrity Insurance Group, Inc. [ AII ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/30/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/30/2025		A		727(1)	A	$0	345,214	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares of restricted stock of American Integrity Insurance Group, Inc. (the "Issuer") granted to the reporting person under the American Integrity Insurance Group, Inc. 2025 Long-Term Incentive Plan as director compensation. Such shares are subject to the 180-day lock-up provided for in the lock-up agreement with the several underwriters entered into by the reporting person in connection with the Issuer's initial public offering.

	/s/ Steven E. Smathers	10/02/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

Who filed the Form 4 for AII?

Steven E. Smathers, a director of American Integrity Insurance Group, Inc., signed the Form on 10/02/2025.

What transaction was reported on the AII Form 4 dated 09/30/2025?

Receipt of 727 restricted common shares of AII granted as director compensation under the 2025 Long‑Term Incentive Plan.

What is the cost recorded for the shares received by the reporting person?

The shares were recorded at a price of $0 on the Form 4.

How many AII shares does Steven E. Smathers beneficially own after the reported transaction?

Following the grant, Mr. Smathers beneficially owns 345,214 shares.

Are the granted shares transferable immediately?

No. The 727 shares are subject to a 180‑day lock‑up under the lock‑up agreement with the underwriters from the issuer’s IPO.