[Form 4] American Integrity Insurance Group, Inc. Insider Trading Activity

Rhea-AI Filing Summary

American Integrity Insurance Group, Inc. (AII) director Ernest N. Csiszar was granted 886 shares of restricted common stock on 09/09/2025 as director compensation under the companys 2025 Long-Term Incentive Plan. The report shows the shares were issued at no cash price ($0) and that the reporting person beneficially owned 886 shares following the transaction. The restricted shares are subject to a 180-day lock-up under the reporting person's lock-up agreement entered into in connection with the issuers initial public offering. The Form 4 was signed by the reporting person on 09/10/2025.

Positive

• Director compensation granted in equity (886 restricted shares), which aligns the reporting persons interests with shareholders
• Shares subject to IPO lock-up, indicating restriction on immediate sale consistent with underwriting agreements

Negative

• None.

Insights

Financial Analyst

TL;DR: Director received 886 restricted shares as compensation, aligning pay with shareholder value; transaction appears routine and non-dilutive.

The Form 4 discloses a non-derivative grant of 886 restricted common shares to a director on 09/09/2025 under the 2025 Long-Term Incentive Plan. The shares were issued at $0 and the reporting person holds 886 shares after the grant. The filing notes a 180-day lock-up tied to the IPO underwriter agreement, which limits immediate transferability. This is a typical director equity award following an IPO and has limited direct impact on outstanding share count disclosed here; it signals standard alignment of management incentives with shareholders.

Corporate Governance Expert

TL;DR: Routine director equity grant with standard IPO lock-up; governance signal is alignment but not a material governance change.

The disclosure documents a director compensation action: 886 restricted shares granted as director compensation and subject to a 180-day lock-up tied to the underwriter agreement. The Form 4 indicates direct beneficial ownership and an immediate post-grant holding of 886 shares. From a governance perspective, the transaction follows common post-IPO practices to retain directors and align incentives. The filing does not indicate accelerated vesting, extraordinary terms, or related-party conflicts.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Csiszar Ernest N

(Last) (First) (Middle)

5426 BAY CENTER DRIVE, SUITE 600

(Street)

TAMPA FL 33609

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
American Integrity Insurance Group, Inc. [ AII ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/09/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/09/2025		A		886(1)	A	$0	886	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares of restricted stock of American Integrity Insurance Group, Inc. (the "Issuer") granted to the reporting person under the American Integrity Insurance Group, Inc. 2025 Long-Term Incentive Plan as director compensation. Such shares are subject to the 180-day lock-up provided for in the lock-up agreement with the several underwriters entered into by the reporting person in connection with the Issuer's initial public offering.

	/s/ Ernest N. Csiszar	09/10/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Ernest N. Csiszar report on Form 4 for AII?

He reported a grant of 886 restricted common shares on 09/09/2025 under the 2025 Long-Term Incentive Plan and beneficially owned 886 shares after the transaction.

Were the shares purchased or granted and at what price?

The shares were granted as compensation and reported at a price of $0.

Are there any transfer restrictions on the shares?

Yes, the restricted shares are subject to a 180-day lock-up under the lock-up agreement entered in connection with the issuers IPO.

What is the reporting persons relationship to AII?

The Form 4 identifies Ernest N. Csiszar as a Director of American Integrity Insurance Group, Inc.

When was the Form 4 signed?

The Form 4 was signed by the reporting person on 09/10/2025.