Sowell entity discloses 22.9% of American Integrity Insurance (AII)

Rhea-AI Filing Summary

American Integrity Insurance Group, Inc. received an amended ownership report showing that James E. Sowell and Sowell Investments Holding Co., LLC together beneficially own 4,473,824 shares of common stock. This equals 22.9% of the company’s common shares, with sole voting and dispositive power over all reported shares.

The percentage is based on 19,576,804 common shares outstanding as of November 17, 2025, as referenced from the company’s Form S-1. The filing confirms Sowell’s role as sole manager of Sowell Investments Holding Co., LLC, through which the shares are held.

Insights

Equity ownership & governance analyst

Filing confirms a sizable 22.9% minority stake held through a Sowell-managed entity.

This Schedule 13G/A shows that James E. Sowell, via Sowell Investments Holding Co., LLC, beneficially owns 4,473,824 American Integrity Insurance Group common shares, or 22.9% of the class, with sole voting and dispositive power over all reported shares.

The ownership percentage is calculated against 19,576,804 common shares outstanding as of November 17, 2025, as reported in the issuer’s Form S-1. This indicates a significant minority position but does not, by itself, disclose any change in control or strategy.

Subsequent company disclosures may provide more detail on any governance roles or board representation associated with this stake, but this document primarily formalizes the current ownership level and control over voting and disposition of the reported shares.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 1)

American Integrity Insurance Group, Inc.

(Name of Issuer)

Common Stock

(Title of Class of Securities)

026948109

(CUSIP Number)

12/31/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 026948109

1

Names of Reporting Persons

James E. Sowell

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 4,473,824.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 4,473,824.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

4,473,824.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

22.9 %

12

Type of Reporting Person (See Instructions)

IN

Comment for Type of Reporting Person: The figures in Items 5, 7 and 9 consist of shares of common stock, par value $0.001 per share, of American Integrity Insurance Group, Inc., held by Sowell Investments Holding Co., LLC, of which James E. Sowell is the sole manager. The percent ownership calculated in Item 11 is based upon an aggregate of 19,576,804 shares of common stock, par value $0.001 per share, of American Integrity Insurance Group, Inc. reported as outstanding as of November 17, 2025 by American Integrity Insurance Group, Inc. in its registration statement on Form S-1 (File No. 333-291588).

SCHEDULE 13G

CUSIP No. 026948109

1

Names of Reporting Persons

Sowell Investments Holding Co., LLC

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

TEXAS

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 4,473,824.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 4,473,824.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

4,473,824.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

22.9 %

12

Type of Reporting Person (See Instructions)

OO

Comment for Type of Reporting Person: The percent ownership calculated in Item 11 is based upon an aggregate of 19,576,804 shares of common stock, par value $0.001 per share, of American Integrity Insurance Group, Inc. reported as outstanding as of November 17, 2025 by American Integrity Insurance Group, Inc. in its registration statement on Form S-1 (File No. 333-291588).

SCHEDULE 13G

Item 1.
(a)	Name of issuer: American Integrity Insurance Group, Inc.
(b)	Address of issuer's principal executive offices: 5426 Bay Center Drive, Suite 600, Tampa, Florida 33609
Item 2.
(a)	Name of person filing: This Schedule 13G is being jointly filed by each of James E. Sowell and Sowell Investments Holding Co., LLC
(b)	Address or principal business office or, if none, residence: 1601 Elm Street, Ste. 3500, Dallas, Texas 75201
(c)	Citizenship: See responses to Item 4 on each cover page
(d)	Title of class of securities: Common Stock
(e)	CUSIP No.: 026948109
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 4,473,824
(b)	Percent of class: 22.9 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 4,473,824
	(ii) Shared power to vote or to direct the vote: 0
	(iii) Sole power to dispose or to direct the disposition of: 4,473,824
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
	Not Applicable
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.	Certifications:
	Not Applicable

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

James E. Sowell

Signature:	/s/ James E. Sowell
Name/Title:	James E. Sowell
Date:	02/17/2026

Sowell Investments Holding Co., LLC

Signature:	/s/ James E. Sowell
Name/Title:	Manager
Date:	02/17/2026

FAQ

What ownership stake in American Integrity Insurance Group, Inc. does James E. Sowell report?

James E. Sowell reports beneficial ownership of 4,473,824 shares of American Integrity Insurance Group common stock, representing 22.9% of the class. These shares are held through Sowell Investments Holding Co., LLC, where he serves as sole manager with sole voting and dispositive power.

How many American Integrity (AII) shares does Sowell Investments Holding Co., LLC hold?

Sowell Investments Holding Co., LLC holds 4,473,824 American Integrity Insurance Group common shares. The filing states the entity has sole power to vote and dispose of these shares, with no shared voting or dispositive power reported for this ownership position.

How is the 22.9% ownership in American Integrity Insurance Group, Inc. calculated?

The 22.9% ownership is calculated using 4,473,824 beneficially owned shares over an aggregate of 19,576,804 American Integrity common shares outstanding. The outstanding share count comes from the company’s Form S-1, which reported that figure as of November 17, 2025.

Who jointly files this Schedule 13G/A for American Integrity (AII)?

The Schedule 13G/A is jointly filed by James E. Sowell and Sowell Investments Holding Co., LLC. Sowell is identified as the sole manager of the LLC, and both are listed as reporting persons for the same 4,473,824 American Integrity Insurance Group common shares.

What voting and dispositive powers are reported over American Integrity (AII) shares?

The filing reports sole voting power and sole dispositive power over 4,473,824 American Integrity common shares. It shows no shared voting or shared dispositive power, indicating full control by the reporting persons over how these shares are voted and disposed.

Does the American Integrity (AII) Schedule 13G/A indicate ownership by a U.S. person or entity?

Yes. The filing lists James E. Sowell as a citizen of the United States and identifies Sowell Investments Holding Co., LLC as organized in Texas. Both are reporting persons for the beneficial ownership of American Integrity Insurance Group common stock.