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Alkami Technology, Inc. 10-Q Filings

ALKT NASDAQ

Every 10-Q that Alkami Technology, Inc. (ALKT) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow ALKT and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full ALKT filings page.

Rhea-AI Summary

Alkami Technology generated Q2 2026 revenues of $129,844 (thousands), up from $112,059 (thousands) a year earlier. Net loss narrowed to $8,900 (thousands) from $13,591 (thousands), with gross margin at 56.8%. Adjusted EBITDA was $19,352 (thousands) versus $11,921 (thousands).

Annual Recurring Revenue reached $511,682 (thousands) with 23,589 registered users and Revenue per Registered User of $21.69. Cash and cash equivalents were $45,512 (thousands), marketable securities $35,443 (thousands), and the company had $345,000 (thousands) principal of 1.50% 2030 convertible notes outstanding and no borrowings on its $225,000 (thousands) revolving facility. In Q2, Alkami repurchased 884,575 shares for $15,000 (thousands), leaving $85,000 (thousands) authorized for future repurchases as of June 30, 2026, and reported remaining performance obligations of approximately $1.7 billion.

Rhea-AI Summary

Alkami Technology, Inc. reports strong growth but continued losses for the quarter ended March 31, 2026. Revenue rose to $126.1 million from $97.8 million, driven by more users on its digital banking platform, additional products sold to clients, and contribution from the 2025 MANTL acquisition.

Annual Recurring Revenue increased to $493.6 million, with 23,001 registered users and higher revenue per user. Despite this, Alkami posted a net loss of $10.0 million, or $(0.09) per share, as it continues to invest heavily in research, development, sales, and administrative functions.

Cash, cash equivalents and marketable securities totaled $77.6 million. The company has $345 million of 1.50% convertible notes due 2030 and an undrawn $225 million revolving credit facility. After quarter-end, the board authorized a share repurchase program of up to $100 million of common stock.

Rhea-AI Summary

Alkami Technology (ALKT) filed its Q3 2025 10‑Q, reporting strong top-line growth with continued investment. Revenue for the quarter was $112.954 million, up from $85.906 million a year ago, while gross profit rose to $64.142 million. The company posted a net loss of $14.804 million, or $0.14 per share, as operating expenses increased to support product development, sales and the integration of recent acquisitions.

Alkami closed the MANTL acquisition in March for approximately $375 million (net of cash acquired), contributing $11.0 million of revenue in Q3. Remaining performance obligations were about $1.6 billion as of September 30, 2025, with 49.9% expected to be recognized over the next 24 months. The company issued $345 million of 1.50% convertible senior notes due 2030 and ended the quarter with $57.316 million in cash and cash equivalents, a $25 million revolver balance, and a net carrying amount of $335.717 million for the notes.

Year to date, revenue reached $322.848 million, and the business recorded an $11.6 million income tax benefit tied in part to a partial release of a valuation allowance associated with the MANTL transaction.