Allstate (NYSE: ALL) logs $1.16B April–May catastrophe losses with policy growth
Filing Impact
Filing Sentiment
Form Type
8-K
Rhea-AI Filing Summary
The Allstate Corporation reported estimated catastrophe losses for May 2026 of $289 million, or $228 million after tax. For April and May combined, estimated catastrophe losses were $1.16 billion, or $915 million after tax.
Allstate Protection policies in force grew modestly. As of May 31, 2026, auto policies in force were 25,901 thousand, up 0.4% from April 30, 2026 and 2.7% from May 31, 2025. Homeowners policies reached 7,788 thousand, up 0.3% month over month and 2.6% year over year. Total Allstate Protection policies in force were 38,799 thousand, a 0.3% monthly increase and 2.4% annual increase.
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Insights
Allstate reports sizable spring catastrophe losses alongside steady policy growth.
Allstate estimates catastrophe losses of $289 million in May 2026 and $1.16 billion for April and May combined, with after-tax impacts of $228 million and $915 million, respectively. These figures reflect elevated severe weather costs in the second quarter.
Despite these losses, Allstate Protection policies in force rose slightly across auto, homeowners and other personal lines. Total policies reached 38,799 thousand at May 31, 2026, up 0.3% from April and 2.4% from a year earlier, indicating ongoing business growth while the company absorbs catastrophe volatility.
8-K Event Classification
2 items: 7.01, 9.01
2 items
Item 7.01
Regulation FD Disclosure
Disclosure
Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.
Item 9.01
Financial Statements and Exhibits
Exhibits
Financial statements, pro forma financial information, and exhibit attachments filed with this report.
Key Figures
May 2026 catastrophe losses: $289 million (pre-tax)
May 2026 catastrophe losses after tax: $228 million
April–May 2026 catastrophe losses: $1.16 billion (pre-tax)
+5 more
8 metrics
May 2026 catastrophe losses
$289 million (pre-tax)
Estimated catastrophe losses for May 2026
May 2026 catastrophe losses after tax
$228 million
Estimated after-tax catastrophe impact for May 2026
April–May 2026 catastrophe losses
$1.16 billion (pre-tax)
Estimated combined catastrophe losses for April and May 2026
April–May 2026 catastrophe losses after tax
$915 million
Estimated after-tax catastrophe impact for April and May 2026
Total policies in force
38,799 thousand
Allstate Protection policies in force as of May 31, 2026
Total policies YoY change
2.4%
Increase vs. May 31, 2025
Auto policies in force
25,901 thousand
Auto policies in force as of May 31, 2026
Homeowners policies in force
7,788 thousand
Homeowners policies in force as of May 31, 2026
Key Terms
catastrophe losses, policies in force, Regulation FD Disclosure, forward-looking statements, +1 more
5 terms
catastrophe losses financial
"announced estimated catastrophe losses for the month of May of $289 million"
Catastrophe losses are large, unexpected insurance payouts that follow major disasters such as hurricanes, earthquakes, wildfires or pandemics. They matter to investors because they can sharply reduce an insurer’s profits, drain reserves and force special financing or rate increases — much like a sudden flood overwhelming a city’s budget — and can also ripple through markets by affecting reinsurers, bondholders and stock prices.
policies in force financial
"The Registrant’s May 2026 monthly release announcing estimated catastrophe losses and policies in force"
Policies in force are the insurance contracts that are currently active and able to pay claims, similar to the number of active subscriptions a company has. For investors, they show the scale of an insurer’s current business and help indicate potential future revenue from premiums and ongoing exposure to claims; rising counts suggest growth, while shrinking counts can signal lapses or reduced future income.
Regulation FD Disclosure regulatory
"Section 7 - Regulation Item 7.01. Regulation FD Disclosure"
Regulation FD disclosure requires public companies to share important, market-moving information with everyone at the same time instead of tipping off analysts or large investors first. Think of it as making sure all players on a field hear the same announcement simultaneously; that fairness helps investors trust that stock prices reflect the same information and reduces the risk of sudden, unfair trading advantages or regulatory penalties for selective leaks.
forward-looking statements regulatory
"This news release contains “forward-looking statements” that anticipate results"
Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.
Noncumulative Preferred Stock financial
"Depositary Shares represent 1/1,000th of a share of 5.100% Noncumulative Preferred Stock, Series H"
Preferred shares that normally pay a fixed dividend but do not accumulate unpaid payments — if the company skips a dividend, the missed amount is not owed later. Investors care because these shares offer priority over common stock for dividends and in liquidation, yet provide less protection for income reliability than cumulative preferreds; think of it like a subscription where missed issues are not refunded, so income can be less predictable.
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15 (d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported): June 18, 2026
THE ALLSTATE CORP ORATION
(Exact name of registrant as specified in its charter)
| (State or other jurisdiction of incorporation) | (Commission File Number) | (IRS Employer Identification No.) | ||||||||||||
(Address of principal executive offices) (Zip Code)
Registrant’s telephone number, including area code (847 ) 402-2800
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
Securities registered pursuant to Section 12(b) of the Act:
| Title of each class | Trading Symbols | Name of each exchange on which registered | ||||||
| Common Stock, par value $0.01 per share | ALL | New York Stock Exchange NYSE Texas | ||||||
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
| Emerging growth company | |||||||||||
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ____
Section 7 - Regulation FD
Item 7.01. Regulation FD Disclosure
The Registrant’s May 2026 monthly release announcing estimated catastrophe losses and policies in force is posted on allstateinvestors.com and attached hereto as Exhibit 99 which is incorporated herein by reference. This exhibit is furnished and not filed, pursuant to Instruction B.2 of Form 8-K.
Section 9 – Financial Statements and Exhibits
Item 9.01. Financial Statements and Exhibits
(d) Exhibits
| Exhibit No. | Description | |||||||
| 99 | The Registrant’s press release dated June 18, 2026 | |||||||
| 104 | Cover Page Interactive Data File (formatted as inline XBRL) | |||||||
2
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| THE ALLSTATE CORPORATION | ||||||||||||||
| (Registrant) | ||||||||||||||
| By: | /s/ Eric K. Ferren | |||||||||||||
Name: Eric K. Ferren | ||||||||||||||
| Title: Senior Vice President, Controller and Chief Accounting Officer | ||||||||||||||
| Date: | June 18, 2026 | |||||||||||||
3
NEWS
FOR IMMEDIATE RELEASE
Contacts:
Nick Nottoli | Allister Gobin | |||||||
| Media Relations | Investor Relations | |||||||
mediateam@allstate.com | invrel@allstate.com | |||||||
May 2026 Monthly Release
NORTHBROOK, Ill., June 18, 2026 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of May of $289 million or $228 million, after-tax. Total catastrophe losses for April and May were $1.16 billion or $915 million, after-tax.
Allstate Protection policies in force are as follows:
Allstate Protection Policies in Force (1) | ||||||||||||||||||||||||||||||||
| (in thousands) | May 31, 2026 | April 30, 2026 | May 31, 2025 | May 31, 2026 v Apr. 30, 2026 | May 31, 2026 v May 31, 2025 | |||||||||||||||||||||||||||
| Auto | 25,901 | 25,805 | 25,226 | 0.4 | % | 2.7 | % | |||||||||||||||||||||||||
| Homeowners | 7,788 | 7,764 | 7,587 | 0.3 | % | 2.6 | % | |||||||||||||||||||||||||
| Other personal lines | 4,930 | 4,919 | 4,887 | 0.2 | % | 0.9 | % | |||||||||||||||||||||||||
| Commercial lines | 180 | 179 | 180 | 0.6 | % | — | % | |||||||||||||||||||||||||
| Total | 38,799 | 38,667 | 37,880 | 0.3 | % | 2.4 | % | |||||||||||||||||||||||||
(1)Policy counts are based on items rather than customers. A multi-car customer would generate multiple item (policy) counts, even if all cars were insured under one policy. Lender-placed policies are excluded from policy counts because relationships are with the lenders.
As previously communicated, policies in force will be reported in our quarterly earnings release going forward.
Financial information, including material announcements about The Allstate Corporation, is routinely posted on www.allstateinvestors.com.
Forward-Looking Statements
This news release contains “forward-looking statements” that anticipate results based on our estimates, assumptions and plans that are subject to uncertainty. These statements are made subject to the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements do not relate strictly to historical or current facts and may be identified by their use of words like “plans,” “seeks,” “expects,” “will,” “should,” “anticipates,” “estimates,” “intends,” “believes,” “likely,” “targets” and other words with similar meanings. We believe these statements are based on reasonable estimates, assumptions and plans. However, if the estimates, assumptions or plans underlying the forward-looking statements prove inaccurate or if other risks or uncertainties arise, actual results could differ materially from those communicated in these forward-looking statements. Factors that could cause actual results to differ materially from those expressed in, or implied by, the forward-looking statements may be found in our filings with the U.S. Securities and Exchange Commission, including the “Risk Factors” section in our most recent annual report on Form 10-K. Forward-looking statements are as of the date on which they are made, and we assume no obligation to update or revise any forward-looking statement.
About Allstate
The Allstate Corporation (NYSE: ALL) protects people from life’s uncertainties with affordable, simple and connected protection for autos, homes, electronic devices, and identities. Products are available through a broad distribution network including Allstate agents, independent agents, major retailers, online, and at the workplace. Allstate has 212 million policies in force and is widely known for the slogan “You’re in Good Hands with Allstate.” For more information, visit www.allstate.com.
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FAQ
What catastrophe losses did Allstate (ALL) report for May 2026?
Allstate estimated May 2026 catastrophe losses of $289 million, or $228 million after tax. These figures reflect the impact of severe events on results and feed into second-quarter earnings performance once final numbers are recorded.
What were Allstate’s (ALL) total catastrophe losses for April and May 2026?
Allstate reported combined April and May 2026 catastrophe losses of $1.16 billion, or $915 million after tax. This two-month total highlights substantial weather-related costs affecting quarterly profitability for the property and casualty insurer.
How many auto policies in force did Allstate (ALL) have at May 31, 2026?
Allstate Protection had 25,901 thousand auto policies in force at May 31, 2026. This was a 0.4% increase from April 30, 2026 and a 2.7% increase from May 31, 2025, showing steady auto insurance growth.
How did Allstate’s (ALL) homeowners policies in force change year over year?
Allstate Protection reported 7,788 thousand homeowners policies in force at May 31, 2026. This represented a 2.6% increase compared with May 31, 2025, indicating moderate expansion in its homeowners insurance portfolio over the prior year.
What was the total number of Allstate (ALL) policies in force at May 31, 2026?
Total Allstate Protection policies in force were 38,799 thousand at May 31, 2026. This total increased 0.3% from April 30, 2026 and 2.4% from May 31, 2025, reflecting gradual overall portfolio growth.
Where does Allstate (ALL) post its monthly catastrophe and policy updates?
Allstate states that financial information and material announcements, including monthly catastrophe loss and policies-in-force releases, are routinely posted on allstateinvestors.com. Investors can access ongoing updates and related materials through that investor relations website.