Two July storms drive most losses at Allstate (NYSE: ALL)
Rhea-AI Filing Summary
ALLSTATE CORP (ALL) reported estimated catastrophe losses for July 2026 totaling $682 million pre-tax, or $539 million after-tax. These losses stem from 23 catastrophe events, with approximately 75% of the losses attributable to two wind and hail events. The disclosure is provided as part of a Regulation FD communication via a Form 8-K and accompanying press release.
Allstate states that financial information and material announcements are routinely posted on its investor website. The company also includes customary forward-looking statement language, noting that actual results may differ materially from estimates due to various risks and uncertainties described in its SEC filings. Allstate highlights its scale with 216 million policies in force across auto, home, device, and identity protection products.
Positive
- None.
Negative
- $682 million in estimated July catastrophe losses, or $539 million after-tax, from 23 events, concentrated in two major wind and hail events.
8-K Event Classification
2 items: 7.01, 9.01
2 items
Item 7.01
Regulation FD Disclosure
Disclosure
Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.
Item 9.01
Financial Statements and Exhibits
Exhibits
Financial statements, pro forma financial information, and exhibit attachments filed with this report.
Key Figures
Estimated catastrophe losses, pre-tax: $682 million
Estimated catastrophe losses, after-tax: $539 million
Number of catastrophe events: 23 events
+2 more
5 metrics
Estimated catastrophe losses, pre-tax
$682 million
For the month of July 2026
Estimated catastrophe losses, after-tax
$539 million
For the month of July 2026
Number of catastrophe events
23 events
Events contributing to July 2026 catastrophe losses
Loss concentration in two events
75%
Approximate share of July 2026 catastrophe losses from two wind and hail events
Policies in force
216 million
Allstate policies in force across product lines
Key Terms
catastrophe losses, Regulation FD Disclosure, forward-looking statements, Private Securities Litigation Reform Act of 1995, +1 more
5 terms
catastrophe losses financial
"announced estimated catastrophe losses for the month of July of $682 million"
Catastrophe losses are large, unexpected insurance payouts that follow major disasters such as hurricanes, earthquakes, wildfires or pandemics. They matter to investors because they can sharply reduce an insurer’s profits, drain reserves and force special financing or rate increases — much like a sudden flood overwhelming a city’s budget — and can also ripple through markets by affecting reinsurers, bondholders and stock prices.
Regulation FD Disclosure regulatory
"Item 7.01. Regulation FD Disclosure The Registrant’s July 2026 monthly release"
Regulation FD disclosure requires public companies to share important, market-moving information with everyone at the same time instead of tipping off analysts or large investors first. Think of it as making sure all players on a field hear the same announcement simultaneously; that fairness helps investors trust that stock prices reflect the same information and reduces the risk of sudden, unfair trading advantages or regulatory penalties for selective leaks.
forward-looking statements regulatory
"This news release contains “forward-looking statements” that anticipate results"
Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.
Private Securities Litigation Reform Act of 1995 regulatory
"subject to the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995"
Noncumulative Preferred Stock financial
"Depositary Shares represent 1/1,000th of a share of 5.100% Noncumulative Preferred Stock"
Preferred shares that normally pay a fixed dividend but do not accumulate unpaid payments — if the company skips a dividend, the missed amount is not owed later. Investors care because these shares offer priority over common stock for dividends and in liquidation, yet provide less protection for income reliability than cumulative preferreds; think of it like a subscription where missed issues are not refunded, so income can be less predictable.
FAQ
What catastrophe losses did ALLSTATE CORP (ALL) report for July 2026?
ALLSTATE CORP reported estimated July 2026 catastrophe losses of $682 million pre-tax, or $539 million after-tax. These losses came from 23 events, with about 75% tied to two wind and hail events.
How many catastrophe events affected Allstate (ALL) in July 2026?
Allstate experienced 23 catastrophe events in July 2026. The company disclosed that approximately 75% of the total estimated catastrophe losses were related to just two significant wind and hail events.
What portion of Allstate’s (ALL) July 2026 catastrophe losses came from major storms?
Approximately 75% of Allstate’s July 2026 catastrophe losses were related to two wind and hail events. This concentration indicates that a small number of severe storms drove most of the estimated $682 million pre-tax losses.
What after-tax impact did July 2026 catastrophe losses have on Allstate (ALL)?
The after-tax impact of Allstate’s July 2026 catastrophe losses was estimated at $539 million. This figure reflects the net effect after taxes of the $682 million in pre-tax catastrophe losses disclosed for the month.
How many policies does Allstate (ALL) have in force according to this report?
Allstate reports having 216 million policies in force. These policies cover autos, homes, electronic devices, and identities, distributed through Allstate agents, independent agents, retailers, online channels, and workplace offerings.
Where does Allstate (ALL) post its financial and material announcements?
Allstate states that financial information, including material announcements, is routinely posted on www.allstateinvestors.com. Investors can use this site to access releases such as the July 2026 catastrophe loss update.
AI-generated analysis. How Rhea-AI works. Not financial advice.
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15 (d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported): August 20, 2026
THE ALLSTATE CORP ORATION
(Exact name of registrant as specified in its charter)
| (State or other jurisdiction of incorporation) | (Commission File Number) | (IRS Employer Identification No.) | ||||||||||||
(Address of principal executive offices) (Zip Code)
Registrant’s telephone number, including area code (847 ) 402-2800
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
Securities registered pursuant to Section 12(b) of the Act:
| Title of each class | Trading Symbols | Name of each exchange on which registered | ||||||
| Common Stock, par value $0.01 per share | ALL | New York Stock Exchange NYSE Texas | ||||||
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
| Emerging growth company | |||||||||||
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ____
Section 7 - Regulation FD
Item 7.01. Regulation FD Disclosure
The Registrant’s July 2026 monthly release announcing estimated catastrophe losses is posted on allstateinvestors.com and attached hereto as Exhibit 99 which is incorporated herein by reference. This exhibit is furnished and not filed, pursuant to Instruction B.2 of Form 8-K.
Section 9 – Financial Statements and Exhibits
Item 9.01. Financial Statements and Exhibits
(d) Exhibits
| Exhibit No. | Description | |||||||
| 99 | The Registrant’s press release dated August 20, 2026 | |||||||
| 104 | Cover Page Interactive Data File (formatted as inline XBRL) | |||||||
2
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| THE ALLSTATE CORPORATION | ||||||||||||||
| (Registrant) | ||||||||||||||
| By: | /s/ Eric K. Ferren | |||||||||||||
Name: Eric K. Ferren | ||||||||||||||
| Title: Senior Vice President, Controller and Chief Accounting Officer | ||||||||||||||
| Date: | Aug. 20, 2026 | |||||||||||||
3
NEWS
FOR IMMEDIATE RELEASE
Contacts:
Nick Nottoli | Allister Gobin | |||||||
| Media Relations | Investor Relations | |||||||
mediateam@allstate.com | invrel@allstate.com | |||||||
July 2026 Monthly Release
NORTHBROOK, Ill., Aug. 20, 2026 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of July of $682 million or $539 million, after-tax. Catastrophe losses for July include 23 events with approximately 75% of the losses related to two wind and hail events.
Financial information, including material announcements about The Allstate Corporation, is routinely posted on www.allstateinvestors.com.
Forward-Looking Statements
This news release contains “forward-looking statements” that anticipate results based on our estimates, assumptions and plans that are subject to uncertainty. These statements are made subject to the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements do not relate strictly to historical or current facts and may be identified by their use of words like “plans,” “seeks,” “expects,” “will,” “should,” “anticipates,” “estimates,” “intends,” “believes,” “likely,” “targets” and other words with similar meanings. We believe these statements are based on reasonable estimates, assumptions and plans. However, if the estimates, assumptions or plans underlying the forward-looking statements prove inaccurate or if other risks or uncertainties arise, actual results could differ materially from those communicated in these forward-looking statements. Factors that could cause actual results to differ materially from those expressed in, or implied by, the forward-looking statements may be found in our filings with the U.S. Securities and Exchange Commission, including the “Risk Factors” section in our most recent annual report on Form 10-K. Forward-looking statements are as of the date on which they are made, and we assume no obligation to update or revise any forward-looking statement.
About Allstate
The Allstate Corporation (NYSE: ALL) protects people from life’s uncertainties with affordable, simple and connected protection for autos, homes, electronic devices, and identities. Products are available through a broad distribution network including Allstate agents, independent agents, major retailers, online, and at the workplace. Allstate has 216 million policies in force and is widely known for the slogan “You’re in Good Hands with Allstate.” For more information, visit www.allstate.com.
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