Allstate estimates $748M August catastrophe hit
Allstate estimates $748 million of catastrophe losses in August 2026 and $1.43 billion across July and August, driven largely by severe weather events.
Rhea-AI Filing Summary
ALLSTATE CORP (ALL) reported significant estimated catastrophe losses for August 2026. The company estimates August catastrophe losses of $748 million before tax and $591 million after tax, reflecting 21 events, with roughly half of the losses tied to a single wind and hail event.
For July and August 2026 combined, total estimated catastrophe losses are $1.43 billion before tax and $1.13 billion after tax. Allstate notes that financial information, including material announcements, is routinely posted on allstateinvestors.com, and reiterates standard forward-looking statement cautions and risk-factor references.
Positive
- None.
Negative
- August 2026 catastrophe losses of $748 million pre-tax and $591 million after-tax represent a substantial weather-related impact on results for the month.
- Total July–August 2026 catastrophe losses of $1.43 billion pre-tax and $1.13 billion after-tax indicate a heavy two‑month burden from 21 events, with about half of August losses from one wind and hail event.
8-K Event Classification
2 items: 7.01, 9.01
2 items
Item 7.01
Regulation FD Disclosure
Disclosure
Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.
Item 9.01
Financial Statements and Exhibits
Exhibits
Financial statements, pro forma financial information, or exhibit attachments filed with this report.
Key Figures
August 2026 catastrophe losses (pre-tax): $748 million
August 2026 catastrophe losses (after-tax): $591 million
Total July–August 2026 catastrophe losses (pre-tax): $1.43 billion
+4 more
7 metrics
August 2026 catastrophe losses (pre-tax)
$748 million
Estimated catastrophe losses for the month of August 2026
August 2026 catastrophe losses (after-tax)
$591 million
Estimated after-tax catastrophe impact for August 2026
Total July–August 2026 catastrophe losses (pre-tax)
$1.43 billion
Combined estimated catastrophe losses for July and August 2026
Total July–August 2026 catastrophe losses (after-tax)
$1.13 billion
Combined estimated after-tax catastrophe losses for July and August 2026
Number of catastrophe events in August 2026
21 events
Events contributing to August 2026 catastrophe losses
Portion of August losses from one wind and hail event
Approximately 50%
Share of August 2026 catastrophe losses tied to a single event
Policies in force
216 million policies
Total policies in force across Allstate’s product portfolio
Key Terms
catastrophe losses, forward-looking statements, Private Securities Litigation Reform Act of 1995, Risk Factors, +1 more
5 terms
catastrophe losses financial
"announced estimated catastrophe losses for the month of August of $748 million"
Catastrophe losses are large, unexpected insurance payouts that follow major disasters such as hurricanes, earthquakes, wildfires or pandemics. They matter to investors because they can sharply reduce an insurer’s profits, drain reserves and force special financing or rate increases — much like a sudden flood overwhelming a city’s budget — and can also ripple through markets by affecting reinsurers, bondholders and stock prices.
forward-looking statements regulatory
"This news release contains “forward-looking statements” that anticipate results"
Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.
Private Securities Litigation Reform Act of 1995 regulatory
"subject to the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995"
Risk Factors regulatory
"including the “Risk Factors” section in our most recent annual report on Form 10-K"
Risk factors are elements or conditions that could cause an investment's value to decrease or lead to potential losses. They are like warning signs or obstacles that can affect the success of an investment, making it uncertain or more unpredictable. Recognizing risk factors helps investors understand the possible challenges and make more informed decisions.
Noncumulative Preferred Stock financial
"Depositary Shares represent 1/1,000th of a share of 5.100% Noncumulative Preferred Stock, Series H"
Preferred shares that normally pay a fixed dividend but do not accumulate unpaid payments — if the company skips a dividend, the missed amount is not owed later. Investors care because these shares offer priority over common stock for dividends and in liquidation, yet provide less protection for income reliability than cumulative preferreds; think of it like a subscription where missed issues are not refunded, so income can be less predictable.
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
What catastrophe losses did ALLSTATE CORP (ALL) report for August 2026?
ALLSTATE CORP estimates August 2026 catastrophe losses of $748 million before tax and $591 million after-tax. These losses arise from 21 catastrophe events, with approximately half of the August losses related to a single wind and hail event.
What are Allstate’s total catastrophe losses for July and August 2026?
For July and August 2026 combined, Allstate estimates total catastrophe losses of $1.43 billion before tax and $1.13 billion after-tax. These figures aggregate the impact of multiple catastrophe events over the two-month period.
How many catastrophe events affected Allstate in August 2026?
Allstate reports that 21 catastrophe events contributed to August 2026 losses. The company states that approximately 50% of the August losses are related to a single wind and hail event, highlighting the concentration of damage in one major storm.
How much of Allstate’s August 2026 catastrophe loss was driven by one event?
Allstate states that approximately 50% of August 2026 catastrophe losses were related to a single wind and hail event. With total August catastrophe losses of $748 million pre-tax, this suggests a significant impact from that single weather event.
Where does Allstate (ALL) post its financial and material announcements?
Allstate indicates that financial information and material announcements about The Allstate Corporation are routinely posted on www.allstateinvestors.com. Investors can access press releases, including catastrophe loss updates, through that website.
How many policies does Allstate have in force according to this report?
Allstate reports having 216 million policies in force. The company describes providing affordable, simple and connected protection across autos, homes, electronic devices and identities through a broad distribution network including agents, retailers, online channels and workplace offerings.
AI-generated analysis. How Rhea-AI works. Not financial advice.
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15 (d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported): September 17, 2026
THE ALLSTATE CORP ORATION
(Exact name of registrant as specified in its charter)
| (State or other jurisdiction of incorporation) | (Commission File Number) | (IRS Employer Identification No.) | ||||||||||||
(Address of principal executive offices) (Zip Code)
Registrant’s telephone number, including area code (847 ) 402-2800
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
Securities registered pursuant to Section 12(b) of the Act:
| Title of each class | Trading Symbols | Name of each exchange on which registered | ||||||
| Common Stock, par value $0.01 per share | ALL | New York Stock Exchange NYSE Texas | ||||||
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
| Emerging growth company | |||||||||||
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ____
Section 7 - Regulation FD
Item 7.01. Regulation FD Disclosure
The Registrant’s August 2026 monthly release announcing estimated catastrophe losses is posted on allstateinvestors.com and attached hereto as Exhibit 99 which is incorporated herein by reference. This exhibit is furnished and not filed, pursuant to Instruction B.2 of Form 8-K.
Section 9 – Financial Statements and Exhibits
Item 9.01. Financial Statements and Exhibits
(d) Exhibits
| Exhibit No. | Description | |||||||
| 99 | The Registrant’s press release dated September 17, 2026 | |||||||
| 104 | Cover Page Interactive Data File (formatted as inline XBRL) | |||||||
2
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| THE ALLSTATE CORPORATION | ||||||||||||||
| (Registrant) | ||||||||||||||
| By: | /s/ Eric K. Ferren | |||||||||||||
Name: Eric K. Ferren | ||||||||||||||
| Title: Senior Vice President, Controller and Chief Accounting Officer | ||||||||||||||
| Date: | Sept. 17, 2026 | |||||||||||||
3
NEWS
FOR IMMEDIATE RELEASE
Contacts:
Nick Nottoli | Allister Gobin | |||||||
| Media Relations | Investor Relations | |||||||
mediateam@allstate.com | invrel@allstate.com | |||||||
August 2026 Monthly Release
NORTHBROOK, Ill., Sept. 17, 2026 – The Allstate Corporation (NYSE: ALL) today announced estimated catastrophe losses for the month of August of $748 million or $591 million, after-tax. Catastrophe losses for August include 21 events with approximately 50% of the losses related to one wind and hail event. Total catastrophe losses for July and August were $1.43 billion or $1.13 billion, after-tax.
Financial information, including material announcements about The Allstate Corporation, is routinely posted on www.allstateinvestors.com.
Forward-Looking Statements
This news release contains “forward-looking statements” that anticipate results based on our estimates, assumptions and plans that are subject to uncertainty. These statements are made subject to the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements do not relate strictly to historical or current facts and may be identified by their use of words like “plans,” “seeks,” “expects,” “will,” “should,” “anticipates,” “estimates,” “intends,” “believes,” “likely,” “targets” and other words with similar meanings. We believe these statements are based on reasonable estimates, assumptions and plans. However, if the estimates, assumptions or plans underlying the forward-looking statements prove inaccurate or if other risks or uncertainties arise, actual results could differ materially from those communicated in these forward-looking statements. Factors that could cause actual results to differ materially from those expressed in, or implied by, the forward-looking statements may be found in our filings with the U.S. Securities and Exchange Commission, including the “Risk Factors” section in our most recent annual report on Form 10-K. Forward-looking statements are as of the date on which they are made, and we assume no obligation to update or revise any forward-looking statement.
About Allstate
The Allstate Corporation (NYSE: ALL) protects people from life’s uncertainties with affordable, simple and connected protection for autos, homes, electronic devices, and identities. Products are available through a broad distribution network including Allstate agents, independent agents, major retailers, online, and at the workplace. Allstate has 216 million policies in force and is widely known for the slogan “You’re in Good Hands with Allstate.” For more information, visit www.allstate.com.
# # # #