Every 424B that Ally Finl Inc (ALLY) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow ALLY and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full ALLY filings page.
Ally Financial Inc. (ALLY) is conducting a primary offering of senior unsecured fixed-to-floating rate notes. The notes pay a fixed interest rate for an initial period, then a floating rate based on Compounded SOFR plus a spread, with interest paid quarterly in arrears during the floating period.
The notes rank equally with Ally’s other unsubordinated unsecured debt and ahead of expressly subordinated debt, but are effectively subordinated to secured debt and structurally subordinated to liabilities of subsidiaries, including Ally Bank deposits. As of June 30, 2026, Ally had $23.0 billion of debt outstanding and assets of $199.8 billion.
Ally may redeem the notes at its option at specified times and prices, and the notes will not be listed on any exchange, so trading liquidity is uncertain. Net proceeds are expected to be used for general corporate purposes. The notes are not savings or deposit accounts and are not FDIC insured.
Ally Financial Inc. is registering 1,000,000 shares of 7.100% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series D. The shares have a $1,000 liquidation preference per share and an initial fixed dividend of 7.100% per annum through August 15, 2031, then reset every five years to the five-year treasury rate plus 3.148%. The offering price is $1,000.00 per share, with expected gross proceeds of $1,000,000,000 and estimated net proceeds to Ally of $990,000,000, before expenses. Dividends are non-cumulative, discretionary, and payable only if declared by Ally’s board. Redemption is at Ally’s option subject to Federal Reserve approval and certain regulatory capital conditions. The securities will not be listed on an exchange and will be delivered in book-entry form through DTC.
Ally Financial Inc. is offering shares of % Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series D, with a liquidation preference of $1,000 per share. Dividends are non-cumulative, payable quarterly, at a fixed rate until August 15, 2031, and thereafter reset each period to the five-year treasury rate plus a fixed spread. Dividends are payable only if declared and are subject to legal and regulatory restrictions. Ally may redeem the Series D shares on or after the first reset date or upon certain regulatory capital events, in each case subject to prior approval of the Federal Reserve. The Series D Preferred Stock will not be listed on any exchange and may have limited secondary-market liquidity. Net offering proceeds are intended for general corporate purposes and may include the redemption of some or all of Ally’s Series B Preferred Stock.