Welcome to our dedicated page for Ally Finl SEC filings (Ticker: ALLY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Ally Financial Inc. (NYSE: ALLY) files a broad range of reports and exhibits with the U.S. Securities and Exchange Commission that document its activities as a financial services company. This page aggregates Ally’s SEC filings and pairs them with AI-powered summaries to help readers interpret the information contained in complex documents.
Ally’s filings include current reports on Form 8-K that disclose material events such as the adoption of a multi-year share repurchase program authorizing up to $2.0 billion of common stock repurchases, quarterly and second-quarter earnings results, preliminary operating results, and the issuance of fixed-to-floating rate senior notes under a shelf registration statement on Form S-3. These 8-Ks also cover governance items, including the retirement of directors and changes in roles such as Chief Accounting Officer and Controller.
Through its registration statements and related exhibits, Ally provides details on debt offerings and capital structure. For example, it files underwriting agreements with investment banks, forms of notes, executive committee actions authorizing offerings, legal opinions, and consents. These materials explain the terms of senior notes and the indenture framework under which they are issued. Investors can use this information to understand Ally’s funding profile and obligations.
Filings also identify Ally’s common stock, par value $0.01 per share, as trading on the New York Stock Exchange under the symbol ALLY, and they describe preferred stock series such as the 4.700% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B and Series C. Dividend declarations on these securities are disclosed in press releases and may be referenced in related filings.
On this page, real-time updates from EDGAR are combined with AI-generated explanations that highlight key points in Ally’s 8-Ks, registration-related documents, and other reports. The goal is to make it easier to locate information on earnings announcements, capital actions like share repurchases and debt offerings, governance changes, and the structure of Ally’s equity and preferred securities without reading every filing line by line.
Ally Financial Inc. executive Douglas R. Timmerman, President of DFS, sold 39,675 shares of common stock in an open-market transaction at a weighted average price of $45.1714 per share. After this sale, he directly holds 477,627 Ally shares.
The transaction was carried out under a pre-arranged Rule 10b5-1 trading plan adopted on December 3, 2025, indicating it was scheduled in advance rather than timed discretionarily.
Ally submitted a Form 144 notice describing proposed sales of securities, dated 04/17/2026, on the NYSE. The filing lists 39,675 shares and related grant/RSU lots dated from 02/01/2018 through 11/13/2020.
Ally Financial Inc. reported a strong turnaround in preliminary first-quarter 2026 results, with GAAP net income attributable to common shareholders of $291 million versus a $253 million loss a year earlier. GAAP EPS was $0.93, while Adjusted EPS rose to $1.11 from $0.58, reflecting higher core profitability.
GAAP total net revenue reached $2.1 billion, up 36% year over year, and adjusted total net revenue was $2.2 billion, up 6%. Net financing revenue increased to $1.6 billion, supported by a 3.48% net interest margin and 3.52% net interest margin excluding Core OID. Provision for credit losses rose to $467 million, largely compared to a prior-year reserve release, but retail auto net charge-offs and delinquencies improved.
Dealer Financial Services generated consumer auto originations of $11.5 billion, up 13% year over year, with a 9.60% estimated retail auto originated yield and continued credit quality. Corporate Finance delivered a 26% ROE with held-for-investment loans of $13.7 billion, while Insurance core pre-tax income increased to $87 million, helped by lower weather losses. Ally ended the quarter with $146.1 billion in retail deposits from 3.5 million customers, an 68th consecutive quarter of customer growth, and reported a 10.1% CET1 ratio and adjusted tangible book value per share of $40.93.
Ally Financial director Gunther Bright received a compensation grant of 348 Deferred Stock Units of common stock on April 9, 2026. The units are fully vested upon grant and convert into common shares on a one-for-one basis upon distribution.
The grant is valued using a per share market price of $39.23 as of March 31, 2026. Following this award, Bright directly holds a total of 2,534 shares of Ally Financial common stock, reflecting a routine equity-based compensation grant rather than an open-market purchase.
Ally Financial Inc. director Thomas P. Gibbons received an award of 1,211 shares of common stock in the form of Deferred Stock Units. The units convert into common stock on a one-for-one basis and were fully vested upon grant.
The award was valued at $39.23 per share, which represents the market value of Ally Financial's common stock as of March 31, 2026. Following this grant, Gibbons directly holds 21,396 shares of Ally Financial common stock.
Ally Financial Inc. director David Reilly reported receiving an award of 829 shares of common stock in the form of Deferred Stock Units. These units convert into common shares on a one-for-one basis and are fully vested upon grant. The per-share market value used for the award was $39.23 as of March 31, 2026, and Reilly now directly holds 32,430 common shares after this compensation-related acquisition.
The Vanguard Group filed Amendment No. 12 to a Schedule 13G/A reporting no beneficial ownership of Ally Financial Inc. common stock. The filing states 0 shares beneficially owned and 0% of the class. It explains an internal realignment effective January 12, 2026, under SEC Release No. 34-39538, after which certain Vanguard subsidiaries report ownership separately. The filing is signed by Ashley Grim, Head of Global Fund Administration, dated 03/26/2026.
Ally Financial Inc. presents its 2026 proxy statement, combining a review of 2025 performance with key voting items for the May 6, 2026 virtual annual shareholder meeting. Shareholders of record on March 13, 2026 can vote online, by phone, mail, or during the webcast.
In 2025, Ally executed its “Focused. Forward.” strategy by exiting mortgage originations, selling credit card operations, and emphasizing core Dealer Financial Services, Corporate Finance, and Ally Bank. Results included GAAP EPS of $2.37, return on equity of 6.0%, Core ROTCE of 10.4% and adjusted EPS of $3.81, both sharply higher year over year, and roughly 30% total shareholder return.
The Board recommends voting FOR 12 director nominees, advisory say‑on‑pay, Deloitte as auditor, an updated Incentive Compensation Omnibus Plan, and an Employee Stock Purchase Plan, and AGAINST a shareholder proposal to lower the ownership threshold to call special meetings. Governance highlights include an independent chair, 92% independent nominees, majority voting in uncontested elections, proxy access, and an expanded AI and compensation oversight framework shaped by extensive shareholder engagement.
Ally Financial Inc. reports a broad 2025 business overview as a large digital-focused financial services company with $196.0 billion in assets as of December 31 2025. Its main lines are Dealer Financial Services (automotive finance and insurance), Corporate Finance, and Ally Bank’s nationwide all-digital deposit platform.
Ally Bank held $184.6 billion in assets and $151.6 billion in nonaffiliate deposits as of December 31 2025, supporting auto loans, leases, insurance products, and corporate lending. The company emphasizes technology, data, and AI to drive efficiency, deepen dealer and customer relationships, and grow originations and written premiums.
The filing details an extensive U.S. regulatory regime, including Bank Holding Company and Financial Holding Company status, Basel III capital rules, stress tests, capital planning, resolution planning, brokered deposit limits, FDIC insurance assessments, and consumer protection laws. It also highlights human capital: about 10,300 employees, high engagement scores of 84 versus a 77 financial-services benchmark, and retention around 85% in 2025.