Ally Financial Inc. filings document the regulatory record of a Delaware financial services company with NYSE-listed common stock. Its reports cover operating results furnished through Form 8-K earnings releases, supplemental financial data, and analyst presentation materials, along with capital-structure disclosures for common stock and fixed-rate reset non-cumulative perpetual preferred stock series.
The company’s SEC filings also record proxy governance matters, annual meeting votes, director elections, equity and incentive compensation plans, share repurchase authorization, preferred stock rights and preferences, redemption-related matters, and director or officer changes. These disclosures connect Ally’s banking, auto finance, insurance, brokerage, advisory, and corporate finance activities with its governance, securities, and capital management framework.
Ally Financial Inc. director Gunther Bright acquired 366 deferred stock units on September 30, 2026, at a reported price of $37.62 per share. The units are payable solely in Ally common stock on a one-for-one basis following the end of his director service, under his deferral election. His reported direct position after the transaction was 6,832 shares.
Ally Financial Inc. (ALLY) entered into an Underwriting Agreement on September 9, 2026 with a syndicate led by BofA Securities, J.P. Morgan, TD Securities (USA) and Wells Fargo Securities, under which Ally agreed to sell $750,000,000 aggregate principal amount of 5.525% Fixed-to-Floating Rate Senior Notes due 2030.
The Notes were issued on September 16, 2026 under an existing Indenture between Ally and The Bank of New York Mellon and are registered under Ally’s automatic shelf registration statement on Form S-3 (File No. 333-290659), which became effective October 1, 2025. Ally is filing the underwriting agreement, executive committee action, form of note, and related legal opinion and consent as exhibits.
Ally Financial Inc. (ALLY) is issuing $750,000,000 aggregate principal amount of 5.525% Fixed-to-Floating Rate Senior Notes due 2030 under its existing shelf registration. The notes pay a fixed 5.525% coupon, semi-annually from March 16, 2027 to September 16, 2029, then reset quarterly at Compounded SOFR + 117 bps until maturity on September 16, 2030. The offering price is 100.000% of principal, with a 0.400% underwriting discount, generating gross cash proceeds of $750 million and estimated net proceeds of about $747 million before expenses, to be used for general corporate purposes. The notes are unsubordinated unsecured obligations of Ally, effectively subordinated to $13.2 billion of secured debt and structurally subordinated to liabilities of its subsidiaries, including Ally Bank deposits. Ally reports $199.8 billion in assets and $23.0 billion in total indebtedness as of June 30, 2026. The notes are redeemable at Ally’s option on specified call dates and will not be listed, so liquidity will rely on dealer market-making.
Ally Financial Inc. (ALLY) is conducting a primary offering of senior unsecured fixed-to-floating rate notes. The notes pay a fixed interest rate for an initial period, then a floating rate based on Compounded SOFR plus a spread, with interest paid quarterly in arrears during the floating period.
The notes rank equally with Ally’s other unsubordinated unsecured debt and ahead of expressly subordinated debt, but are effectively subordinated to secured debt and structurally subordinated to liabilities of subsidiaries, including Ally Bank deposits. As of June 30, 2026, Ally had $23.0 billion of debt outstanding and assets of $199.8 billion.
Ally may redeem the notes at its option at specified times and prices, and the notes will not be listed on any exchange, so trading liquidity is uncertain. Net proceeds are expected to be used for general corporate purposes. The notes are not savings or deposit accounts and are not FDIC insured.
Ally Financial Inc., as an institutional investment manager, filed a quarterly Form 13F holdings report listing its reportable equity securities. The report covers 131 portfolio entries with an aggregate Form 13F information table value of $775,013,926. Two affiliated managers, Ally Insurance Holdings Inc. and Motors Insurance Corp., are also included.
Ally Financial Inc. executive Stephanie N. Richard, Chief Risk Officer, reported selling 5,000 shares of common stock on August 4, 2026 at a weighted average price of $44.2336 per share, in open-market transactions under a Rule 10b5-1 trading plan adopted on January 30, 2026. Following the sale, she directly holds 88,927 shares.
ALLY affiliate Stephanie Richard filed to sell common stock under a resale notice. The filing lists a planned sale of 5,000 common shares through Morgan Stanley Smith Barney LLC Executive Financial Services on the NYSE, with an aggregate market value of $221,168.00. It also notes awards of performance shares and restricted stock, and discloses a prior sale of 5,000 common shares on May 15, 2026 for $210,708.00.
Ally Financial Inc. reported that Chief Financial Officer Russell E. Hutchinson had 12,614 shares of common stock withheld on 2026-07-21 to satisfy his tax obligation arising from the vesting of a previously reported restricted stock unit award, at $44.43 per share.
Following this tax-withholding disposition, Hutchinson directly holds 241,253 shares of Ally Financial common stock.
Ally Financial Inc. reported higher profitability for the quarter and six months ended June 30, 2026. For Q2 2026, total net revenue was $2,286 million versus $2,082 million a year earlier, with net financing revenue and other interest income of $1,684 million. Provision for credit losses was $430 million in the quarter and $897 million year-to-date. Net income from continuing operations was $410 million in Q2 2026 versus $352 million in Q2 2025, and $729 million for the first half of 2026 versus $127 million a year earlier. Diluted EPS was $1.18 for Q2 2026 and $2.11 for the first half, compared with $1.04 and $0.23 in the prior-year periods. Prior-year results included a $305 million goodwill impairment and a $493 million realized loss on available-for-sale securities that did not recur in 2026.
At June 30, 2026, total assets were $199,772 million and finance receivables and loans, net, were $140,097 million. Total deposit liabilities were $154,046 million, and total equity was $15,491 million, with accumulated other comprehensive loss of $2,711 million. The allowance for loan losses was $3,576 million, while nonaccrual finance receivables and loans totaled $1,226 million, down from $1,366 million at December 31, 2025. Operating activities provided $2,724 million of cash in the first half, investing activities used $7,639 million, and financing activities provided $2,736 million, leaving cash, cash equivalents, and restricted cash of $9,623 million at June 30, 2026.
Ally Financial Inc. reported preliminary results for the second quarter ended June 30, 2026, with GAAP net income attributable to common shareholders of $367 million and GAAP EPS of $1.18. Adjusted EPS was $1.21, and GAAP total net revenue was $2.286 billion, up 10% year over year.
Net financing revenue rose to $1.684 billion, while net interest margin excluding Core OID reached 3.63%. Provision for credit losses increased to $430 million, but retail auto net charge-offs fell to 1.57% and 30+ day retail auto delinquencies declined to 4.80%, both improving from 2025 levels.
Dealer Financial Services generated $463 million of pre-tax income on $13.3 billion of consumer auto originations, and Corporate Finance delivered $122 million of pre-tax income with a 32% ROE. The common equity tier 1 capital ratio was 10.1%, Adjusted tangible book value per share was $42.12, and total deposits were $154.0 billion.