Ally Financial Inc. SEC Filings

Ally Financial Inc. director Tracey Drake Weber filed an initial ownership report on Form 3 stating that no securities of Ally Financial Inc. are beneficially owned. The filing shows total shares beneficially owned following the report as 0, reflecting a baseline disclosure rather than any transaction.

Ally Financial Inc. filed a Form 13F reporting its institutional investment manager holdings as of the reporting period, with a total of 125 portfolio entries and an aggregate table value of $803,752,386. The submission lists 2 other included managers and is signed by Jeffrey A. Belisle on 05-12-2026.

Ally Financial Inc. reported results from its 2026 annual shareholder meeting, including approval of the Ally Financial Inc. Incentive Compensation Omnibus Plan. The 2026 ICP authorizes 25,217,502 shares of common stock for employee and non-employee director awards, combining and updating the company’s prior incentive plans.

Shareholders elected all 12 director nominees, with most receiving more than 260 million votes in favor and over 11 million broker non-votes. They also approved the advisory vote on executive compensation, ratified Deloitte & Touche LLP as 2026 auditor, and approved a new employee stock purchase plan. A shareholder proposal to reduce the threshold for calling special meetings did not pass.

Ally Financial reported a solid turnaround for the three months ended March 31, 2026, with total net revenue of $2.102 billion, up from $1.541 billion a year earlier. Higher net financing revenue of $1.589 billion and significantly smaller investment losses supported the improvement.

The provision for credit losses rose to $467 million from $191 million, but noninterest expense fell to $1.235 billion from $1.634 billion as goodwill impairment did not recur. Net income swung to a profit of $319 million from a loss of $225 million, with diluted EPS of $0.93 versus a loss of $0.82. Finance receivables and loans grew to $139.89 billion and deposits to $153.15 billion, while total assets reached $197.27 billion.

Ally Financial Inc. created a new class of preferred stock and completed a public offering of these shares. The company established its 7.100% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series D, with an initial authorization of 1,000,000 shares at $1,000 liquidation value per share.

Dividends accrue at 7.100% annually until August 15, 2031, then reset every five years to the five-year Treasury rate plus 3.148%. The Series D Preferred Stock is perpetual, ranks senior to common stock for dividends and liquidation, and may be redeemed at Ally’s option starting on any dividend payment date on or after August 15, 2031, or following a defined regulatory capital treatment event, subject to Federal Reserve approval. Ally sold 1,000,000 shares in an underwritten offering at a public offering price of $1,000 per share, with underwriters purchasing at a $10 per share discount.

Ally Financial Inc. is registering 1,000,000 shares of 7.100% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series D. The shares have a $1,000 liquidation preference per share and an initial fixed dividend of 7.100% per annum through August 15, 2031, then reset every five years to the five-year treasury rate plus 3.148%. The offering price is $1,000.00 per share, with expected gross proceeds of $1,000,000,000 and estimated net proceeds to Ally of $990,000,000, before expenses. Dividends are non-cumulative, discretionary, and payable only if declared by Ally’s board. Redemption is at Ally’s option subject to Federal Reserve approval and certain regulatory capital conditions. The securities will not be listed on an exchange and will be delivered in book-entry form through DTC.

Ally Financial Inc. launched a proposed public offering of Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series D, with pricing and closing still subject to market conditions. The company may use proceeds for general corporate purposes, including potentially redeeming some or all of its 4.700% Series B preferred stock, but no redemption decision has been made.

Ally also reported much stronger first quarter 2026 results. Net income attributable to common shareholders was $291 million, compared with a $253 million loss a year earlier, and GAAP EPS was $0.93 versus $(0.82). Adjusted EPS was $1.11, up from $0.58. GAAP total net revenue reached $2.1 billion, up 36% year over year, while adjusted total net revenue was $2.2 billion, up 6%. Provision for credit losses increased to $467 million, largely reflecting a prior-year reserve release, and noninterest expense fell by $399 million, helped by the sale of the Credit Card business.

Ally Financial Inc. is offering shares of % Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series D, with a liquidation preference of $1,000 per share. Dividends are non-cumulative, payable quarterly, at a fixed rate until August 15, 2031, and thereafter reset each period to the five-year treasury rate plus a fixed spread. Dividends are payable only if declared and are subject to legal and regulatory restrictions. Ally may redeem the Series D shares on or after the first reset date or upon certain regulatory capital events, in each case subject to prior approval of the Federal Reserve. The Series D Preferred Stock will not be listed on any exchange and may have limited secondary-market liquidity. Net offering proceeds are intended for general corporate purposes and may include the redemption of some or all of Ally’s Series B Preferred Stock.

Ally Financial Inc. executive Douglas R. Timmerman, President of DFS, sold 39,675 shares of common stock in an open-market transaction at a weighted average price of $45.1714 per share. After this sale, he directly holds 477,627 Ally shares.

The transaction was carried out under a pre-arranged Rule 10b5-1 trading plan adopted on December 3, 2025, indicating it was scheduled in advance rather than timed discretionarily.