ALLY Form 4: Director granted 2,026 vested Deferred Stock Units

Rhea-AI Filing Summary

Ally Financial Inc. (ALLY) director transaction reported. A company director filed a Form 4 showing an acquisition of 2,026 shares of Ally common stock on 11/20/2025. These are represented by Deferred Stock Units that convert into common stock on a one-for-one basis and are fully vested when granted. The per-share market value used for the grant was $38.40 as of November 19, 2025. After this transaction, the director beneficially owns 2,026 shares held directly.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider MERRILL ALLAN P

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,026	$38.40	$78K

Holdings After Transaction: Common Stock — 2,026 shares (Direct)

Footnotes (1)

1. Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on distribution. The Deferred Stock Units are fully vested upon grant. Represents the per share market value of the Company's common stock as of November 19, 2025.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MERRILL ALLAN P

(Last) (First) (Middle)

500 WOODWARD AVENUE

(Street)

DETROIT MI 48226

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Ally Financial Inc. [ ALLY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/20/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	11/20/2025		A		2,026	A	$38.4(2)	2,026	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on distribution. The Deferred Stock Units are fully vested upon grant.

2. Represents the per share market value of the Company's common stock as of November 19, 2025.

Remarks:

	/s/ Joyce M. Daniels, attorney-in-fact for Mr. Merrill	11/21/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Ally Financial (ALLY) report in this Form 4?

A director of Ally Financial Inc. (ALLY) reported acquiring 2,026 shares of common stock on 11/20/2025, represented by Deferred Stock Units.

At what price were the Ally Financial (ALLY) Deferred Stock Units valued?

The Deferred Stock Units were valued at a per-share market value of $38.40, based on the company’s common stock price as of November 19, 2025.

How many Ally Financial (ALLY) shares does the director own after this transaction?

Following the reported transaction, the director beneficially owns 2,026 shares of Ally Financial common stock in direct ownership form.

What are the terms of the Ally Financial (ALLY) Deferred Stock Units in this filing?

The filing states that the award is in the form of Deferred Stock Units, which are fully vested upon grant and convert into Ally common stock on a one-for-one basis upon distribution.

What is the reporting person’s relationship to Ally Financial (ALLY)?

The reporting person is identified as a Director of Ally Financial Inc., as indicated in the relationship section of the Form 4.

Is this Ally Financial (ALLY) Form 4 filed by one or multiple reporting persons?

The form indicates it is filed by one reporting person, rather than by a group.