Ally Financial insider updates holdings after 469-share tax withholding

Rhea-AI Filing Summary

Ally Financial Inc. (ALLY) reported a routine insider transaction by its Chief HR & Corporate Citizenship officer. On 11/25/2025, 469 shares of Ally common stock were withheld by the company to cover the reporting person's tax obligations related to the vesting of a previously reported restricted stock unit award. The shares were valued at $37.65 per share for this tax withholding. After this transaction, the officer directly beneficially owns 99,734 shares of Ally common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Patterson Kathleen L.

(Last) (First) (Middle)

500 WOODWARD AVENUE

(Street)

DETROIT MI 48226

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Ally Financial Inc. [ ALLY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief HR & Corp Citizenship

3. Date of Earliest Transaction (Month/Day/Year)
11/25/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	11/25/2025		F		469(2)	D	$37.65	99,734	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. These shares were withheld by the Company to satisfy the reporting person's tax obligation associated with the vesting of a previously reported award of restricted stock units.

2. Represents the per share market value of the Company's common stock as of November 18, 2025.

Remarks:

	/s/ Joyce M. Daniels, attorney-in-fact for Ms. Patterson	11/26/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Ally Financial (ALLY) report in this Form 4?

Ally Financial reported that its Chief HR & Corporate Citizenship officer had 469 shares of common stock withheld on 11/25/2025 to satisfy tax obligations from the vesting of a previously reported restricted stock unit award.

At what price were the Ally Financial (ALLY) shares valued for the tax withholding?

The 469 shares withheld to cover taxes were valued at $37.65 per share, representing the per-share market value of Ally's common stock as of November 18, 2025.

How many Ally Financial (ALLY) shares does the reporting officer own after the transaction?

Following the reported tax withholding transaction, the officer directly beneficially owns 99,734 shares of Ally Financial common stock.

What is the relationship of the reporting person to Ally Financial (ALLY)?

The reporting person is an officer of Ally Financial Inc., serving as Chief HR & Corporate Citizenship, and is required to file ownership reports as an insider.

Was this Ally (ALLY) Form 4 filed for a purchase or sale in the market?

No, the Form 4 indicates that the 469 shares were withheld by the company to cover tax obligations triggered by the vesting of restricted stock units, rather than an open-market purchase or sale.

Is this Ally Financial (ALLY) Form 4 filed by one or multiple reporting persons?

The filing is indicated as a Form filed by one reporting person, reflecting the transactions of a single Ally Financial officer.