Ally Financial (ALLY) director granted 3,632 deferred stock units

Rhea-AI Filing Summary

Ally Financial Inc. director William H. Cary received a grant of 3,632 shares of Common Stock in the form of Deferred Stock Units at a reference price of $41.99 per share. After this award, he directly holds 61,285 shares.

The footnote explains these Deferred Stock Units convert into common stock on a one-for-one basis when he leaves the Board of Directors and are fully vested upon grant, indicating this is a compensation-related equity award rather than an open-market purchase.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider CARY WILLIAM H

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	3,632	$41.99	$153K

Holdings After Transaction: Common Stock — 61,285 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Shares granted: 3,632 shares Grant reference price: $41.99 per share Total holdings after grant: 61,285 shares

3 metrics

Shares granted 3,632 shares Deferred Stock Units grant on May 15, 2026

Grant reference price $41.99 per share Value used for the Deferred Stock Units award

Total holdings after grant 61,285 shares Common Stock directly owned after the transaction

Key Terms

Deferred Stock Units, Common Stock, Grant, award, or other acquisition

3 terms

Deferred Stock Units financial

"Represented by Deferred Stock Units which convert into common stock on a one-for-one basis"

Deferred stock units are promises from a company to give an employee shares of stock at a future date, often after certain conditions are met or after leaving the company. They function like a form of delayed compensation, allowing employees to earn shares over time. For investors, they represent potential future ownership in the company, but do not provide immediate voting rights or dividends until the shares are actually received.

Common Stock financial

"security_title: "Common Stock" and convert into common stock on a one-for-one basis"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition""

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CARY WILLIAM H

(Last) (First) (Middle)

500 WOODWARD AVENUE

(Street)

DETROIT MICHIGAN 48226

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Ally Financial Inc. [ ALLY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	05/15/2026		A		3,632	A	$41.99	61,285	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represented by Deferred Stock Units which convert into common stock on a one-for-one basis on the reporting person's departure from the Company's Board of Directors. The Deferred Stock Units are fully vested upon grant.

Remarks:

	/s/ Joyce M. Daniels, attorney-in-fact for Mr. Cary	05/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Ally Financial (ALLY) report for William H. Cary?

Ally Financial reported that director William H. Cary received 3,632 Deferred Stock Units of Common Stock. These units are an equity compensation award, not an open-market purchase, and increase his direct holdings to 61,285 shares after the transaction.

Is the William H. Cary Form 4 for ALLY a stock grant or stock purchase?

The Form 4 for William H. Cary reflects a stock grant, not a purchase. He received 3,632 Deferred Stock Units as a compensation award, classified under transaction code A, which denotes a grant, award, or other acquisition of Common Stock.

How do William H. Cary’s Deferred Stock Units at Ally Financial (ALLY) work?

The Deferred Stock Units granted to William H. Cary convert into Ally Financial common stock on a one-for-one basis. According to the footnote, conversion occurs upon his departure from the Board, and the units are fully vested immediately when granted.

What is William H. Cary’s total Ally Financial (ALLY) shareholding after this Form 4?

Following the award, William H. Cary directly holds 61,285 shares of Ally Financial Common Stock. This total includes the newly granted 3,632 Deferred Stock Units, which are treated as an acquisition of Common Stock in the Form 4 disclosure.

What does transaction code A mean in the Ally Financial (ALLY) Form 4 filing?

Transaction code A in the Ally Financial Form 4 indicates a grant, award, or other acquisition of securities. In William H. Cary’s case, it represents a compensation grant of 3,632 Deferred Stock Units rather than an open-market buy or sell transaction.

Are William H. Cary’s Deferred Stock Units in ALLY fully vested?

Yes, the footnote states that the Deferred Stock Units granted to William H. Cary are fully vested upon grant. Although they are vested, they only convert into Ally Financial common stock when he leaves the Company’s Board of Directors.