Amalgamated Financial (AMAL) details Q4 and full-year 2025 results

Rhea-AI Filing Summary

Amalgamated Financial Corp. furnished a press release announcing its financial results for the fourth quarter and full year ended December 31, 2025. The press release is included as Exhibit 99.1 and is treated as furnished, not filed, under securities law.

The company also plans to host an earnings conference call and webcast at 11:00 a.m. Eastern Time on January 22, 2026 to discuss these results, with access details provided in the press release. A slide presentation for the call is furnished as Exhibit 99.2 and is available on the company’s website in the Investor Relations section.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

_____________

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): January 22, 2026

Amalgamated Financial Corp.

(Exact name of registrant as specified in its charter)

Delaware

001-40136

85-2757101

(State or other jurisdiction of incorporation)

(Commission File Number)

(I.R.S. Employer Identification No.)

275 Seventh Avenue, New York, New York 10001

(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: (212) 895-8988

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, par value $0.01 per share			AMAL			The Nasdaq Global Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR § 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR § 240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02    Results of Operations and Financial Condition.

On January 22, 2026, Amalgamated Financial Corp. (the "Company") issued a press release announcing financial results for the fourth quarter, and year, ended December 31, 2025. The press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

The information in this Item 2.02, including Exhibit 99.1, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, or otherwise subject to the liability of that section, and shall not be deemed to be incorporated by reference into any filing under the Securities Act of 1933 or the Securities Exchange Act of 1934.

Item 7.01    Regulation FD Disclosure.

On January 22, 2026, the Company will hold an earnings conference call and webcast at 11:00 a.m. (Eastern Time) to discuss financial results for the fourth quarter, and year, ended December 31, 2025. The press release contains information about how to access the conference call and webcast. A copy of the slide presentation to be used during the earnings call and webcast is furnished as Exhibit 99.2 to this Current Report on Form 8-K. The slide presentation is also available on our website, www.amalgamatedbank.com, under the “Investor Relations” section.

The information in this Item 7.01, including Exhibit 99.2, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, or otherwise subject to the liability of that section, and shall not be deemed to be incorporated by reference into any filing under the Securities Act of 1933 or the Securities Exchange Act of 1934.

Item 9.01    Financial Statements and Exhibits

(d) Exhibits The following exhibit index lists the exhibits that are either filed or furnished with this Current Report on Form 8-K:

EXHIBIT INDEX

Exhibit No.			Description
99.1			Press Release dated January 22, 2026.
99.2			Slide Presentation
104			The cover page from this Current Report on Form 8-K, formatted in Inline XBRL.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						AMALGAMATED FINANCIAL CORP.
						By:			/s/ Priscilla Sims Brown
						Name:			Priscilla Sims Brown
						Title:			Chief Executive Officer
Date: January 22, 2026

FAQ

What did Amalgamated Financial Corp. (AMAL) disclose in this 8-K?

Amalgamated Financial Corp. furnished a press release announcing its financial results for the fourth quarter and full year ended December 31, 2025, along with related presentation materials.

Which financial period does AMAL's latest earnings announcement cover?

The announcement covers Amalgamated Financial Corp.’s financial results for the fourth quarter and the full year ended December 31, 2025.

Is the Amalgamated Financial Corp. (AMAL) earnings press release considered filed with the SEC?

No. The company states that the information in Item 2.02, including Exhibit 99.1, is furnished and not deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934.

Will Amalgamated Financial Corp. (AMAL) hold an earnings conference call for the Q4 and 2025 results?

Yes. The company will hold an earnings conference call and webcast at 11:00 a.m. Eastern Time on January 22, 2026 to discuss its fourth quarter and full-year 2025 results.

What exhibits are included with Amalgamated Financial Corp.’s 8-K for AMAL?

The exhibits include a press release dated January 22, 2026 as Exhibit 99.1, a slide presentation for the earnings call as Exhibit 99.2, and the cover page formatted in Inline XBRL as Exhibit 104.

Where can investors find the AMAL earnings presentation materials?

The slide presentation used for the earnings call is furnished as Exhibit 99.2 and is also available on Amalgamated Financial Corp.’s website under the Investor Relations section.