JPMORGAN CHASE & CO (AMJB) SEC Filings, Feb 13, 2026

JPMorgan Chase Financial Company LLC is offering Digital Barrier Notes linked to the common stock of The Boeing Company, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes target a fixed contingent digital return of at least 10.25% at maturity if Boeing’s final stock price is at or above 65% of its initial price, the Barrier Amount.

If Boeing’s final stock price falls below the 65% barrier, repayment is fully exposed to downside, with investors losing 1% of principal for each 1% decline from the initial value, potentially up to a total loss. The notes pay no interest or dividends, are unsecured and unsubordinated, and have a minimum denomination of $1,000. The issuer estimates the value would be about $980 per $1,000 note if priced today, and commits that the estimated value when terms are set will not be less than $950 per $1,000 note, reflecting embedded selling commissions, structuring fees and hedging costs.

JPMorgan Chase Financial Company LLC is offering structured Buffered Digital Notes linked to the least performing of the Nasdaq-100 Index®, the Russell 2000® Index and the State Street® SPDR® S&P® Regional Banking ETF, fully and unconditionally guaranteed by JPMorgan Chase & Co.

The notes mature on April 1, 2027 and are expected to be issued in $1,000 minimum denominations. If, on the observation date, each underlying is at or above its initial value, or down by no more than the 25.00% buffer, investors receive principal plus a fixed contingent digital return of at least 9.10%.

If any underlying falls more than 25.00% from its initial value, repayment is reduced 1-for-1 beyond the buffer, up to a maximum 75.00% loss of principal. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and will not be listed on any exchange. The preliminary estimated value is approximately $989.60 per $1,000, and will not be less than $900.00 per $1,000 when finalized.

JPMorgan Chase Financial Company LLC is offering unsecured Uncapped Dual Directional Accelerated Barrier Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq‑100 Index and Russell 2000 Index, maturing in March 2031 and fully guaranteed by JPMorgan Chase & Co.

At maturity, if all three indices finish above their initial levels, investors receive principal plus at least 1.50 times the gain of the worst performer. If any index is at or below its initial level but all remain at or above 65% of their initial values, investors earn a positive return equal to the absolute decline of the worst index, capped at 35%, for a maximum payment of $1,350 per $1,000 note in that scenario.

If any index closes below 65% of its initial level, repayment is reduced one‑for‑one with the loss of the worst index, and investors can lose more than 35% and up to all of their principal. The notes pay no interest, provide no dividends, are not FDIC‑insured, may be illiquid, and carry the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. An example estimated value is approximately $941 per $1,000 note, and the final estimated value will not be less than $900 per $1,000.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Uncapped Accelerated Barrier Notes linked to the least performing of the Dow Jones Industrial Average, the Nasdaq-100 Index and the Russell 2000 Index, maturing on February 23, 2029.

The notes target at least 1.91x any positive return of the worst-performing index if all three finish above their initial levels, but expose investors to full downside below a 70% barrier on any index, with potential loss of all principal. They pay no interest or dividends, are unsecured, and have an estimated value currently illustrated at about $970.50 per $1,000 note, not less than $900 when finalized.

JPMorgan Chase Financial Company LLC is offering $500,000 of auto callable accelerated barrier notes linked to the common stock of Blackstone Inc., fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 minimum denomination.

The notes may be automatically called on February 17, 2027 if Blackstone’s share price is at or above 90% of its initial price, paying $1,210 per $1,000 note and then terminating. If not called and Blackstone’s final price is above the initial price, investors receive 2.00 times the stock’s gain at maturity in 2030.

If the final price is at or above 70% of the initial price, principal is returned. Below that 70% barrier, principal is reduced one-for-one with the stock’s loss, and investors can lose all of their investment. The notes pay no interest or dividends, are unsecured, expose holders to JPMorgan credit risk, and have an estimated value of $976.70 per $1,000 at pricing.

JPMorgan Chase & Co. is offering $2,000,000 of callable fixed-rate notes due February 11, 2033. The notes pay 4.65% per annum, with interest paid annually on February 13 from 2027 through 2032 and at maturity, using a 30/360 day-count convention.

The issuer may redeem all, but not part, of the notes at par plus accrued interest on February 13 and August 13 of each year from 2028 through 2032. At maturity, investors receive principal plus any unpaid interest if the notes have not been called.

The notes are unsecured obligations of JPMorgan Chase & Co., not bank deposits and not FDIC-insured. In a resolution of the holding company, claims on the notes would be structurally junior to creditors of its subsidiaries, and losses would be borne after equity but alongside other unsecured creditors.

JPMorgan Chase & Co. is issuing $6,643,000 of callable fixed-rate notes due February 13, 2046. The notes pay 5.55% per year, with interest paid annually on February 13, starting in 2027.

Beginning February 13, 2028, and on each February 13 and August 13 through 2045, JPMorgan may redeem the notes at par plus accrued interest. The public offering price is $1,000 per note, with total proceeds to the issuer of $6,578,727.50 after $64,247.50 in selling commissions and related fees.

JPMorgan Chase & Co. is issuing $2,102,000 of callable fixed-rate notes due August 11, 2034. The notes pay 4.625% per annum, with interest paid annually on February 13 from 2027 through 2034 and at maturity, using a 30/360 day count.

The notes are callable at JPMorgan’s option, in whole but not in part, on the 13th calendar day of February, May, August and November from February 13, 2028 through May 13, 2034 at par plus accrued interest. Total price to the public is $2,101,210, including selling commissions of $15.241 per $1,000, with net proceeds to the issuer of $2,069,174.

The notes are unsecured obligations of JPMorgan Chase & Co. and are structurally junior to creditors of its subsidiaries. In a resolution under U.S. bankruptcy or Dodd-Frank Title II, losses would be borne first by equity holders, then by unsecured creditors, including these noteholders. The notes are not bank deposits, are not FDIC insured, and are treated as fixed-rate debt for U.S. federal income tax purposes.

JPMorgan Chase & Co. is issuing $2,000,000 of callable zero-coupon notes due February 13, 2051. Each note has a $1,000 principal amount but is sold at an original issue price of $225.356, creating original issue discount and a stated yield to maturity of 6.05% per year, compounded semiannually.

The notes pay no periodic interest. If held to maturity and not previously redeemed, investors receive 100% of principal on February 13, 2051, subject to the stated conventions. Starting February 13, 2028, and on February 13 and August 13 each year through August 13, 2050, the issuer may redeem all notes at the applicable accreted principal amount shown in the accretion schedule. Under JPMorgan’s preferred “single point of entry” resolution strategy, these unsecured obligations would absorb losses after equity and are structurally junior to creditors of subsidiaries in a stress or resolution scenario.