Amerant Bancorp Inc. filings document the formal disclosures of a Florida bank holding company with Amerant Bank, N.A. and Amerant Investments, Inc. Recent Form 8-K reports furnish quarterly and annual results, Regulation FD investor presentations, earnings materials, credit and asset-quality updates, and material agreements.
The company’s proxy materials and governance filings cover director elections, board composition, executive compensation, equity-award tables, shareholder meeting matters, officer transitions and compensatory arrangements. These records also disclose bank operating topics such as loan quality, funding mix, liquidity, capital position and balance-sheet management.
Amerant Bancorp Inc. (AMTB) reported third-quarter 2026 net income attributable to the company of $25.7 million, or $0.65 per diluted share, versus $21.0 million and $0.53 in the second quarter. Net interest income was $90.5 million, up 9.6%; non-GAAP pre-tax pre-provision net revenue was $39.7 million, up 24.6%. Net interest margin was 3.77%, versus 3.52%; the company said the increase reflected $1.6 million in additional interest from repayments of loans previously in nonaccrual status.
Total gross loans rose 3.0% to $7.1 billion; deposits fell 1.3% to $8.2 billion and investments fell 14.7% to $2.2 billion. Non-performing assets declined 14.5% to $159.5 million and classified loans fell 22.0% to $213.0 million, while special mention loans increased 10.0% to $120.7 million, primarily due to downgrades.
Amerant completed a registered offering of $50.0 million aggregate principal amount of 7.00% senior notes due 2031 on September 17, 2026. The board extended the repurchase program to December 31, 2027 and increased available repurchases to $50 million from approximately $3 million; the program does not obligate the company to repurchase a particular amount and may be suspended or discontinued. The board declared a $0.09-per-share cash dividend, payable November 27, 2026, to holders of record November 13, 2026.
Amerant Bancorp Inc. reported that SEVP and Chief Domestic Banking Officer Michael E. Nursey acquired 500 shares of Class A Common Stock as restricted stock units vested on October 8, 2026. He surrendered 122 shares to satisfy tax withholding upon vesting. The related 2,500-RSU award was made October 8, 2025, with 20% vesting on each of the first two anniversaries and the remaining 60% on the third, provided he remained in continuous service through each vesting date. The reported post-transaction RSU balance was 2,000.
Amerant Bancorp Inc. (AMTB) entered into an underwriting agreement with Raymond James & Associates, Inc. and completed a registered public offering of $50 million aggregate principal amount of 7.00% Senior Notes due 2031 under its automatic shelf registration statement on Form S-3ASR.
The Notes are unsecured, unsubordinated obligations that rank equally with Amerant’s other unsecured and unsubordinated debt and are senior to all existing and future subordinated indebtedness. They bear interest at 7.00% per annum, payable semi-annually on March 17 and September 17, starting March 17, 2027, and mature on September 17, 2031. Amerant received approximately $48.4 million in net proceeds after underwriter discounts and expenses and states that it intends to use the proceeds for general corporate purposes, which may include working capital, capital to support organic growth of Amerant Bank, N.A., repaying outstanding indebtedness, and repurchasing its Class A common stock under its stock repurchase program.
Amerant Bancorp Inc. (AMTB) is offering $50,000,000 of 7.00% Senior Notes due September 17, 2031 under its automatic shelf registration. The Notes are unsecured, unsubordinated obligations ranking pari passu with Amerant’s other unsecured senior debt and structurally subordinated to all liabilities of its subsidiaries.
The Notes are priced at 99.482% of principal, pay interest semi-annually on March 17 and September 17 starting March 17, 2027, and may be redeemed at Amerant’s option, including a make-whole call before March 17, 2031 and par call thereafter. Amerant expects net proceeds of about $48.4 million for general corporate purposes, including working capital, Bank capital support, debt repayment, and Class A share repurchases.
Amerant Bancorp Inc. (AMTB) is conducting a primary offering of unsecured, unsubordinated Senior Notes due September 2031 under its automatic shelf registration statement. The Notes pay a fixed interest rate semi-annually in arrears and are issued in minimum denominations of $1,000 in book‑entry form through DTC.
The Notes rank equally with Amerant’s other unsecured, unsubordinated debt and are structurally subordinated to all liabilities of its subsidiaries, including approximately $8.4 billion of deposits and $702.6 million of FHLB advances at Amerant Bank, N.A. as of June 30, 2026. They are not bank deposits and are not insured or guaranteed by the FDIC or any government agency.
Amerant may redeem the Notes, in whole or in part, on or after six months prior to maturity at 100% of principal plus accrued interest, exposing investors to reinvestment risk. Expected net proceeds will be used for general corporate purposes, including working capital, supporting organic bank growth, debt repayment and potential repurchases of Class A common stock. The Notes are not expected to be listed on any securities exchange, and there is currently no public market for them.
Amerant Bancorp Inc. (AMTB) entered into a new employment agreement with its President and Chief Executive Officer, Carlos Iafigliola, effective September 4, 2026. The agreement has an initial three-year term and automatically renews for one-year periods unless either party gives 60 days’ notice.
Mr. Iafigliola will receive a $875,000 annual base salary, be eligible for an annual cash bonus with a target of at least 90% of base salary and a maximum of at least 135%, equity awards, a $1,000 monthly car stipend, a $20,000 annual country club stipend, and a minimum $2 million death benefit under an insurance plan. The agreement provides severance protections, including a multiple of salary and bonus, continued medical coverage, and outplacement services if he is terminated without Cause or resigns for Good Reason, with enhanced benefits (a 2.99x multiple and up to 24 months of medical coverage) upon a qualifying termination within 24 months after a Change in Control, subject to banking regulations on golden parachute payments.
Amerant Bancorp Inc. (AMTB) released an investor presentation outlining 2Q26 results and strategy. As of June 30, 2026, total assets were $10.3 billion, deposits $8.4 billion, and gross loans $6.9 billion. Assets under management and custody totaled $3.37 billion.
Quarter over quarter, net income rose to $21.0 million from $17.9 million and diluted EPS increased to $0.53 from $0.44. Net interest income grew to $82.6 million, while noninterest income increased to $18.2 million. Provision for credit losses declined to $4.8 million. Net interest margin was 3.52% versus 3.55%, with an efficiency ratio of 68.37%. ROA improved to 0.84% and ROE to 9.23%.
Credit quality metrics improved: non-performing loans fell to $171.1 million, classified loans to $273.1 million, and special mention loans to $109.8 million. The allowance for credit losses increased to $85.5 million, and annualized net charge-offs over average loans declined to 0.08%. Capital remained strong with a 14.34% total capital ratio and 11.94% CET1. Amerant paid a $0.09 quarterly dividend and repurchased 690,000 shares for $16.1 million, with tangible book value per share at $22.78.
Amerant Bancorp Inc. reported net income attributable to the company of $21.0 million for the quarter and $38.9 million for the six months ended June 30, 2026, up from $35.0 million a year earlier. Basic earnings per common share were $0.54 for the quarter and $0.98 year‑to‑date. Net interest income was $82.6 million for the quarter and $162.9 million year‑to‑date, while the provision for credit losses declined to $12.6 million for the first half from $24.5 million in the prior‑year period. Noninterest expenses fell to $135.8 million for the first half.
Total assets reached $10.29 billion as of June 30, 2026, with loans held for investment of $6.74 billion and deposits of $8.36 billion. The allowance for credit losses was $85.5 million, or 1.27% of loans held for investment, and nonaccrual loans were $168.8 million. Stockholders’ equity was $914.4 million, reflecting unrealized losses on securities in accumulated other comprehensive loss of $23.7 million, ongoing quarterly dividends of $0.09 per share, and repurchases of 1.55 million shares for $35.1 million under a $40 million stock repurchase program.
Amerant Bancorp Inc. reports the initial equity holdings of EVP and Chief Risk Officer Yecimar Tirado Camacho. She directly holds 583 shares of Class A Common Stock and several Restricted Stock Unit (RSU) awards: LTI 2024 covering 168 underlying shares, LTI 2025 1,000, LTI 2026 1,500, and a promotion grant of 874 RSUs. Footnotes state earlier award sizes of 500, 1,500, and 1,500 RSUs, each RSU being economically equivalent to one share, with multi-year vesting contingent on continued service.
Amerant Bancorp Inc has a Schedule 13G/A filing showing that Vanguard Capital Management and certain affiliates beneficially own 1,921,969 shares of Amerant common stock, representing 4.99% of the class as of June 30, 2026.
Vanguard reports sole voting power over 275,024 shares and sole dispositive power over 1,921,969 shares, with no shared voting or dispositive power. The position reflects securities held by Vanguard funds and managed accounts over which Vanguard entities exercise voting and/or dispositive power. Vanguard and its managed accounts have rights to dividends and sale proceeds, and no other single person’s interest in the reported securities exceeds 5%.