Welcome to our dedicated page for Amerant Bancorp SEC filings (Ticker: AMTB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Amerant Bancorp Inc. filings document the formal disclosures of a Florida bank holding company with Amerant Bank, N.A. and Amerant Investments, Inc. Recent Form 8-K reports furnish quarterly and annual results, Regulation FD investor presentations, earnings materials, credit and asset-quality updates, and material agreements.
The company’s proxy materials and governance filings cover director elections, board composition, executive compensation, equity-award tables, shareholder meeting matters, officer transitions and compensatory arrangements. These records also disclose bank operating topics such as loan quality, funding mix, liquidity, capital position and balance-sheet management.
Amerant Bancorp Inc. (AMTB) entered into a new employment agreement with its President and Chief Executive Officer, Carlos Iafigliola, effective September 4, 2026. The agreement has an initial three-year term and automatically renews for one-year periods unless either party gives 60 days’ notice.
Mr. Iafigliola will receive a $875,000 annual base salary, be eligible for an annual cash bonus with a target of at least 90% of base salary and a maximum of at least 135%, equity awards, a $1,000 monthly car stipend, a $20,000 annual country club stipend, and a minimum $2 million death benefit under an insurance plan. The agreement provides severance protections, including a multiple of salary and bonus, continued medical coverage, and outplacement services if he is terminated without Cause or resigns for Good Reason, with enhanced benefits (a 2.99x multiple and up to 24 months of medical coverage) upon a qualifying termination within 24 months after a Change in Control, subject to banking regulations on golden parachute payments.
Amerant Bancorp Inc. (AMTB) released an investor presentation outlining 2Q26 results and strategy. As of June 30, 2026, total assets were $10.3 billion, deposits $8.4 billion, and gross loans $6.9 billion. Assets under management and custody totaled $3.37 billion.
Quarter over quarter, net income rose to $21.0 million from $17.9 million and diluted EPS increased to $0.53 from $0.44. Net interest income grew to $82.6 million, while noninterest income increased to $18.2 million. Provision for credit losses declined to $4.8 million. Net interest margin was 3.52% versus 3.55%, with an efficiency ratio of 68.37%. ROA improved to 0.84% and ROE to 9.23%.
Credit quality metrics improved: non-performing loans fell to $171.1 million, classified loans to $273.1 million, and special mention loans to $109.8 million. The allowance for credit losses increased to $85.5 million, and annualized net charge-offs over average loans declined to 0.08%. Capital remained strong with a 14.34% total capital ratio and 11.94% CET1. Amerant paid a $0.09 quarterly dividend and repurchased 690,000 shares for $16.1 million, with tangible book value per share at $22.78.
Amerant Bancorp Inc. reported net income attributable to the company of $21.0 million for the quarter and $38.9 million for the six months ended June 30, 2026, up from $35.0 million a year earlier. Basic earnings per common share were $0.54 for the quarter and $0.98 year‑to‑date. Net interest income was $82.6 million for the quarter and $162.9 million year‑to‑date, while the provision for credit losses declined to $12.6 million for the first half from $24.5 million in the prior‑year period. Noninterest expenses fell to $135.8 million for the first half.
Total assets reached $10.29 billion as of June 30, 2026, with loans held for investment of $6.74 billion and deposits of $8.36 billion. The allowance for credit losses was $85.5 million, or 1.27% of loans held for investment, and nonaccrual loans were $168.8 million. Stockholders’ equity was $914.4 million, reflecting unrealized losses on securities in accumulated other comprehensive loss of $23.7 million, ongoing quarterly dividends of $0.09 per share, and repurchases of 1.55 million shares for $35.1 million under a $40 million stock repurchase program.
Amerant Bancorp Inc. reports the initial equity holdings of EVP and Chief Risk Officer Yecimar Tirado Camacho. She directly holds 583 shares of Class A Common Stock and several Restricted Stock Unit (RSU) awards: LTI 2024 covering 168 underlying shares, LTI 2025 1,000, LTI 2026 1,500, and a promotion grant of 874 RSUs. Footnotes state earlier award sizes of 500, 1,500, and 1,500 RSUs, each RSU being economically equivalent to one share, with multi-year vesting contingent on continued service.
Amerant Bancorp Inc has a Schedule 13G/A filing showing that Vanguard Capital Management and certain affiliates beneficially own 1,921,969 shares of Amerant common stock, representing 4.99% of the class as of June 30, 2026.
Vanguard reports sole voting power over 275,024 shares and sole dispositive power over 1,921,969 shares, with no shared voting or dispositive power. The position reflects securities held by Vanguard funds and managed accounts over which Vanguard entities exercise voting and/or dispositive power. Vanguard and its managed accounts have rights to dividends and sale proceeds, and no other single person’s interest in the reported securities exceeds 5%.
Amerant Bancorp Inc. appointed Yecimar Tirado Camacho as Executive Vice President and Chief Risk Officer of the company and Amerant Bank, N.A., effective July 22, 2026. She previously served as EVP and Head of Internal Audit since July 2023 and has held senior internal audit and risk roles at several financial institutions. She is both a Certified Public Accountant and an attorney admitted to the Florida Bar.
The company also confirms the planned transition of former Chief Risk Officer Alberto Capriles. He retired from the Chief Risk Officer role as of the Transition Date but will remain employed as Senior Risk Advisor through December 31, 2026. During this transition period, he will receive his current base salary and be eligible for short-term variable compensation for 2026 at a target annual cash incentive opportunity equal to 60% of his base salary, and his outstanding equity awards will continue to vest under existing award agreements.
Amerant Bancorp Inc. SEVP and Chief Credit Officer Lee Ann Cragg exercised 201 restricted stock units into Class A Common Stock on July 21, 2026. She acquired 201 shares, with 49 shares surrendered at $25.8600 per share to satisfy tax withholding, and 807 restricted stock units reported as remaining from her 1,008-unit RSU grant awarded on July 21, 2025.
Amerant Bancorp Inc. reported second-quarter 2026 net income attributable to the company of $21.0 million, or $0.53 per diluted share, up from $17.9 million and $0.44 in the first quarter. Net interest income rose to $82.6 million, noninterest income to $18.2 million, and pre-tax pre-provision net revenue (PPNR) to $31.9 million. Return on average assets was 0.84% and return on average equity 9.23%, with a net interest margin of 3.52% and an efficiency ratio of 68.37%.
Total assets reached $10.3 billion; total gross loans were $6.9 billion and deposits $8.4 billion. Core deposits increased to $6.4 billion, while the loan-to-deposit ratio improved to 82.17% and the average cost of total deposits declined to 2.21%. Asset quality advanced: non-performing assets were $186.6 million, classified loans fell to $273.1 million, special mention loans to $109.8 million, and the allowance for credit losses increased to $85.5 million.
Capital remained solid with a 14.34% total capital ratio, 11.94% CET1 and an 8.69% tangible common equity ratio. The company repurchased 690,000 Class A shares for approximately $16.1 million at a weighted average price of $23.29 and declared a quarterly cash dividend of $0.09 per share, payable August 28, 2026 to shareholders of record on August 14, 2026.
Amerant Bancorp Inc. reported that Alberto Capriles plans to retire from his role as Senior Executive Vice President and Chief Risk Officer of the company and its banking subsidiary, Amerant Bank, N.A. His retirement will become effective when a successor is appointed. After the new Chief Risk Officer is in place, Mr. Capriles is expected to remain with Amerant for a period to help with the transition, aiming for an orderly handover of the risk management function.
Amerant Bancorp Inc. officer Michael E. Nursey reported routine equity compensation activity involving restricted stock units tied to Class A common stock. He exercised 1,343 RSUs, each equal to one share, converting them into Class A common shares. In connection with this vesting, 328 shares were surrendered at a price of $23.23 per share to cover tax withholding obligations, rather than being sold in the open market.
Following these transactions, Nursey holds 3,114 shares of Class A common stock directly. The RSU award was part of a sign-on grant made on June 17, 2024, under which 6,716 RSUs vest 20% on each of the first two anniversaries of the grant date and 60% on the third anniversary, contingent on his continued service with the company.