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Amerant Bancorp Inc. (AMTB) executive RSU vesting and tax withholding

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Amerant Bancorp Inc. SEVP and Chief Credit Officer Lee Ann Cragg exercised 201 restricted stock units into Class A Common Stock on July 21, 2026. She acquired 201 shares, with 49 shares surrendered at $25.8600 per share to satisfy tax withholding, and 807 restricted stock units reported as remaining from her 1,008-unit RSU grant awarded on July 21, 2025.

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Insider Cragg Lee Ann
Role SEVP, Chief Credit Officer
Type Security Shares Price Value
Exercise Restricted Stock Units sign-on F1, F3 201 $0.00 $0.00
Exercise Class A Common Stock F1 201 $0.00 $0.00
Tax Withholding Class A Common Stock F2 49 $25.86 $1K
Holdings After Transaction: Restricted Stock Units sign-on — 807 shares (Direct); Class A Common Stock — 152 shares (Direct)
Footnotes (3)
  1. F1. Each RSU is the economic equivalent of one share of Class A Common Stock.
  2. F2. Reflects the shares of Class A Common Stock that were surrendered in order to satisfy the reporting person's tax withholding obligation upon the vesting of RSUs.
  3. F3. On July 21, 2025, Ms. Cragg was awarded 1,008 restricted stock units ("RSUs"), each representing the right to receive, following vesting, one share of Class A Common Stock. Twenty percent (20%) of the restricted stock units vests on each of the first two anniversaries of the date of grant and the remaining sixty percent (60%) will vest on the third anniversary of the date of grant, provided that Ms. Cragg remains in the continuous service of the Company or a subsidiary through each such date.
Shares acquired via RSU vesting 201.0000 shares Class A Common Stock Non-derivative acquisition on July 21, 2026 from RSU conversion
Shares surrendered for tax withholding 49.0000 shares Class A Common Stock Surrendered at $25.8600 per share to satisfy tax withholding on RSU vesting
Tax withholding price $25.8600 per share Per-share value applied to 49 surrendered shares for tax obligations
Restricted stock units remaining 807.0000 restricted stock units RSUs reported as remaining after 201-unit exercise on July 21, 2026
Original RSU grant size 1,008 restricted stock units Awarded to Lee Ann Cragg on July 21, 2025, each for one Class A share
Restricted Stock Units financial
"On July 21, 2025, Ms. Cragg was awarded 1,008 restricted stock units"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
tax withholding obligation financial
"shares of Class A Common Stock that were surrendered in order to satisfy the reporting person's tax withholding obligation"
Class A Common Stock financial
"Each RSU is the economic equivalent of one share of Class A Common Stock"
Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What transactions did Amerant Bancorp (AMTB) executive Lee Ann Cragg report?

Lee Ann Cragg reported RSU vesting into 201 Amerant Bancorp Class A shares on July 21, 2026. Of these, 49 shares were surrendered to cover tax withholding, while the balance of the vested shares increased her direct stock holdings.

How many Amerant Bancorp (AMTB) shares did Cragg receive from RSU vesting?

Cragg received 201 shares of Amerant Bancorp Class A Common Stock through the exercise of restricted stock units. Each RSU is the economic equivalent of one share, so 201 RSUs converted directly into 201 common shares on July 21, 2026.

How many Amerant Bancorp (AMTB) shares were withheld for taxes and at what price?

To satisfy tax withholding on the RSU vesting, 49 Amerant Bancorp Class A shares were surrendered. These shares were valued at $25.8600 per share for the tax withholding calculation, according to the reported transaction details and related footnote.

What RSU grant does Lee Ann Cragg hold at Amerant Bancorp (AMTB)?

On July 21, 2025, Cragg was awarded 1,008 restricted stock units, each representing one Amerant Bancorp Class A share. 20% vests on each of the first two anniversaries, and the remaining 60% on the third anniversary, subject to continued service.

How many restricted stock units remain after the reported Amerant Bancorp (AMTB) vesting?

After the conversion of 201 RSUs into common shares, the filing reports 807 restricted stock units remaining. This figure reflects Cragg’s continuing RSU position from the original 1,008-unit grant, as of the July 21, 2026 transaction date.

Were these Amerant Bancorp (AMTB) transactions under a Rule 10b5-1 trading plan?

The filing’s Rule 10b5-1 checkbox is not marked as affirmative, indicating these transactions are not affirmed as executed under a Rule 10b5-1 trading plan. The reported events relate to scheduled RSU vesting and associated tax withholding.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Cragg Lee Ann

(Last)(First)(Middle)
C/O AMERANT BANCORP INC.
220 ALHAMBRA CR., 12TH FLOOR

(Street)
CORAL GABLES FLORIDA 33134

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Amerant Bancorp Inc. [ AMTB ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
SEVP, Chief Credit Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/21/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock07/21/2026M201A$0(1)201D
Class A Common Stock07/21/2026F49(2)D$25.86152D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units sign-on$0(1)07/21/2026M201 (3) (3)Class A Common Stock201$0807D
Explanation of Responses:
1. Each RSU is the economic equivalent of one share of Class A Common Stock.
2. Reflects the shares of Class A Common Stock that were surrendered in order to satisfy the reporting person's tax withholding obligation upon the vesting of RSUs.
3. On July 21, 2025, Ms. Cragg was awarded 1,008 restricted stock units ("RSUs"), each representing the right to receive, following vesting, one share of Class A Common Stock. Twenty percent (20%) of the restricted stock units vests on each of the first two anniversaries of the date of grant and the remaining sixty percent (60%) will vest on the third anniversary of the date of grant, provided that Ms. Cragg remains in the continuous service of the Company or a subsidiary through each such date.
Remarks:
/s/ Julio Pena, as Attorney-in-Fact for Lee Ann Cragg07/23/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)