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Amerant Bancorp (AMTB) CRO reports RSU awards and share ownership

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Form Type
3

Rhea-AI Filing Summary

Amerant Bancorp Inc. reports the initial equity holdings of EVP and Chief Risk Officer Yecimar Tirado Camacho. She directly holds 583 shares of Class A Common Stock and several Restricted Stock Unit (RSU) awards: LTI 2024 covering 168 underlying shares, LTI 2025 1,000, LTI 2026 1,500, and a promotion grant of 874 RSUs. Footnotes state earlier award sizes of 500, 1,500, and 1,500 RSUs, each RSU being economically equivalent to one share, with multi-year vesting contingent on continued service.

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Insider Tirado Camacho Yecimar
Role EVP, Chief Risk Officer
Type Security Shares Price Value
holding Restricted Stock Units LTI 2024 F2, F1 -- -- --
holding Restricted Stock Units LTI 2025 F2, F3 -- -- --
holding Restricted Stock Units LTI 2026 F2, F4 -- -- --
holding Restricted Stock Units Promotion F2, F5 -- -- --
holding Class A Common Stock -- -- --
Holdings After Transaction: Restricted Stock Units LTI 2024 — 168 shares (Direct); Restricted Stock Units LTI 2025 — 1,000 shares (Direct); Restricted Stock Units LTI 2026 — 1,500 shares (Direct); Restricted Stock Units Promotion — 874 shares (Direct); Class A Common Stock — 583 shares (Direct)
Footnotes (5)
  1. F1. On February 16, 2024, Mrs. Tirado Camacho was awarded 500 RSUs each representing the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mrs. Tirado Camacho remains in the continuous service of the Company or a subsidiary through each such date.
  2. F2. Each RSU is the economic equivalent of one share of Class A Common Stock.
  3. F3. On February 18, 2025, Mrs. Tirado Camacho was awarded 1,500 RSUs each representing the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mrs. Tirado Camacho remains in the continuous service of the Company or a subsidiary through each such date.
  4. F4. On February 17, 2026, Mrs. Tirado Camacho was awarded 1,500 RSUs each representing the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mrs. Tirado Camacho remains in the continuous service of the Company or a subsidiary through each such date.
  5. F5. On June 8, 2026, Mrs. Tirado Camacho was awarded 874 RSUs in connection with her promotion to Executive Vice-President, each representing the right to receive, following vesting, one share of Class A Common Stock. Twenty percent (20%) of the restricted stock units vests on each of the first two anniversaries of the date of grant and the remaining sixty percent (60%) will vest on the third anniversary of the date of grant, provided that Mrs. Tirado Camacho remains in the continuous service of the Company or a subsidiary through each such date.
Direct Class A Common Stock held 583.0000 shares Direct ownership reported as of 2026-07-22
LTI 2024 RSUs originally awarded 500 RSUs Award to Yecimar Tirado Camacho on February 16, 2024
LTI 2024 RSUs currently reported 168.0000 underlying shares Restricted Stock Units LTI 2024 position as of 2026-07-22
LTI 2025 RSUs originally awarded 1,500 RSUs Award on February 18, 2025, tied to Class A Common Stock
LTI 2025 RSUs currently reported 1,000.0000 underlying shares Restricted Stock Units LTI 2025 position as of 2026-07-22
LTI 2026 RSUs 1,500.0000 underlying shares Restricted Stock Units LTI 2026 position as of 2026-07-22
Promotion RSUs 874.0000 underlying shares Promotion-related RSU award dated June 8, 2026
Promotion RSU vesting split 20%, 20%, 60% Vests over three anniversaries of June 8, 2026 with continued service
Restricted Stock Units financial
"On February 16, 2024, Mrs. Tirado Camacho was awarded 500 RSUs each representing"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
Class A Common Stock financial
"each representing the right to receive, following vesting, one share of Class A Common Stock"
Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.
economic equivalent financial
"Each RSU is the economic equivalent of one share of Class A Common Stock."
continuous service financial
"provided that Mrs. Tirado Camacho remains in the continuous service of the Company"
anniversaries of the date of grant financial
"vests in substantially equal installments on each of the first three anniversaries of the date of grant"

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FAQ

What equity holdings does Amerant Bancorp (AMTB)'s Chief Risk Officer report?

Yecimar Tirado Camacho reports 583 directly held Class A common shares plus RSU positions. These include 168 LTI 2024, 1,000 LTI 2025, 1,500 LTI 2026, and 874 promotion-related RSUs, each economically equivalent to one share, all subject to vesting.

What are the terms of the 2024 RSU award for AMTB’s Yecimar Tirado Camacho?

On February 16, 2024, she was awarded 500 RSUs, each representing one future Class A share. The award vests in substantially equal installments on each of the first three anniversaries of grant, conditioned on her remaining in continuous service with Amerant Bancorp or a subsidiary.

How is the 2025 LTI RSU award for AMTB’s CRO structured?

On February 18, 2025, she received 1,500 RSUs, each tied to one Class A share. These RSUs vest in substantially equal installments on the first three anniversaries of the grant date, subject to her continued service with the company or a subsidiary through each vesting date.

What are the details of the 2026 LTI RSU award reported by AMTB?

On February 17, 2026, she was awarded 1,500 RSUs, each economically equivalent to one Class A share. The award vests in substantially equal installments on the first three anniversaries of grant, provided she remains in continuous service with Amerant Bancorp or one of its subsidiaries.

What does it mean that each RSU is economically equivalent to one AMTB share?

The filing states each RSU is the economic equivalent of one share of Class A Common Stock. After vesting, each RSU entitles her to receive one share, aligning RSU value directly with Amerant Bancorp’s share price performance over time.
SEC Form 3
FORM 3UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0104
Estimated average burden
hours per response:0.5
1. Name and Address of Reporting Person*
Tirado Camacho Yecimar

(Last)(First)(Middle)
220 ALHAMBRA CR.

(Street)
CORAL GABLES FLORIDA 33134

(City)(State)(Zip)

UNITED STATES

(Country)
2. Date of Event Requiring Statement (Month/Day/Year)
07/22/2026
3. Issuer Name and Ticker or Trading Symbol
Amerant Bancorp Inc. [ AMTB ]
3a. Foreign Trading Symbol
5. If Amendment, Date of Original Filed (Month/Day/Year)
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP, Chief Risk Officer
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Class A Common Stock583D
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year)3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units LTI 2024 (1) (1)Class A Common Stock168$0(2)D
Restricted Stock Units LTI 2025 (3) (3)Class A Common Stock1,000$0(2)D
Restricted Stock Units LTI 2026 (4) (4)Class A Common Stock1,500$0(2)D
Restricted Stock Units Promotion (5) (5)Class A Common Stock874$0(2)D
Explanation of Responses:
1. On February 16, 2024, Mrs. Tirado Camacho was awarded 500 RSUs each representing the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mrs. Tirado Camacho remains in the continuous service of the Company or a subsidiary through each such date.
2. Each RSU is the economic equivalent of one share of Class A Common Stock.
3. On February 18, 2025, Mrs. Tirado Camacho was awarded 1,500 RSUs each representing the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mrs. Tirado Camacho remains in the continuous service of the Company or a subsidiary through each such date.
4. On February 17, 2026, Mrs. Tirado Camacho was awarded 1,500 RSUs each representing the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mrs. Tirado Camacho remains in the continuous service of the Company or a subsidiary through each such date.
5. On June 8, 2026, Mrs. Tirado Camacho was awarded 874 RSUs in connection with her promotion to Executive Vice-President, each representing the right to receive, following vesting, one share of Class A Common Stock. Twenty percent (20%) of the restricted stock units vests on each of the first two anniversaries of the date of grant and the remaining sixty percent (60%) will vest on the third anniversary of the date of grant, provided that Mrs. Tirado Camacho remains in the continuous service of the Company or a subsidiary through each such date.
Remarks:
/s/ Julio Pena, as Attorney-in-Fact for Yecimar Tirado Camacho07/31/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)