Amerant Bancorp’s Nursey receives 500 vested shares

The first anniversary of a 2,500-RSU award was associated with 500 shares vesting, with 122 shares surrendered for tax withholding.

Rhea-AI Filing Summary

Amerant Bancorp Inc. reported that SEVP and Chief Domestic Banking Officer Michael E. Nursey acquired 500 shares of Class A Common Stock as restricted stock units vested on October 8, 2026. He surrendered 122 shares to satisfy tax withholding upon vesting. The related 2,500-RSU award was made October 8, 2025, with 20% vesting on each of the first two anniversaries and the remaining 60% on the third, provided he remained in continuous service through each vesting date. The reported post-transaction RSU balance was 2,000.

Insider Trade Summary

500 shares exercised/converted

Exercise 3 txns

Insider Nursey Michael E.

Role See remarks

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units Promotion F1, F3	500	$0.00	$0.00
Exercise	Class A Common Stock F1	500	$0.00	$0.00
Tax Withholding	Class A Common Stock F2	122	$29.03	$4K

Holdings After Transaction: Restricted Stock Units Promotion — 2,000 contracts (Direct); Class A Common Stock — 3,492 shares (Direct)

Footnotes (3)

1. F1. Each RSU is the economic equivalent of one share of Class A Common Stock.
2. F2. Reflects the shares of Class A Common Stock that were surrendered in order to satisfy the reporting person's tax withholding obligation upon the vesting of RSUs.
3. F3. On October 8, 2025, Mr. Nursey was awarded 2,500 RSUs, each representing the right to receive, following vesting, one share of Class A Common Stock. Twenty percent (20%) of the restricted stock units vests on each of the first two anniversaries of the date of grant and the remaining sixty percent (60%) will vest on the third anniversary of the date of grant, provided that Mr. Nursey remains in the continuous service of the Company or a subsidiary through each such date.

Key Figures

Class A Common Stock shares acquired: 500 shares Shares surrendered for tax withholding: 122 shares Reported price for shares surrendered: $29.03 per share +3 more

6 metrics

Class A Common Stock shares acquired 500 shares October 8, 2026, upon RSU vesting

Shares surrendered for tax withholding 122 shares October 8, 2026

Reported price for shares surrendered $29.03 per share Tax withholding transaction on October 8, 2026

RSUs awarded 2,500 RSUs Awarded October 8, 2025

Post-transaction RSU balance 2,000 RSUs Reported following the October 8, 2026 transaction

Vesting schedule 20% on each of the first two anniversaries; remaining 60% on the third Subject to continuous service through each vesting date

Key Terms

restricted stock units, vesting, tax withholding obligation, continuous service

4 terms

restricted stock units financial

"Each RSU is the economic equivalent of one share"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

vesting financial

"upon the vesting of RSUs"

Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.

tax withholding obligation financial

"satisfy the reporting person's tax withholding obligation"

continuous service technical

"remains in the continuous service of the Company or a subsidiary"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many AMTB shares did Michael E. Nursey receive and surrender?

On October 8, 2026, Michael E. Nursey acquired 500 shares of Class A Common Stock as RSUs vested and surrendered 122 shares to satisfy the tax withholding obligation upon vesting.

What was the vesting schedule for Michael E. Nursey's AMTB RSUs?

The 2,500 RSUs awarded October 8, 2025 each represented the right to receive one share of Class A Common Stock after vesting. Twenty percent vested on each of the first two anniversaries and the remaining 60% on the third, provided he remained in continuous service through each vesting date.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/09/2026 - 06:13 PM Accepted by SEC EDGAR 10/09/2026 - 06:13 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Nursey Michael E.

(Last) (First) (Middle)

C/O AMERANT BANCORP INC.

220 ALHAMBRA CR., 12TH FLOOR

(Street)

CORAL GABLES FLORIDA 33134

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Amerant Bancorp Inc. [ AMTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	See remarks

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/08/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	10/08/2026		M		500	A	$0(1)	3,614	D
Class A Common Stock	10/08/2026		F		122(2)	D	$29.03	3,492	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units Promotion	$0(1)	10/08/2026		M			500	(3)	(3)	Class A Common Stock	500	$0	2,000	D

Explanation of Responses:

1. Each RSU is the economic equivalent of one share of Class A Common Stock.

2. Reflects the shares of Class A Common Stock that were surrendered in order to satisfy the reporting person's tax withholding obligation upon the vesting of RSUs.

3. On October 8, 2025, Mr. Nursey was awarded 2,500 RSUs, each representing the right to receive, following vesting, one share of Class A Common Stock. Twenty percent (20%) of the restricted stock units vests on each of the first two anniversaries of the date of grant and the remaining sixty percent (60%) will vest on the third anniversary of the date of grant, provided that Mr. Nursey remains in the continuous service of the Company or a subsidiary through each such date.

Remarks:

SEVP, Chief Domestic Banking Officer

	/s/ Julio Pena, as Attorney-in-Fact for Michael E. Nursey	10/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)