Equity awards for Amerant Bancorp (AMTB) executive corrected in Form 3/A

Rhea-AI Filing Summary

Amerant Bancorp Inc. executive Michael E. Nursey filed an amended initial ownership report updating his restricted stock unit (RSU) awards in the company’s Class A Common Stock. The amendment corrects an earlier filing that overstated one RSU grant.

Footnotes state Mr. Nursey received 6,716 RSUs on June 17, 2024, 2,000 RSUs on February 18, 2025, 4,000 RSUs on March 3, 2025, and 2,500 RSUs on October 8, 2025, each RSU being the economic equivalent of one share. The earlier Form 3 incorrectly reported 2,500 RSUs for the February 18, 2025 grant, which this amendment corrects to 2,000, with all awards subject to multi‑year vesting based on continued service.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Nursey Michael E.

(Last) (First) (Middle)

C/O AMERANT BANCORP INC.

220 ALHAMBRA CR., 12TH FLOOR

(Street)

CORAL GABLES FL 33134

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
12/10/2025

3. Issuer Name and Ticker or Trading Symbol
Amerant Bancorp Inc. [ AMTB ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	See remarks

5. If Amendment, Date of Original Filed (Month/Day/Year)
12/17/2025

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Class A Common Stock	1,015	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units sign-on	(1)	(1)	Class A Common Stock	5,373	$0(2)	D
Restricted Stock Units LTI 2025	(3)	(3)	Class A Common Stock	2,000(4)	$0(2)	D
Restricted Stock Units	(5)	(5)	Class A Common Stock	4,000	$0(2)	D
Restricted Stock Units Promotion	(6)	(6)	Class A Common Stock	2,500	$0(2)	D

Explanation of Responses:

1. On June 17, 2024, Mr. Nursey was awarded 6,716 restricted stock units ("RSUs"), each representing the right to receive, following vesting, one share of Class A Common Stock. Twenty percent (20%) of the restricted stock units vests on each of the first two anniversaries of the date of grant and the remaining sixty percent (60%) will vest on the third anniversary of the date of grant, provided that Mr. Nursey remains in the continuous service of the Company or a subsidiary through each such date.

2. Each RSU is the economic equivalent of one share of Class A Common Stock.

3. On February 18, 2025, Mr. Nursey was awarded 2,000 RSUs each representing the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mr. Nursey remains in the continuous service of the Company or a subsidiary through each such date.

4. When the Initial Statement of Beneficial Ownership on Form 3 was filed on December 17, 2025, it incorrectly reported that Mr. Nursey had been awarded 2,500 RSUs on February 18, 2025. This amendment is being filed to correct the number of RSUs awarded on that date, which was 2,000.

5. On March 3, 2025, Mr. Nursey was awarded 4,000 RSUs, each representing the right to receive, following vesting, one share of Class A Common Stock. Twenty percent (20%) of the restricted stock units vests on each of the first two anniversaries of the date of grant and the remaining sixty percent (60%) will vest on the third anniversary of the date of grant, provided that Mr. Nursey remains in the continuous service of the Company or a subsidiary through each such date.

6. On October 8, 2025, Mr. Nursey was awarded 2,500 RSUs, each representing the right to receive, following vesting, one share of Class A Common Stock. Twenty percent (20%) of the restricted stock units vests on each of the first two anniversaries of the date of grant and the remaining sixty percent (60%) will vest on the third anniversary of the date of grant, provided that Mr. Nursey remains in the continuous service of the Company or a subsidiary through each such date.

Remarks:

SEVP, Chief Commercial Banking Officer

	/s/ Julio Pena, as Attorney-in-Fact for Michael E. Nursey	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What does Amerant Bancorp (AMTB) disclose in Michael Nursey’s amended Form 3?

Amerant Bancorp reports an amended initial ownership statement for executive Michael Nursey. It updates details on several restricted stock unit (RSU) awards and corrects a previously overstated 2025 RSU grant, aligning reported equity awards with the actual number of units granted and vesting terms.

Which RSU grants to Michael Nursey are listed in the Amerant Bancorp (AMTB) amendment?

The amendment lists RSU grants of 6,716 units on June 17, 2024, 2,000 units on February 18, 2025, 4,000 units on March 3, 2025, and 2,500 units on October 8, 2025. Each restricted stock unit represents the economic equivalent of one share of Class A Common Stock.

What specific correction does Amerant Bancorp (AMTB) make to Michael Nursey’s February 18, 2025 RSU award?

Amerant Bancorp corrects the reported size of Michael Nursey’s February 18, 2025 RSU grant. The original Form 3 showed 2,500 restricted stock units, but the amendment states the correct grant size was 2,000 RSUs, each convertible into one share after vesting conditions are met.

How do Michael Nursey’s RSU awards at Amerant Bancorp (AMTB) vest over time?

The filing states most RSU awards vest over three years. Typically, 20% of units vest on each of the first two anniversaries of the grant date, and the remaining 60% vest on the third anniversary, conditioned on Mr. Nursey’s continuous service with Amerant or a subsidiary.

What is the economic value relationship between Amerant Bancorp (AMTB) RSUs and Class A Common Stock?

Each restricted stock unit granted to Michael Nursey is described as the economic equivalent of one share of Amerant Bancorp Class A Common Stock. After vesting, each RSU entitles him to receive one share, linking award value directly to the company’s common equity.

Does the Amerant Bancorp (AMTB) amendment describe any buying or selling of shares by Michael Nursey?

The amendment focuses on correcting and detailing restricted stock unit awards rather than share trading. It describes grant amounts, vesting schedules, and the correction of a misreported RSU grant, without identifying open‑market purchases or sales of Amerant Bancorp Class A Common Stock.