Amerant Bancorp grants RSUs to executive

Nursey Michael E. reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Nursey Michael E. reported acquisition or exercise transactions in this Form 4 filing.

Amerant Bancorp Inc. reported that officer Michael E. Nursey received equity-based compensation in the form of restricted stock units tied to Class A common stock. On February 17, 2026, he was granted 5,939 time-based RSUs that vest in three substantially equal annual installments, contingent on continued service.

He was also granted 5,939 performance-based RSUs, with the actual shares earned depending on Relative Adjusted Return on Average Tangible Common Equity and Relative Total Shareholder Return over a 3-year period from January 1, 2026 through December 31, 2028. The performance award can pay out between 40% and 180% of the target units.

Insider Trade Summary

Grant/Award: 11,878 shares

Grant/Award 2 txns

Insider Nursey Michael E.

Role See remarks

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units LTI 2026	5,939	$0.00	$0.00
Grant/Award	Performance Based Restricted Stock Units LTI 2026	5,939	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units LTI 2026 — 5,939 contracts (Direct); Performance Based Restricted Stock Units LTI 2026 — 5,939 contracts (Direct)

Footnotes (4)

1. F1. Each restricted stock unit ("RSU") is the economic equivalent of one share of Class A Common Stock.
2. F2. On February 17, 2026, Mr. Nursey was awarded 5,939 RSUs, each representing the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mr. Nursey remains in the continuous service of the Company or a subsidiary through each such date.
3. F3. Each performance-based restricted stock unit ("PSU") is the economic equivalent of one share of Class A Common Stock.
4. F4. PSUs awarded to Mr. Nursey, each representing the right to receive, following vesting, one share of Class A Common Stock. The actual number of PSUs earned shall be based on the achievement of the Relative Adjusted Return on Average Tangible Common Equity at a Threshold, Target or Maximum level set by the Compensation and Human Capital Committee (the "Committee") further modified by the achievement of specified Threshold, Target or Maximum levels set by the Committee of Relative Total Shareholder Return for a 3-year period beginning January 1, 2026 and ending on December 31, 2028, and in general can range from 40% to 180% of the PSUs. The number reported reflects the target number of PSUs Mr. Nursey may earn.

FAQ

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What did Amerant Bancorp (AMTB) disclose in this Form 4 for Michael E. Nursey?

Amerant Bancorp disclosed that officer Michael E. Nursey received equity awards consisting of 5,939 time-based RSUs and 5,939 performance-based RSUs. Both awards are economically equivalent to Class A common stock and are part of his long-term incentive compensation.

How many restricted stock units did Michael E. Nursey receive from Amerant Bancorp (AMTB)?

Michael E. Nursey received 5,939 restricted stock units and 5,939 performance-based restricted stock units. Each unit is economically equivalent to one share of Amerant Bancorp Class A common stock, subject to vesting conditions described in the award terms.

What are the vesting terms for Michael E. Nursey’s RSUs at Amerant Bancorp (AMTB)?

The 5,939 time-based RSUs vest in substantially equal installments on each of the first three anniversaries of the February 17, 2026 grant date. Vesting requires that Michael E. Nursey remain in continuous service with Amerant Bancorp or a subsidiary through each vesting date.

How are Amerant Bancorp (AMTB) performance-based RSUs for Michael E. Nursey determined?

The performance-based RSUs vest based on Relative Adjusted Return on Average Tangible Common Equity and Relative Total Shareholder Return. These metrics are measured over a three-year period from January 1, 2026 to December 31, 2028, with payout ranging from 40% to 180% of target units.

What does each RSU and PSU represent in the Amerant Bancorp (AMTB) Form 4?

Each RSU and each performance-based RSU is the economic equivalent of one share of Amerant Bancorp Class A common stock. Following vesting and, for PSUs, achievement of performance goals, each unit represents the right to receive one share.

Are Michael E. Nursey’s Amerant Bancorp (AMTB) PSUs guaranteed to vest in full?

The PSUs are not guaranteed to vest in full. The actual number earned depends on achieving Threshold, Target or Maximum levels for specified performance metrics over the 2026–2028 period, and can range from 40% to 180% of the target PSU amount.

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Accepted by SEC EDGAR 02/19/2026 - 06:38 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Nursey Michael E.

(Last) (First) (Middle)

C/O AMERANT BANCORP INC.

220 ALHAMBRA CR., 12TH FLOOR

(Street)

CORAL GABLES FL 33134

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Amerant Bancorp Inc. [ AMTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	See remarks

3. Date of Earliest Transaction (Month/Day/Year)
02/17/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units LTI 2026	$0(1)	02/17/2026		A		5,939		(2)	(2)	Class A Common Stock	5,939	$0	5,939	D
Performance Based Restricted Stock Units LTI 2026	$0(3)	02/17/2026		A		5,939		(4)	(4)	Class A Common Stock	5,939	$0	5,939	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") is the economic equivalent of one share of Class A Common Stock.

2. On February 17, 2026, Mr. Nursey was awarded 5,939 RSUs, each representing the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mr. Nursey remains in the continuous service of the Company or a subsidiary through each such date.

3. Each performance-based restricted stock unit ("PSU") is the economic equivalent of one share of Class A Common Stock.

4. PSUs awarded to Mr. Nursey, each representing the right to receive, following vesting, one share of Class A Common Stock. The actual number of PSUs earned shall be based on the achievement of the Relative Adjusted Return on Average Tangible Common Equity at a Threshold, Target or Maximum level set by the Compensation and Human Capital Committee (the "Committee") further modified by the achievement of specified Threshold, Target or Maximum levels set by the Committee of Relative Total Shareholder Return for a 3-year period beginning January 1, 2026 and ending on December 31, 2028, and in general can range from 40% to 180% of the PSUs. The number reported reflects the target number of PSUs Mr. Nursey may earn.

Remarks:

SEVP, Chief Domestic Banking Officer

	/s/ Julio Pena, as Attorney-in-Fact for Michael E. Nursey	02/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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