Director at Amerant Bancorp (NASDAQ: AMTB) receives 3,761 shares

Rhea-AI Filing Summary

Amerant Bancorp Inc. director Odilon Almeida exercised restricted stock units into common shares as part of his equity compensation. He converted 3,761 RSUs, each economically equivalent to one share of Class A Common Stock, into 3,761 shares at a stated price of $0.00 per share. Following this vesting and conversion, his direct holdings of Class A Common Stock increased to 9,077 shares. The RSUs were granted previously and vest after one year of continuous service as a director, making this a routine compensation-related transaction rather than an open-market purchase or sale.

Insider Trade Summary

3,761 shares exercised/converted

Mixed 2 txns

Insider Almeida Odilon

Role null

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units 2025	3,761	$0.00	--
Exercise	Class A Common Stock	3,761	$0.00	--

Holdings After Transaction: Restricted Stock Units 2025 — 0 shares (Direct, null); Class A Common Stock — 9,077 shares (Direct, null)

Footnotes (1)

1. Each restricted stock unit ("RSU") is the economic equivalent of one share of Class A Common Stock. On May 7, 2025, the reporting person was granted 3,761 RSUs. Such RSU award will vest on the first anniversary of the date of the grant, provided that the reporting person remains in continuous service of the Company as a Director through the vesting date. Each RSU represents a right to receive one share of Class A Common Stock upon vesting.

Key Figures

RSUs exercised: 3,761 units Shares received: 3,761 shares Post-transaction holdings: 9,077 shares +2 more

5 metrics

RSUs exercised 3,761 units Restricted Stock Units 2025 converted to Class A Common Stock

Shares received 3,761 shares Class A Common Stock acquired via RSU exercise on May 7, 2026

Post-transaction holdings 9,077 shares Class A Common Stock held directly after RSU conversion

Exercise price $0.00 per share Stated transaction price for RSU conversion into common stock

Exercise events 1 derivative exercise transactionSummary exerciseCount for RSU-to-share conversion

Key Terms

Restricted Stock Units 2025, Class A Common Stock, derivative security, economic equivalent, +1 more

5 terms

Restricted Stock Units 2025 financial

"Restricted Stock Units 2025, each representing a right to one share"

Class A Common Stock financial

"Each RSU is the economic equivalent of one share of Class A Common Stock"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

derivative security financial

"Transaction code M is described as exercise or conversion of derivative security"

A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.

economic equivalent financial

"Each restricted stock unit is the economic equivalent of one share"

continuous service financial

"The RSU award will vest after one year of continuous service as a Director"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Almeida Odilon

(Last) (First) (Middle)

C/O AMERANT BANCORP INC.

220 ALHAMBRA CR

(Street)

CORAL GABLES FLORIDA 33134

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Amerant Bancorp Inc. [ AMTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/07/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	05/07/2026		M		3,761	A	$0(1)	9,077	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units 2025	$0(1)	05/07/2026		M			3,761	(2)	(2)	Class A Common Stock	3,761	$0	0	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") is the economic equivalent of one share of Class A Common Stock.

2. On May 7, 2025, the reporting person was granted 3,761 RSUs. Such RSU award will vest on the first anniversary of the date of the grant, provided that the reporting person remains in continuous service of the Company as a Director through the vesting date. Each RSU represents a right to receive one share of Class A Common Stock upon vesting.

Remarks:

	/s/ Julio V. Pena, as Attorney-in-Fact for Odilon Almeida	05/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Amerant Bancorp (AMTB) report for Odilon Almeida?

Amerant Bancorp reported that director Odilon Almeida exercised 3,761 restricted stock units into 3,761 shares of Class A Common Stock. This was a compensation-related vesting event instead of an open-market trade, increasing his direct share ownership to 9,077 shares after the transaction.

Did the Amerant Bancorp (AMTB) director buy or sell shares on the market?

The director did not buy or sell shares on the open market. He exercised previously granted restricted stock units, receiving 3,761 shares of Class A Common Stock at a stated price of $0.00 per share as part of his director compensation package.

How many Amerant Bancorp (AMTB) shares does Odilon Almeida now hold?

After exercising his restricted stock units, Odilon Almeida holds 9,077 shares of Amerant Bancorp Class A Common Stock directly. This reflects the addition of 3,761 shares received upon conversion of his vested RSUs under the company’s director equity compensation program.

What are Amerant Bancorp (AMTB) Restricted Stock Units 2025 mentioned in the filing?

The Restricted Stock Units 2025 are equity awards granted to the director, where each RSU is economically equivalent to one share of Class A Common Stock. The grant of 3,761 RSUs vests after one year of continuous director service, then converts into the same number of shares.

Was this Amerant Bancorp (AMTB) Form 4 transaction a routine compensation event?

Yes, the transaction reflects routine equity compensation. The director exercised 3,761 vested restricted stock units granted earlier, receiving an equal number of Class A Common shares. There were no reported open-market purchases, sales, gifts, or tax-withholding dispositions in this Form 4.