Amerant Bancorp (AMTB) director settles 3,761 RSUs into shares

Rhea-AI Filing Summary

Amerant Bancorp Inc. director Ashaki Rucker exercised restricted stock units into shares of Class A Common Stock. On this transaction date, 3,761 RSUs converted into 3,761 common shares, reflecting vesting of a prior equity award. Following the settlement, Rucker directly owns 9,991 Class A Common shares.

Insider Trade Summary

3,761 shares exercised/converted

Mixed 2 txns

Insider Rucker Ashaki

Role null

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units 2025	3,761	$0.00	--
Exercise	Class A Common Stock	3,761	$0.00	--

Holdings After Transaction: Restricted Stock Units 2025 — 0 shares (Direct, null); Class A Common Stock — 9,991 shares (Direct, null)

Footnotes (1)

1. Each restricted stock unit ("RSU") is the economic equivalent of one share of Class A Common Stock. On May 7, 2025, the reporting person was granted 3,761 RSUs. Such RSU award will vest on the first anniversary of the date of the grant, provided that the reporting person remains in continuous service of the Company as a Director through the vesting date. Each RSU represents a right to receive one share of Class A Common Stock upon vesting.

Key Figures

RSUs exercised: 3,761 units Shares received from RSUs: 3,761 shares Direct holdings after transaction: 9,991 shares +1 more

4 metrics

RSUs exercised 3,761 units Restricted Stock Units 2025 converted on transaction date

Shares received from RSUs 3,761 shares Class A Common Stock underlying the RSUs

Direct holdings after transaction 9,991 shares Class A Common Stock held directly by Ashaki Rucker

Derivative exercises in filing 1 transaction, 3,761 shares Exercise or conversion of derivative security (code M)

Key Terms

Restricted Stock Units, Class A Common Stock, derivative security, economic equivalent

4 terms

Restricted Stock Units financial

"On May 7, 2025, the reporting person was granted 3,761 RSUs."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Class A Common Stock financial

"Each RSU represents a right to receive one share of Class A Common Stock upon vesting."

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

derivative security financial

"transaction_code_description: Exercise or conversion of derivative security"

A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.

economic equivalent financial

"Each restricted stock unit ("RSU") is the economic equivalent of one share of Class A Common Stock."

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Rucker Ashaki

(Last) (First) (Middle)

C/O AMERANT BANCORP INC.

220 ALHAMBRA CR.

(Street)

CORAL GABLES FLORIDA 33134

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Amerant Bancorp Inc. [ AMTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/07/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	05/07/2026		M		3,761	A	$0(1)	9,991	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units 2025	$0(1)	05/07/2026		M			3,761	(2)	(2)	Class A Common Stock	3,761	$0	0	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") is the economic equivalent of one share of Class A Common Stock.

2. On May 7, 2025, the reporting person was granted 3,761 RSUs. Such RSU award will vest on the first anniversary of the date of the grant, provided that the reporting person remains in continuous service of the Company as a Director through the vesting date. Each RSU represents a right to receive one share of Class A Common Stock upon vesting.

Remarks:

	/s/ Julio V. Pena, as Attorney-in-Fact for Ashaki Rucker	05/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Amerant Bancorp (AMTB) director Ashaki Rucker report on this Form 4?

Director Ashaki Rucker reported exercising 3,761 restricted stock units into Class A Common Stock. This reflects the vesting and settlement of a prior RSU award, increasing her directly held Amerant Bancorp shares to 9,991 after the transaction.

How many Amerant Bancorp shares did Ashaki Rucker acquire in this Form 4?

Ashaki Rucker acquired 3,761 shares of Amerant Bancorp Class A Common Stock through the exercise of restricted stock units. Each RSU is economically equivalent to one share, so 3,761 vested RSUs converted into 3,761 common shares on the transaction date.

What is Ashaki Rucker’s Amerant Bancorp shareholding after the reported RSU exercise?

After the RSU exercise, Ashaki Rucker directly holds 9,991 shares of Amerant Bancorp Class A Common Stock. This total reflects the addition of 3,761 shares received from the vested restricted stock units reported in the Form 4 filing.

What type of securities were involved in Ashaki Rucker’s Amerant Bancorp Form 4?

The Form 4 involves Restricted Stock Units 2025 and their underlying Class A Common Stock. Each restricted stock unit is the economic equivalent of one common share and represents a right to receive one share upon vesting and settlement.

Was Ashaki Rucker’s Amerant Bancorp Form 4 a market purchase or sale?

The Form 4 does not show a market purchase or sale. It reports a derivative exercise, where 3,761 restricted stock units were converted into 3,761 shares of Class A Common Stock as part of an equity compensation vesting event.