Amerant Bancorp (NASDAQ: AMTB) officer nets shares after RSU vesting

Rhea-AI Filing Summary

Amerant Bancorp Inc. officer Adrian Rodriguez reported equity award activity involving restricted stock units and common shares. On February 18, 2026, he exercised 833 "Restricted Stock Units 2025" into 833 shares of Class A Common Stock at a stated price of $0.00 per share. On the same date, 203 Class A shares at $22.38 per share were surrendered to cover tax withholding, leaving him with 5,780 Class A shares directly owned. Footnotes note that each RSU equals one Class A share and that a prior award of 2,500 RSUs granted on February 18, 2025 vests in three substantially equal annual installments, contingent on continued service.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Rodriguez Adrian

(Last) (First) (Middle)

C/O AMERANT BANCORP INC.

220 ALHAMBRA CR., 12TH FLOOR

(Street)

CORAL GABLES FL 33134

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Amerant Bancorp Inc. [ AMTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	See remarks

3. Date of Earliest Transaction (Month/Day/Year)
02/18/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	02/18/2026		M		833	A	$0(1)	5,983	D
Class A Common Stock	02/18/2026		F		203(2)	D	$22.38	5,780	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units 2025	$0(1)	02/18/2026		M			833	(3)	(3)	Class A Common Stock	833	$0	1,667	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") is the economic equivalent of one share of Class A Common Stock.

2. Reflects the shares of Class A Common Stock that were surrendered in order to satisfy the reporting person's tax withholding obligation upon the vesting of RSUs.

3. On February 18, 2025, Mr. Rodriguez was awarded 2,500 RSUs each representing the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mr. Rodriguez remains in the continuous service of the Company or a subsidiary through each such date.

Remarks:

	/s/ Julio Pena, as Attorney-in-Fact for Adrian Rodriguez	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transactions did Adrian Rodriguez report for AMTB?

Adrian Rodriguez reported exercising 833 restricted stock units into 833 Class A Common shares, then surrendering 203 shares to satisfy tax withholding. These movements reflect equity award vesting mechanics rather than an open-market purchase or sale of Amerant Bancorp Inc. stock.

How many Amerant Bancorp shares does Adrian Rodriguez own after these Form 4 transactions?

After the reported transactions, Adrian Rodriguez directly owns 5,780 shares of Amerant Bancorp Inc. Class A Common Stock. This figure reflects both the 833 shares acquired from RSU exercise and the 203 shares surrendered to cover tax withholding obligations on the vested restricted stock units.

Were Adrian Rodriguez’s AMTB share dispositions open-market sales?

The dispositions reported were not open-market sales. The Form 4 shows 203 Class A shares surrendered under code “F,” which the footnotes explain were used solely to satisfy tax withholding obligations arising from the vesting of restricted stock units awarded to Adrian Rodriguez.

What are the terms of Adrian Rodriguez’s 2,500 Amerant RSU award?

Adrian Rodriguez was awarded 2,500 restricted stock units on February 18, 2025. Each RSU represents the right to receive one Class A Common share and vests in substantially equal installments on each of the first three anniversaries of grant, subject to his continued service.

What does each Amerant Bancorp RSU represent for Adrian Rodriguez?

Each restricted stock unit reported by Adrian Rodriguez is the economic equivalent of one share of Amerant Bancorp Inc. Class A Common Stock. Upon vesting and settlement, each RSU delivers one share, aligning his compensation with the company’s equity performance over time.