A. O. Smith (AOS) awards 1,105 cash-settled RSUs to SVP Parag Kulkarni

Rhea-AI Filing Summary

Kulkarni Parag reported acquisition or exercise transactions in this Form 4 filing.

A. O. Smith Corporation executive Parag Kulkarni was granted 1,105 restricted stock units on 02/09/2026. Each unit is the economic equivalent of one share of A. O. Smith common stock and will be settled in cash on the vesting date of 02/09/2029.

After this award, he beneficially owns 7,605 restricted stock units directly, including 4,475 units that have not yet vested and 3,130 units that have vested but for which he has deferred cash receipt. Kulkarni serves as SVP - Int'l and President India.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Kulkarni Parag

Role SVP - Int'l; President India

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	1,105	$0.00	--

Holdings After Transaction: Restricted Stock Units — 7,605 shares (Direct)

Footnotes (1)

1. Each restricted stock unit is the economic equivalent of one share of A. O. Smith Corporation Common Stock. The restricted stock units were granted on 02/09/2026 under the A. O. Smith Combined Incentive Compensation Plan, a transaction exempt under Rule 16b-3. The restricted stock units become payable in cash on the vesting date of 02/09/2029. Parag Kulkarni beneficially owns 4,475 restricted stock units that have not yet vested. He benefically owns 3,130 restricted stock units that have vested and has deferred the receipt of those cash-based restricted stock units.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kulkarni Parag

(Last) (First) (Middle)

A. O. SMITH INDIA WATER PRODUCTS PRIVATE

#300, PHASE II, KIADB INDUSTRIAL AREA

(Street)

KARNATAKA K7 562112

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SMITH A O CORP [ AOS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP - Int'l; President India

3. Date of Earliest Transaction (Month/Day/Year)
02/09/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	02/09/2026		A		1,105		(2)	(2)	Common Stock	1,105	$0	7,605(3)	D

Explanation of Responses:

1. Each restricted stock unit is the economic equivalent of one share of A. O. Smith Corporation Common Stock.

2. The restricted stock units were granted on 02/09/2026 under the A. O. Smith Combined Incentive Compensation Plan, a transaction exempt under Rule 16b-3. The restricted stock units become payable in cash on the vesting date of 02/09/2029.

3. Parag Kulkarni beneficially owns 4,475 restricted stock units that have not yet vested. He benefically owns 3,130 restricted stock units that have vested and has deferred the receipt of those cash-based restricted stock units.

Remarks:

	James F. Stern, Attorney-in-Factor for Parag Kulkarni	02/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did A. O. Smith (AOS) report for Parag Kulkarni?

A. O. Smith reported that executive Parag Kulkarni received a grant of 1,105 restricted stock units on 02/09/2026. These units are part of his equity-based compensation and are tied economically to A. O. Smith common stock, but will be settled in cash at vesting.

How many restricted stock units does Parag Kulkarni own after this Form 4 filing for AOS?

After this transaction, Parag Kulkarni beneficially owns 7,605 restricted stock units. This total includes units that are unvested as well as vested units for which he has deferred cash settlement, reflecting his accumulated long-term incentive awards with A. O. Smith.

When do Parag Kulkarni’s newly granted AOS restricted stock units vest and pay out?

The 1,105 restricted stock units granted to Parag Kulkarni on 02/09/2026 become payable in cash on 02/09/2029. Until that vesting date, the units function as a deferred incentive tied to A. O. Smith’s common stock performance, rather than immediate cash or share delivery.

Are Parag Kulkarni’s A. O. Smith restricted stock units settled in stock or cash?

Parag Kulkarni’s restricted stock units are settled in cash, not shares. Each unit is the economic equivalent of one share of A. O. Smith common stock, but the company pays cash upon vesting instead of issuing common stock directly to the executive.

What portion of Parag Kulkarni’s A. O. Smith restricted stock units is vested versus unvested?

Parag Kulkarni beneficially owns 4,475 unvested restricted stock units and 3,130 restricted stock units that have already vested. He has deferred receiving the cash tied to those vested units, leaving them as deferred, cash-based equity compensation obligations.

Under which plan were Parag Kulkarni’s new AOS restricted stock units granted?

The 1,105 restricted stock units were granted under the A. O. Smith Combined Incentive Compensation Plan. The grant is described as a transaction exempt under Rule 16b-3, which commonly applies to board-approved equity compensation for officers and directors.