Welcome to our dedicated page for AppTech Payments SEC filings (Ticker: APCXW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on AppTech Payments's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into AppTech Payments's regulatory disclosures and financial reporting.
AppTech Payments Corp. (APCX) director Lord Albert L reported three open-market purchases of common stock made on behalf of the Suzanne D. Lord 2025 Spousal Estate Reduction Trust, an indirect ownership vehicle. The trust bought 20,000 shares on each of August 24, 25, and 26, 2026, at weighted average prices of $0.3576, $0.3524, and $0.3595 per share, respectively, with each day’s trades executed across narrow intraday price ranges described in the footnotes.
AppTech Payments Corp. (APCX) reported insider share acquisitions by Interim CEO and CFO Corrado Felipe Amilcar IV. On August 20, 2026, he purchased a total of 10,000 shares of common stock in two open-market or private transactions at prices of $0.37 and $0.38 per share. Separately, on January 15, 2026, he received a 500,000-share grant of common stock as compensation, fully vested upon issuance, with 50% locked up until December 31, 2026 and the remaining 50% locked up until December 31, 2027.
AppTech Payments Corp. (APCX) director Lord Albert L reported three open-market purchases of Common Stock made through the Suzanne D. Lord 2025 Spousal Estate Reduction Trust. The trust bought 20,000 shares on each of August 18, 19, and 20, 2026 at weighted average prices of $0.3541, $0.3674, and $0.3624 per share, respectively, in multiple trades within stated price ranges.
AppTech Payments Corp. director Albert L. Lord reported three open-market purchases of Common Stock, all held indirectly through the Suzanne D. Lord 2025 Spousal Estate Reduction Trust. The trust bought 20,000 shares on each of August 13, 14, and 17, 2026 at weighted average prices around $0.38–$0.39 per share, totaling 60,000 shares acquired.
AppTech Payments Corp. entered into a Promissory Note on August 10, 2026 with the Suzanne D. Lord Spousal Estate Reduction Trust dated January 17, 2025. The trust agreed to lend the company $500,000 for short-term working capital and general corporate purposes at a fixed 9.0% per annum interest rate.
The note matures 90 days from issuance, with no required principal or interest payments before maturity and the option for prepayment at any time without premium or penalty, provided accrued interest is paid. It includes customary events of default, after which all outstanding principal and accrued interest may be accelerated. The lender is a related party because the company’s board chairman, Albert L. Lord, Jr., serves as trustee of the lending trust, and the board approved the transaction under its related person transaction policies.
AppTech Payments Corp. reported strong top-line growth but continued losses for the quarter and six months ended June 30, 2026. Revenue rose to $1.66M for the quarter and $3.11M year‑to‑date, driven mainly by the Infinitus Pay platform and higher merchant processing, partially offset by disruption in its Banking‑as‑a‑Service offering.
Despite higher gross profit, operating expenses of $5.43M for the first half and higher interest and debt‑related costs led to a six‑month net loss of $4.32M. Cash was $183k and total assets $8.94M, against total liabilities of $9.37M, resulting in a stockholders’ equity deficit of $(0.43)M. Management discloses substantial doubt about the company’s ability to continue as a going concern and is relying on convertible notes, related‑party financing and a revenue participation agreement for liquidity.
The Infinitus Pay acquisition added goodwill and identifiable intangibles and includes up to $1.0M of contingent consideration. AppTech also has a high level of equity overhang with 6.95M options and 29.78M warrants outstanding. Management identified a material weakness in internal control over financial reporting related to insufficient formal financial reporting policies and post‑close adjustments.
AppTech Payments Corp. director Albert L. Lord, through the Suzanne D. Lord 2025 Spousal Estate Reduction Trust, reported three open-market purchases of AppTech common stock on August 10–12, 2026 totaling 60,000 shares at weighted average prices between $0.3600 and $0.3900 per share, reported as indirect ownership. The Rule 10b5-1 trading-plan checkbox was not marked as applicable.
AppTech Payments Corp. director Albert L. Lord reported three purchases of Common Stock totaling 60,000 shares on August 5–7, 2026. The shares were acquired indirectly through the Suzanne D. Lord 2025 Spousal Estate Reduction Trust at weighted-average prices in ranges between $0.3850 and $0.4000 per share.
AppTech Payments Corp. director Albert L. Lord, through the Suzanne D. Lord 2025 Spousal Estate Reduction Trust, reported purchasing a total of 40,000 shares of common stock in open-market or private transactions at about $0.29 per share. One purchase used a weighted-average price between $0.2750 and $0.2991. The filing indicates the trades were not under a Rule 10b5-1 plan.
AppTech Payments Corp. director Albert L. Lord reported two indirect purchases of common stock through the Suzanne D. Lord 2025 Spousal Estate Reduction Trust. The trust acquired a total of 40,000 shares in open-market or private transactions on July 31 and August 3, 2026, including weighted-average purchases priced between $0.2750 and $0.2991 per share.