AppTech Payments (NASDAQ: APCX) director files initial Form 3 ownership statement

Rhea-AI Filing Summary

AppTech Payments Corp. director Robert J. Lipstein has filed an initial Form 3, which is the required statement of beneficial ownership for company insiders. The provided data shows no reported purchases, sales, or other share transactions, indicating this filing is administrative rather than transactional.

Key Terms

Form 3, reporting person, director

3 terms

Form 3 regulatory

"INSIDER FILING DATA (Form 3)"

Form 3 is the initial public filing that officers, directors and large shareholders must submit to report their ownership of a company’s securities when they become insiders. It acts like an opening inventory sheet that gives investors a starting point to see who holds significant stakes and to spot later trades or potential conflicts of interest, helping assess insider confidence and transparency.

reporting person regulatory

""reportingPersons": [ { "name": "Lipstein Robert J" } ]"

director financial

""is_director": 1"

AI-generated analysis. How Rhea-AI works. Not financial advice.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Understanding Insider Trading Forms →

Available on EDGAR 05/27/2026 - 04:20 PM Accepted by SEC EDGAR 05/27/2026 - 04:20 PM Learn about SEC filing dates

FAQ

What does the AppTech Payments Corp. (APCX) Form 3 filing show for Robert J. Lipstein?

The Form 3 shows Robert J. Lipstein as a director and reporting person of AppTech Payments Corp. It is an initial beneficial ownership statement, with no share purchases, sales, or other transactions disclosed in the provided data.

Are there any stock purchases or sales reported in the APCX Form 3 for Robert J. Lipstein?

No transactions are reported in this Form 3. The transaction summary shows zero buys, zero sells, and zero derivative exercises, meaning the filing is purely an initial ownership report without trading activity in the provided excerpt.

What is the purpose of a Form 3 for AppTech Payments Corp. insiders like Robert J. Lipstein?

Form 3 serves as an insider’s initial statement of beneficial ownership when they become subject to Section 16 reporting. It establishes a baseline record of their holdings before any future reportable transactions occur.

Does the AppTech Payments Corp. Form 3 include any derivative securities or options for Robert J. Lipstein?

The derivative section in the provided data is empty, and the derivative transaction count is zero. This indicates no options, warrants, or other derivative positions are reported for Robert J. Lipstein in this Form 3 excerpt.

What does the transaction summary in the APCX Form 3 indicate about insider trading activity?

The transaction summary lists zero buys, zero sells, and net neutral share activity. This means the Form 3 records Robert J. Lipstein’s status as a reporting insider, without any associated trading activity in the disclosed data.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Lipstein Robert J

(Last) (First) (Middle)

C/O APPTECH PAYMENTS CORP.

5876 OWENS AVENUE, SUITE 100

(Street)

CARLSBAD CALIFORNIA 92008

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
05/04/2026

3. Issuer Name and Ticker or Trading Symbol
AppTech Payments Corp. [ APCX ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

No securities are beneficially owned.

	/s/ Robert J. Lipstein	05/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)