What is APPTECH PAYMENTS CORP's earnings per share (EPS)?

APPTECH PAYMENTS CORP (APCX) reported diluted earnings per share of -$0.23 for fiscal year 2025. This represents a 34.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

APPTECH PAYMENTS CORP (APCX) Financials

APCX

Trailing 12 months to June 30, 2026

Revenue $4.0M +563.5% YoY

Net Income -$7.7M -3.6% YoY

EPS (Diluted) -$0.19 YoY not available

Operating Cash Flow -$3.5M +47.3% YoY

Market Cap $5.9M as of Oct 21, 2026

Price / Sales 1.5x on $4.0M revenue, trailing 12 months to June 30, 2026

Price / Earnings n/m net loss, so no earnings multiple, trailing 12 months to June 30, 2026

Price / Book n/m negative shareholder equity, so no book multiple, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 21, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 14, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 14, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the APCX SEC filings page.

APPTECH PAYMENTS CORP (APCX) reported $4.0M in revenue over the twelve months to Jun 30, 2026, up 563.5% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 8 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI APCX FY2025 2026-10-03

Revenue expansion has not yet made the business self-funding: losses narrowed, but financing remains central as liquidity tightened.

FY2025 revenue reached $1.4M while gross margin fell to 55.3% versus the prior year, so expansion came with a less profitable mix or cost structure. Meanwhile, operating cash flow improved from an outflow of $7.5M to $4.9M, showing that higher activity reduced cash pressure even though accounting profitability remains negative.

Development-stage spending still outweighs the sales base: R&D consumed $2.3M against $1.4M of FY2025 revenue. The operating loss was $7.6M, so current revenue does not yet support the company's ongoing investment and overhead structure.

Balance-sheet flexibility narrowed as total liabilities reached $7.5M while equity fell to $1.9M. A 0.1x current ratio and 0.6 months of reported outflow liquidity indicate short-term resources were thin relative to obligations, while financing cash flow of $6.1M exceeded the year's investing outflow.

Financial Health Signals

Financial health score not available

APPTECH PAYMENTS CORP does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Altman Z-Score Distress

-29.07

APPTECH PAYMENTS CORP scores -29.07, below the 1.81 distress threshold. The score is driven primarily by a large market capitalization ($5.9M) relative to total liabilities ($7.5M). This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.

Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.

Piotroski F-Score Partial

3/8

APPTECH PAYMENTS CORP passes 3 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 2 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), 1 of 2 efficiency signals pass.

Earnings Quality No Cash Backing

N/A

APPTECH PAYMENTS CORP reported a net loss of $7.9M while operations used $4.9M of cash. With neither figure positive, the ratio between the two carries no quality signal.

Interest Coverage At Risk

N/A

APPTECH PAYMENTS CORP reported an operating loss of $7.6M against $121K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$1.7M

YoY+469.4%

QoQ+13.7%

APPTECH PAYMENTS CORP generated $1.7M in revenue in Q2 2026. This represents an increase of 469.4% from the same quarter a year earlier. Against the prior quarter it is up 13.7%.

Net Income

-$1.0M

YoY+45.6%

QoQ+69.4%

APPTECH PAYMENTS CORP reported -$1.0M in net income in Q2 2026. This represents an increase of 45.6% from the same quarter a year earlier. Against the prior quarter it is up 69.4%.

EPS (Diluted)

-$0.02

QoQ+75.0%

APPTECH PAYMENTS CORP earned -$0.02 per diluted share (EPS) in Q2 2026. Against the prior quarter it is up 75.0%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$183K

YoY+32.6%

QoQ+66.4%

5Y CAGR+248.9%

APPTECH PAYMENTS CORP held $183K in cash as of Q2 2026; long-term debt is not reported for that period.

Shares Outstanding

42M

QoQ+3.7%

5Y CAGR-17.8%

APPTECH PAYMENTS CORP had 42M shares outstanding in Q2 2026. Against the prior quarter it is up 3.7%.

Free Cash Flow

Not reported for Q2 2026.

Dividends Per Share

Not reported for Q2 2026.

Margins & Returns

Gross Margin

53.4%

YoY-9.8pp

QoQ-2.2pp

APPTECH PAYMENTS CORP's gross margin was 53.4% in Q2 2026, indicating the percentage of revenue retained after direct costs. This is down 9.8 percentage points from the same quarter a year earlier. Against the prior quarter it is down 2.2 percentage points.

Operating Margin

-53.6%

APPTECH PAYMENTS CORP's operating margin was -53.6% in Q2 2026, reflecting core business profitability. No change is given against Q2 2025: its reported ratio is below -100.0% of revenue, so it does not read as a share of revenue.

Net Margin

-61.1%

APPTECH PAYMENTS CORP's net profit margin was -61.1% in Q2 2026, showing the share of revenue converted to profit. No change is given against Q2 2025: its reported ratio is below -100.0% of revenue, so it does not read as a share of revenue.

Return on Equity

Not reported for Q2 2026.

Capital Allocation

R&D Spending

$332K

YoY-63.5%

QoQ-11.5%

APPTECH PAYMENTS CORP invested $332K in research and development in Q2 2026. This represents a decrease of 63.5% from the same quarter a year earlier. Against the prior quarter it is down 11.5%.

Share Buybacks

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

APCX Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

APCX quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K
Revenue	$4.0M	$1.4M+405.4%	$276K-45.2%	$504K+12.0%	$450K+127018.6%	$354-99.9%	$330K+28.6%	$256K+0.9%	$254K
Cost of Revenue	$1.8M	$624K+1100.0%	$52K-72.2%	$187K-15.0%	$220K+146566.7%	$150-99.9%	$140K+38.1%	$102K-6.2%	$108K
Gross Profit	$2.2M	$771K+244.2%	$224K-29.3%	$317K+37.8%	$230K+112645.1%	$204-99.9%	$189K+22.4%	$155K+6.3%	$145K
R&D Expenses	$1.4M	$2.3M+18.7%	$2.0M-43.5%	$3.5M-53.7%	$7.6M+4471497.6%	$169-99.7%	$49K-40.0%	$82K-70.7%	$280K
SG&A Expenses	$7.6M	$6.0M-23.0%	$7.8M-21.1%	$9.9M+23.4%	$8.0M+95185.2%	$8K	N/A	$1.0M	N/A
Operating Income	-$6.8M	-$7.6M+20.6%	-$9.5M+50.2%	-$19.2M-18.2%	-$16.2M	N/A	N/A	-$948K	N/A
EBITDA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	-$948K	N/A
Interest Expense	$519K	$121K+365.4%	$26K-50.0%	$52K-87.5%	$417K+13304.1%	$3K-99.1%	$342K+18.5%	$289K-37.8%	$465K
Income Tax	$0	$0	$0	$0	$0	N/A	N/A	$0	$0
Net Income	-$7.7M	-$7.9M+11.3%	-$8.9M+51.7%	-$18.5M-13.6%	-$16.3M	N/A	N/A	N/A	N/A
EPS (Basic)	N/A	-$0.23+34.3%	-$0.35+65.3%	-$1.01-1.0%	-$1.00	N/A	N/A	N/A	N/A
EPS (Diluted)	-$0.19	-$0.23+34.3%	-$0.35+65.3%	-$1.01-1.0%	-$1.00	N/A	N/A	N/A	N/A
Diluted Shares (Avg)	N/A	35M+37.8%	25M+32.5%	19M+17.6%	16M	N/A	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$1.7M+469.4%	$1.5M+571.4%	$660K+1169.2%	$227K+427.9%	$291K+282.9%	$217K+106.7%	$52K-63.1%	$43K-69.3%
Cost of Revenue	$772K+621.5%	$646K+404.7%	$289K+9533.3%	$100K+316.7%	$107K+664.3%	$128K+1063.6%	$3K-89.3%	$24K-45.5%
Gross Profit	$885K+381.0%	$811K+811.2%	$371K+657.1%	$127K+568.4%	$184K+196.8%	$89K-5.3%	$49K-56.6%	$19K-80.2%
R&D Expenses	$332K-63.5%	$375K-51.9%	$332K-52.4%	$325K+16150.0%	$910K+43.8%	$780K+21.1%	$698K-3.6%	$2K-99.7%
SG&A Expenses	$1.4M+24.8%	$3.3M+67.1%	$1.5M+34.1%	$1.4M-26.5%	$1.2M-50.2%	$2.0M-20.8%	$1.1M-59.2%	$1.9M-16.2%
Operating Income	-$888K+52.8%	-$2.8M-7.2%	-$1.5M+17.1%	-$1.6M+15.1%	-$1.9M+34.9%	-$2.7M+12.4%	-$1.8M+47.3%	-$1.9M+35.8%
Interest Expense	$209K+903.8%	$196K+493.9%	$97K+459.3%	$17K-5.6%	-$26K-181.3%	$33K+1000.0%	-$27K-640.0%	$18K+350.0%
Income Tax	$0	$0	$0	$0	$0	$0	$0	$0
Net Income	-$1.0M+45.6%	-$3.3M-25.3%	-$1.7M-78.4%	-$1.7M+14.5%	-$1.9M+36.3%	-$2.6M+13.0%	-$946K+72.0%	-$2.0M+30.0%
EPS (Basic)	-$0.02+66.7%	-$0.080.0%	-$0.04-100.0%	-$0.05+37.5%	-$0.06+50.0%	-$0.08+38.5%	-$0.02+86.7%	-$0.08+46.7%
EPS (Diluted)	-$0.02	-$0.080.0%	-$0.04-100.0%	-$0.05+37.5%	-$0.06+50.0%	-$0.08+38.5%	-$0.02	-$0.08+46.7%
Diluted Shares (Avg)	42M	42M+25.4%	N/A	34M+31.4%	34M+35.9%	33M+47.7%	N/A	26M+37.7%

Not reported in any period shown, so not listed: EBITDA.

APCX Balance Sheet

APCX quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K
Total Assets	$9.4M+4.5%	$9.0M+7.6%	$8.4M-33.3%	$12.5M+165561.0%	$8K-98.0%	$380K+347.0%	$85K+172.3%	$31K
Current Assets	$915K-62.2%	$2.4M+59.6%	$1.5M-65.7%	$4.4M+711314.8%	$622-99.4%	$105K+23.4%	$85K+237.3%	$25K
Cash & Equivalents	$244K-71.9%	$868K-32.2%	$1.3M-63.0%	$3.5M+43274900.0%	$8-100.0%	$58K+140.1%	$24K+1645.6%	$1K
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Accounts Receivable	$350K+714.0%	$43K+43.3%	$30K-41.2%	$51K+127400.0%	$40-99.9%	$41K+36.2%	$30K+25.4%	$24K
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$3.0M+154.6%	$1.2M0.0%	$1.2M	$0	N/A	N/A	N/A	N/A
Total Liabilities	$7.5M+113.1%	$3.5M-15.4%	$4.2M-18.4%	$5.1M+14080.7%	-$36K-109.4%	$388K-94.8%	$7.5M+6.4%	$7.1M
Current Liabilities	$6.4M+87.2%	$3.4M-15.7%	$4.1M-17.2%	$4.9M+67578.2%	$7K	N/A	$7.4M+4.1%	$7.1M
Non-Current Liabilities	$1.1M+1240.5%	$79K0.0%	$79K-52.4%	$166K+72073.9%	$230-99.9%	$367K+129.3%	$160K	$0
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	$67K	N/A	N/A
Total Equity	$1.9M-65.4%	$5.5M+30.4%	$4.2M-43.5%	$7.4M+16772.7%	$44K+636.9%	-$8K+99.9%	-$7.4M-5.7%	-$7.0M
Retained Earnings	-$176.6M-4.7%	-$168.7M-5.6%	-$159.7M-13.7%	-$140.5M-113009.4%	-$124K+99.7%	-$44.9M-10.3%	-$40.8M-3.4%	-$39.4M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$8.9M+37.9%	$9.1M+32.2%	$9.4M+4.5%	$6.2M-5.6%	$6.5M+0.3%	$6.9M-16.2%	$9.0M+7.6%	$6.6M+170.7%
Current Assets	$980K+146.9%	$1.1M+47.5%	$915K-62.2%	$565K+81.1%	$397K+21.0%	$739K-58.0%	$2.4M+59.6%	$312K-62.3%
Cash & Equivalents	$183K+32.6%	$110K-73.6%	$244K-71.9%	$439K+322.1%	$138K+762.5%	$417K-73.1%	$868K-32.2%	$104K-58.6%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Accounts Receivable	$482K+460.5%	$665K+664.4%	$350K+714.0%	$96K+700.0%	$86K+473.3%	$87K+295.5%	$43K+43.3%	$12K-95.3%
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$3.0M+154.6%	$3.0M+154.6%	$3.0M+154.6%	$1.2M0.0%	$1.2M0.0%	$1.2M0.0%	$1.2M0.0%	$1.2M
Total Liabilities	$9.4M+137.3%	$8.8M+172.1%	$7.5M+113.1%	$4.8M-7.4%	$4.0M-16.4%	$3.2M-22.0%	$3.5M-15.4%	$5.2M+220.5%
Current Liabilities	$6.8M+74.9%	$6.7M+109.6%	$6.4M+87.2%	$4.8M-7.4%	$3.9M-16.5%	$3.2M-22.3%	$3.4M-15.7%	$5.2M+237.2%
Non-Current Liabilities	$2.6M+4178.3%	$2.2M+3436.1%	$1.1M+1240.5%	$60K-3.2%	$60K-4.8%	$61K-3.2%	$79K0.0%	$62K-37.4%
Total Equity	-$431K-117.0%	$297K-91.9%	$1.9M-65.4%	$1.4M+1.2%	$2.5M+45.7%	$3.7M-10.3%	$5.5M+30.4%	$1.4M+71.4%
Retained Earnings	-$180.9M-4.5%	-$179.9M-5.0%	-$176.6M-4.7%	-$174.9M-4.3%	-$173.2M-4.5%	-$171.3M-5.3%	-$168.7M-5.6%	-$167.7M-7.3%

Not reported in any period shown, so not listed: Inventory, Long-Term Debt.

APCX Cash Flow Statement

APCX quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K
Operating Cash Flow	-$3.5M	-$4.9M+34.4%	-$7.5M+15.8%	-$8.9M-8.0%	-$8.2M-449160.3%	-$2K+99.7%	-$591K+22.2%	-$761K-294.5%	-$193K
Depreciation & Amortization	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$65-49.6%	$129
Stock-Based Compensation	N/A	$981K-29.5%	$1.4M-60.0%	$3.5M-54.9%	$7.7M+144668.0%	$5K-99.8%	$2.7M+2868.8%	$91K-94.1%	$1.5M
Investing Cash Flow	-$1.9M	-$1.9M-62.6%	-$1.2M-131.8%	-$500K+72.1%	-$1.8M-151039.2%	-$1K-120.0%	$6K+123.6%	-$25K-320.3%	-$6K
Financing Cash Flow	$5.4M	$6.1M-25.0%	$8.2M+14.3%	$7.2M-46.6%	$13.4M+453935.8%	$3K-99.5%	$619K-23.4%	$808K+365.0%	$174K

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	-$776K+39.3%	-$913K+49.3%	-$1.1M+57.4%	-$749K+29.8%	-$1.3M+26.4%	-$1.8M+16.8%	-$2.5M-7.6%	-$1.1M+5.5%
Stock-Based Compensation	N/A	$1.7M+104.8%	N/A	N/A	N/A	$836K+71.7%	N/A	N/A
Investing Cash Flow	-$1K	$0	-$1.9M-218.2%	$0+100.0%	$0	$0	-$592K-31.6%	-$567K-1034.0%
Financing Cash Flow	$850K-15.0%	$779K-42.3%	$2.7M-28.5%	$1.1M-39.0%	$1.0M+400.0%	$1.4M-44.6%	$3.8M+1.3%	$1.7M+152.9%

Not reported in any period shown, so not listed: Depreciation & Amortization, Capital Expenditures, Free Cash Flow, Dividends Paid, Share Buybacks.

APCX Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

APCX quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K
Gross Margin	55.3%-25.9pp	81.2%+18.3pp	62.9%+11.8pp	51.1%-6.5pp	57.6%+0.2pp	57.4%-2.9pp	60.3%+3.0pp	57.3%
Operating Margin	-543.3%	-3459.1%	-3806.6%	-3607.6%	N/A	N/A	-370.3%	N/A
Net Margin	-567.7%	-3235.5%	-3670.6%	-3618.0%	N/A	N/A	N/A	N/A
Return on Equity	-418.4%-255.0pp	-163.3%+277.8pp	-441.1%-221.8pp	-219.3%	N/A	N/A	N/A	N/A
Return on Assets	-84.3%+15.1pp	-99.4%+122.1pp	-221.5%-91.4pp	-130.1%	N/A	N/A	N/A	N/A
Current Ratio	0.14-0.6x	0.70+0.3x	0.37-0.5x	0.90+0.8x	0.09	N/A	0.010.0x	0.00
Debt-to-Equity	3.96+3.3x	0.64-0.3x	0.99+0.3x	0.69	N/A	N/A	N/A	N/A
Asset Turnover	0.15+0.1x	0.030.0x	0.060.0x	0.040.0x	0.05-0.8x	0.87-2.1x	3.02-5.1x	8.13

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Gross Margin	53.4%-9.8pp	55.7%+14.6pp	56.2%-38.0pp	56.0%+11.8pp	63.2%-18.4pp	41.0%-48.5pp	94.2%+14.1pp	44.2%-24.4pp
Operating Margin	-53.6%	-195.5%	-222.9%	-692.1%	-646.4%	-1224.0%	-3413.5%	-4302.3%
Net Margin	-61.1%	-227.0%	-255.8%	-762.6%	-639.2%	-1217.0%	-1819.2%	-4709.3%
Return on Equity	N/A	-1113.8%-1041.7pp	-89.2%-71.9pp	-122.2%+22.5pp	-73.4%+94.6pp	-72.1%+2.3pp	-17.3%+63.2pp	-144.8%+209.5pp
Return on Assets	-11.3%+17.4pp	-36.2%+2.0pp	-18.0%-7.4pp	-27.7%+2.9pp	-28.7%+16.5pp	-38.2%-1.4pp	-10.5%+29.9pp	-30.6%+87.7pp
Current Ratio	0.140.0x	0.16-0.1x	0.14-0.6x	0.12+0.1x	0.100.0x	0.23-0.2x	0.70+0.3x	0.06-0.5x
Debt-to-Equity	N/A	29.76+28.9x	3.96+3.3x	3.41-0.3x	1.56-1.2x	0.89-0.1x	0.64-0.3x	3.73+1.7x
Asset Turnover	0.19+0.1x	0.16+0.1x	0.07+0.1x	0.040.0x	0.040.0x	0.030.0x	0.010.0x	0.01-0.1x

Not reported in any period shown, so not listed: FCF Margin.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Operating Margin, Net Margin.

Note: The current ratio is below 1.0 (0.14), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
APPTECH PAYMENTS CORP APCX	FY2025	$1.4M	-$7.9M	N/A	$5.9M	—
BORQS TECH CORP BRQSF	FY2025	$13.6M	$5.4M	39.4%	$3.7M	—

Where APPTECH PAYMENTS CORP Ranks

Frequently Asked Questions

What is APPTECH PAYMENTS CORP's annual revenue?

APPTECH PAYMENTS CORP (APCX) reported $1.4M in total revenue for fiscal year 2025. This represents a 405.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is APPTECH PAYMENTS CORP's revenue growing?

APPTECH PAYMENTS CORP (APCX) revenue grew by 405.4% year-over-year, from $276K to $1.4M in fiscal year 2025.

Is APPTECH PAYMENTS CORP profitable?

No, APPTECH PAYMENTS CORP (APCX) reported a net income of -$7.9M in fiscal year 2025.

What is APPTECH PAYMENTS CORP's gross margin?

APPTECH PAYMENTS CORP (APCX) had a gross margin of 55.3% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is APPTECH PAYMENTS CORP's return on equity (ROE)?

APPTECH PAYMENTS CORP (APCX) has a return on equity of -418.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is APPTECH PAYMENTS CORP's operating cash flow?

APPTECH PAYMENTS CORP (APCX) recorded an outflow of $4.9M in operating cash flow during fiscal year 2025, representing cash used by core business activities.

What are APPTECH PAYMENTS CORP's total assets?

APPTECH PAYMENTS CORP (APCX) had $9.4M in total assets as of fiscal year 2025, including both current and long-term assets.

How much does APPTECH PAYMENTS CORP spend on research and development?

APPTECH PAYMENTS CORP (APCX) invested $2.3M in research and development during fiscal year 2025.

How many shares does APPTECH PAYMENTS CORP have outstanding?

APPTECH PAYMENTS CORP (APCX) had 41M shares outstanding as of fiscal year 2025.

What is APPTECH PAYMENTS CORP's current ratio?

APPTECH PAYMENTS CORP (APCX) had a current ratio of 0.14 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.

What is APPTECH PAYMENTS CORP's debt-to-equity ratio?

APPTECH PAYMENTS CORP (APCX) had a debt-to-equity ratio of 3.96 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is APPTECH PAYMENTS CORP's return on assets (ROA)?

APPTECH PAYMENTS CORP (APCX) had a return on assets of -84.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is APPTECH PAYMENTS CORP's P/E ratio?

APPTECH PAYMENTS CORP (APCX) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (trailing 12 months to June 30, 2026). The market capitalization is $5.9M as of Oct 21, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is APPTECH PAYMENTS CORP's price-to-sales ratio?

APPTECH PAYMENTS CORP (APCX) trades at 1.5x sales, its market capitalization divided by revenue of $4.0M revenue, trailing 12 months to June 30, 2026. The market capitalization is $5.9M as of Oct 21, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

How does APPTECH PAYMENTS CORP's liquidity compare with its operating cash outflow?

At the end of fiscal year 2025, APPTECH PAYMENTS CORP (APCX) held $244K in cash, cash equivalents and investments, and reported an operating cash outflow of $4.9M over that year. Dividing the one by the other, the reported balance equals about 1 month of the outflow reported that year. This is arithmetic over figures already filed, not a projection: it assumes nothing about future spending, financing or operations.

What is APPTECH PAYMENTS CORP's Altman Z-Score?

APPTECH PAYMENTS CORP (APCX) has an Altman Z-Score of -29.07, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is APPTECH PAYMENTS CORP's Piotroski F-Score?

APPTECH PAYMENTS CORP (APCX) has a Piotroski F-Score of 3 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are APPTECH PAYMENTS CORP's earnings high quality?

APPTECH PAYMENTS CORP (APCX) reported a net loss of $7.9M while operations used $4.9M of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can APPTECH PAYMENTS CORP cover its interest payments?

APPTECH PAYMENTS CORP (APCX) reported an operating loss of $7.6M against $121K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.