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AppTech Payments Corp. entered into a $500,000 Promissory Note with the Suzanne D. Lord Spousal Estate Reduction Trust for short-term working capital and general corporate purposes. The note bears 9.0% annual interest, matures ninety days from issuance, and requires no principal or interest payments before maturity.
AppTech may prepay the note at any time without premium or penalty, provided accrued interest is paid, and the agreement includes customary events of default that allow the lender to accelerate all amounts due. Because the lender’s trustee is the company’s board chairman, the loan is treated as a related person transaction and was approved under the company’s related person transaction policies.
AppTech Payments Corp. reported a leadership change. On July 1, 2026, the company released Thomas J. DeRosa from his roles as President and Chief Executive Officer, effective immediately, though he remains on the Board of Directors. The Board appointed Felipe A. Corrado IV, age 47, as Interim Chief Executive Officer while he continues to serve as Chief Financial Officer and Treasurer. Corrado has served as CFO since December 2024 and previously worked as a management consultant to the company and in various financial, advisory, and audit roles at major firms. In connection with his expanded role, his compensation was set at $300,000.
AppTech Payments Corp. entered into a short-term $500,000 promissory note with the Suzanne D. Lord Spousal Estate Reduction Trust on June 26, 2026 to provide working capital and fund general corporate purposes. The note carries a 9.0% annual interest rate and matures in 90 days, with no principal or interest payments required before maturity and no prepayment penalty if accrued interest is paid at the time of prepayment.
The note includes customary default protections for the lender, such as acceleration of all principal and interest upon non-payment at maturity, bankruptcy, insolvency, or certain uncured material breaches. Because the lender trust is associated with the Board’s Chairman, Albert L. Lord, Jr., the company classifies this as a related person transaction and states that its Board approved the arrangement under its related person transaction policies.
AppTech Payments Corp. director Albert L. Lord reported an open-market purchase of the company’s common stock. On June 8, 2026, he bought 17,120 shares at a price of $0.50 per share. Following this transaction, his direct holdings total 3,527,120 common shares.
AppTech Payments Corp. director Albert L. Lord reported buying a total of 210,000 shares of common stock in open-market transactions over three consecutive days. The purchases occurred on June 2, 3, and 4, 2026 at weighted average prices around $0.39–$0.49 per share, based on multiple trades in stated price ranges. Following these transactions, he directly owns 3,510,000 AppTech shares. The filing notes that detailed trade-by-trade pricing within each range is available upon request.
AppTech Payments Corp. reported voting results from its 2026 Annual Shareholders’ Meeting. There were 40,503,934 common shares entitled to vote as of March 30, 2026, and 26,990,778 shares were represented in person or by proxy, indicating a solid quorum.
Director nominees received substantial support: Albert L. Lord received 24,278,883 votes for and 2,711,895 withheld, while Thomas J. DeRosa received 18,839,757 votes for and 8,151,021 withheld, with 574,067 broker non-votes for each. Shareholders also voted on several other proposals, including an advisory frequency choice for executive compensation, where 21,868,753 votes favored a one-year frequency over longer alternatives.
AppTech Payments Corp. director Robert J. Lipstein reported multiple open-market purchases of the company’s common stock. He bought a total of 102,000 shares on May 26–27, 2026 at prices between $0.33 and $0.35 per share. Following these transactions, he directly owns 110,000 common shares.
AppTech Payments Corp. director reports existing share holdings
AppTech Payments Corp. director Robert J. Lipstein filed an amended ownership report showing he directly holds 8,000 shares of the company’s Common Stock. This Form 3/A does not record a new purchase or sale; it simply reports his current beneficial ownership position.
AppTech Payments Corp. director Robert J. Lipstein has filed an initial Form 3, which is the required statement of beneficial ownership for company insiders. The provided data shows no reported purchases, sales, or other share transactions, indicating this filing is administrative rather than transactional.
A trust associated with AppTech Payments Corp. director Albert L. Lord reported significant new positions in the company. The Suzanne D. Lord 2025 Spousal Estate Reduction Trust purchased 1,000,000 shares of common stock in an open-market transaction at $1.00 per share, and now holds 1,000,000 shares after the trade.
The same trust also received Firm Warrant 6 to acquire 1,000,000 common shares at an exercise price of $0.90 and Firm Warrant 7 to acquire 1,500,000 common shares at an exercise price of $1.20, both expiring on December 30, 2029. According to the footnote, Mr. Lord’s spouse has voting and dispositive control over the trust, and Mr. Lord disclaims beneficial ownership except for any pecuniary interest.