Welcome to our dedicated page for Apptech SEC filings (Ticker: APCX), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The AppTech Payments Corp. (APCX) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures, along with AI-powered summaries to help interpret complex documents. As a reporting company, AppTech files annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K that describe its financial condition, risks, and material events.
For AppTech, Form 8-K filings are particularly important because they detail significant corporate developments. Recent 8-Ks include disclosures about the acquisition of Infinitus Pay Inc., where AppTech acquired 100% of Infinitus’ outstanding capital stock and described the mix of cash, stock, and warrants used as consideration. Another 8-K outlines an amendment to a Senior Unsecured Convertible Promissory Note with Eleven 11 Management LLC, including revised maturity terms, payment schedules, and restrictions on conversion rights.
AppTech’s periodic reports on Forms 10-K and 10-Q provide broader information on operating results, liquidity, risk factors, and business strategy, including commentary on its digital financial services platform, CoreBanking and FINZEO offerings, and lending integrations and processing activities. These filings also discuss organizational changes, capital structure, and other factors relevant to shareholders.
Stock Titan’s interface delivers real-time updates from EDGAR so new AppTech filings appear promptly. AI-generated overviews highlight key terms, such as acquisition structures, financing obligations, and covenants, helping readers quickly understand the implications of lengthy documents. Users can also review sections related to equity issuance, warrants, and debt instruments to see how transactions like the Infinitus acquisition and the convertible note amendment affect AppTech’s obligations and potential dilution.
In addition, the filings page makes it easier to track any insider and ownership-related disclosures that may appear on Forms 3, 4, or 5, as well as proxy materials on Schedule 14A when filed, giving a more complete view of governance and executive or director interests.
AppTech Payments Corp. is asking stockholders to vote at its virtual 2026 annual meeting on May 28, 2026, including electing two Class II directors and approving a new 2026 Equity Incentive Plan.
Other proposals seek advisory approval of executive pay and its voting frequency, and ratification of dbbmckennon LLC as auditor for 2026. The proxy outlines board structure, committee responsibilities, director compensation through stock options, and significant insider ownership, with directors and named executive officers together holding 44.55% of common stock as of the March 30, 2026 record date.
AppTech Payments Corp. entered into securities purchase agreements with LendSpark Corporation and Manetto Hill Fund Series I, LLC for high-yield debt financing and equity-linked securities. Each Investor purchased an 18% promissory note with a principal amount of $500,000 at a discounted purchase price of $475,000, reflecting an original issue discount.
The notes mature 14 months from the April 3, 2026 issue date, include cash amortization payments starting on May 4, 2026, and are convertible at the Investors’ option into common stock at $2.00 per share, subject to a 4.99% beneficial ownership cap. Upon certain defaults, Investors may accelerate the notes and receive up to 125% of outstanding principal and accrued interest, with alternative conversion pricing.
Each Investor also received a warrant to purchase up to 500,000 shares of common stock at an initial exercise price of $1.00 per share, with a five‑year term, a 4.99% ownership cap, cashless exercise features and anti‑dilution protections. Infinitus Pay Inc., a wholly‑owned subsidiary, provided a guaranty of the Company’s obligations and granted a security interest in collateral.
AppTech Payments Corp. Chief Executive Officer Thomas Joseph DeRosa bought 10,000 shares of common stock in an open-market transaction on March 4, 2026 at a price of $0.3299 per share. After this purchase, he directly owns 56,096 shares of AppTech Payments common stock.
AppTech Payments Corp. director Albert L. Lord reported an open-market purchase of common stock. On March 4, 2026, he bought 29,606 shares at a weighted average price of $0.3235 per share, in multiple trades priced between $0.3100 and $0.3300. Following these transactions, he directly holds 3,300,000 common shares.
AppTech Payments Corp. director Lord Albert L reported open-market purchases of company common stock. He bought 50,000 shares on February 27, 2026 at a weighted average price of $0.3158 per share and another 50,000 shares on March 2, 2026 at a weighted average price of $0.3112 per share. After these transactions, he directly owns 3,270,394 common shares. The footnotes explain that each reported price is a weighted average for multiple trades within price ranges of $0.3050–$0.3500 and $0.2950–$0.3250, and that full trade-by-trade details are available on request.
AppTech Payments Corp. Chief Executive Officer Thomas Joseph DeRosa reported an open-market purchase of 20,000 shares of common stock. The weighted average purchase price was $0.3377 per share, with trades executed between $0.33625 and $0.3382. Following this transaction, he directly owns 46,096 common shares.
AppTech Payments Corp. director Lord Albert L reported buying a total of 150,000 shares of common stock in three open-market purchases. He acquired 50,000 shares on each of February 24, 25, and 26, 2026 at weighted average prices of $0.3150, $0.3674, and $0.3384 per share. Following these transactions, his directly held stake increased to 3,170,394 common shares.
AppTech Payments Corp. filed an amended current report to correct a prior disclosure related to a material agreement. The company replaced Exhibit 10.1 to its earlier report because that exhibit mistakenly included internal financial projections.
The projections were created only for internal planning and budgeting, were preliminary, unaudited and based on numerous uncertain assumptions. AppTech states they were not intended for public disclosure or for use under SEC or U.S. GAAP guidelines and indicates it does not plan to update or reaffirm them. The underlying agreement, a First Amendment to a Revenue Participation Agreement with Ascendancy Management, Inc., remains in place; the amendment otherwise leaves the original report unchanged.
AppTech Payments Corp. entered into a First Amendment to its Revenue Participation Agreement with Ascendancy Management, Inc., increasing the total revenue participation contribution to $2,000,000. This consists of three payments of $500,000 each starting on November 15, 2025, plus an additional $500,000 due on or before February 28, 2026.
In return, Ascendancy receives a 1.75% revenue participation interest in AppTech’s gross contract revenue, with adjustments and minimum monthly payments. The revenue participation term runs from November 1, 2025 through December 31, 2029, totaling fifty months. The contribution is expressly characterized as not being a loan, and AppTech will repay the full $2,000,000 without interest on a prorated basis over the final eighteen months of the term.