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Apptech SEC Filings

APCX OTC Link

Welcome to our dedicated page for Apptech SEC filings (Ticker: APCX), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

The AppTech Payments Corp. (APCX) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures, along with AI-powered summaries to help interpret complex documents. As a reporting company, AppTech files annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K that describe its financial condition, risks, and material events.

For AppTech, Form 8-K filings are particularly important because they detail significant corporate developments. Recent 8-Ks include disclosures about the acquisition of Infinitus Pay Inc., where AppTech acquired 100% of Infinitus’ outstanding capital stock and described the mix of cash, stock, and warrants used as consideration. Another 8-K outlines an amendment to a Senior Unsecured Convertible Promissory Note with Eleven 11 Management LLC, including revised maturity terms, payment schedules, and restrictions on conversion rights.

AppTech’s periodic reports on Forms 10-K and 10-Q provide broader information on operating results, liquidity, risk factors, and business strategy, including commentary on its digital financial services platform, CoreBanking and FINZEO offerings, and lending integrations and processing activities. These filings also discuss organizational changes, capital structure, and other factors relevant to shareholders.

Stock Titan’s interface delivers real-time updates from EDGAR so new AppTech filings appear promptly. AI-generated overviews highlight key terms, such as acquisition structures, financing obligations, and covenants, helping readers quickly understand the implications of lengthy documents. Users can also review sections related to equity issuance, warrants, and debt instruments to see how transactions like the Infinitus acquisition and the convertible note amendment affect AppTech’s obligations and potential dilution.

In addition, the filings page makes it easier to track any insider and ownership-related disclosures that may appear on Forms 3, 4, or 5, as well as proxy materials on Schedule 14A when filed, giving a more complete view of governance and executive or director interests.

Rhea-AI Summary

AppTech Payments Corp. director Albert L. Lord reported an open-market purchase of 4,200 shares of common stock at a weighted average price of $0.3964 per share. After this transaction on February 12, 2026, he directly owns 3,020,394 shares. The purchase was executed in multiple trades with prices ranging from $0.3900 to $0.4000 per share.

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AppTech Payments Corp. completed the acquisition of Infinitus Pay Inc., buying all of its shares under a stock purchase and share exchange agreement. The company agreed to pay $2,000,000 in cash at closing, less any indebtedness, issue 1,000,000 newly issued common shares as closing consideration, and grant 4,000,000 additional newly issued common shares subject to lock-up restrictions.

The sellers also received warrants to purchase up to 4,000,000 common shares at an exercise price of $3.00 per share, exercisable for five years once the common stock closes at or above $3.00 per share on the public market where it is registered. An additional $1,000,000 in cash is payable if Infinitus revenue reaches at least $300,000 per month for three consecutive months after closing.

This amendment updates the earlier report by adding audited financial statements of Infinitus, unaudited interim financials, and unaudited pro forma financial statements for AppTech reflecting the Infinitus acquisition.

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Rhea-AI Summary

AppTech Payments Corp. (APCX) disclosed that it amended a senior unsecured convertible promissory note held by Eleven 11 Management LLC. The original note, dated June 18, 2025, has a principal balance of $360,000. Under the amendment, the maturity date is moved to January 16, 2026, with a structured repayment schedule: $50,000 of principal is due on December 5, 2025, $200,000 of principal is due on December 20, 2025, and the remaining principal of $110,000 is due on January 16, 2026. In addition, $20,000 of remaining interest is payable on the maturity date. The amendment also provides that the holder cannot convert any outstanding principal or interest into equity unless the company defaults on a required payment.

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Rhea-AI Summary

AppTech Payments Corp. director reported open-market purchases of common stock over three consecutive days. On December 2, 2025, the director bought 40,000 shares at a weighted average price of $0.4386. On December 3, 2025, another 40,000 shares were purchased at a weighted average price of $0.4232, followed by a further 40,000 shares on December 4, 2025 at a weighted average price of $0.4415. After these transactions, the director beneficially owned 3,016,194 shares of AppTech Payments Corp. common stock, held directly.

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AppTech Payments Corp. director reports open-market stock purchases. A board member filed a Form 4 disclosing two purchases of the company’s common stock. On 11/25/2025, the director bought 17,500 shares at a weighted average price of $0.3421 per share, with individual trade prices ranging from $0.3350 to $0.3500. On 11/26/2025, the director bought an additional 40,000 shares at a weighted average price of $0.434 per share, with prices ranging from $0.3900 to $0.4475. Following these transactions, the director beneficially owns 2,896,194 shares of AppTech Payments Corp. common stock, held directly.

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AppTech Payments Corp. (APCX) reported Q3 2025 results. Revenue rose to $227 thousand from $43 thousand a year ago, with nine-month revenue at $735 thousand versus $224 thousand. Gross profit reached $127 thousand in the quarter. Operating expenses declined year over year, driving a narrower quarterly operating loss of $1.571 million, and a nine‑month operating loss of $6.108 million.

Cash and cash equivalents were $439 thousand as of September 30, 2025. Management disclosed substantial doubt about the company’s ability to continue as a going concern due to recurring losses. The company also noted its transition to trading on the OTCQB.

Balance sheet items reflected increased current liabilities including $900 thousand of convertible notes (net of discount) and a $250 thousand note payable tied to a three‑party agreement. Shares outstanding were 34,488,934 as of November 13, 2025. Subsequent to quarter-end, AppTech completed the acquisition of Infinitus Pay and arranged financing, including $1,000 thousand from AFIOS members and a $1,000 thousand loan at 24% interest secured by accounts receivable and a portion of IP stock.

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Rhea-AI Summary

AppTech Payments Corp. (APCX) acquired 100% of Infinitus Pay Inc., making it a wholly owned subsidiary. The consideration included $2,000,000 in cash at closing (less any indebtedness), 1,000,000 newly issued common shares as Closing Date Shares, and 4,000,000 newly issued common shares as Lock-Up Shares, which may only be sold under the Lock-Up Agreement.

The sellers also received warrants to purchase up to 4,000,000 additional shares at an exercise price of $3.00 per share, with a five-year term. These warrants become exercisable on the first day after the Company’s common stock closes at or above $3.00 on its registered market. An additional $1,000,000 cash payment is due within ten business days after Infinitus Revenue equals or exceeds $300,000 per month for three consecutive months following closing.

The agreement includes guarantors and customary terms, and a press release was furnished under Regulation FD.

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FAQ

How many Apptech (APCX) SEC filings are available on StockTitan?

StockTitan tracks 17 SEC filings for Apptech (APCX), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for Apptech (APCX)?

The most recent SEC filing for Apptech (APCX) was filed on February 18, 2026.