AppTech Payments director buys 4,200 shares

AppTech Payments Corp. director Albert L. Lord reported an open-market purchase of 4,200 shares of common stock at a weighted average price of $0.3964 per share.

Rhea-AI Filing Summary

AppTech Payments Corp. director Albert L. Lord reported an open-market purchase of 4,200 shares of common stock at a weighted average price of $0.3964 per share. After this transaction on February 12, 2026, he directly owns 3,020,394 shares. The purchase was executed in multiple trades with prices ranging from $0.3900 to $0.4000 per share.

Insider Trade Summary

Net Buyer: 4,200 shares

Net Buy 1 txn

Insider LORD ALBERT L

Role Director

Bought 4,200 shs ($2K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	4,200	$0.3964	$2K

Holdings After Transaction: Common Stock — 3,020,394 shares (Direct)

Footnotes (1)

1. F1. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $0.3900 to $0.4000, inclusive. The reporting person undertakes to provide to AppTech Payments Corp., any security holder of AppTech Payments Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in footnote (1) to this Form 4.

FAQ

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What insider transaction did AppTech Payments Corp. (APCX) disclose?

AppTech Payments Corp. disclosed that director Albert L. Lord bought 4,200 shares of common stock in an open-market transaction. The weighted average purchase price was $0.3964 per share, with trades executed between $0.3900 and $0.4000 per share.

Who is the reporting person in the latest APCX Form 4 filing?

The reporting person is Albert L. Lord, a director of AppTech Payments Corp. He reported buying additional common shares, increasing his direct holdings, as detailed in the Form 4 insider trading report filed under Section 16 reporting rules.

How many APCX shares did the director buy and at what price?

The director bought 4,200 shares of AppTech Payments Corp. common stock at a weighted average price of $0.3964 per share. The shares were purchased through multiple trades, with individual prices ranging from $0.3900 to $0.4000 per share.

How many AppTech Payments Corp. (APCX) shares does the director now hold?

Following the reported purchase, director Albert L. Lord directly owns 3,020,394 shares of AppTech Payments Corp. common stock. This total reflects his holdings after the 4,200-share open-market transaction disclosed in the Form 4 filing.

What does transaction code "P" mean in the APCX Form 4 filing?

Transaction code "P" in the AppTech Payments Corp. Form 4 indicates a purchase in an open-market or private transaction. In this case, it shows the director acquired 4,200 common shares rather than selling or disposing of existing holdings.

Were the APCX shares bought in a single trade or multiple trades?

The APCX shares were bought in multiple trades rather than a single transaction. The Form 4 footnote explains the reported $0.3964 price is a weighted average, with individual trades executed between $0.3900 and $0.4000 per share.

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Accepted by SEC EDGAR 02/17/2026 - 07:22 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LORD ALBERT L

(Last) (First) (Middle)

5876 OWENS AVE., SUITE 100

(Street)

CARLSBAD CA 92008

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
AppTech Payments Corp. [ APCX ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/12/2026		P		4,200	A	$0.3964(1)	3,020,394	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $0.3900 to $0.4000, inclusive. The reporting person undertakes to provide to AppTech Payments Corp., any security holder of AppTech Payments Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares purchased at each separate price within the ranges set forth in footnote (1) to this Form 4.

	/s/ Albert L. Lord	02/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.