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AppTech Payments Corp. Highlights Q3 2025 Financial and Strategic Developments

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AppTech Payments (OTCQB: APCX) reported third-quarter results for the period ended September 30, 2025, recording an operating loss of $1.7 million (−$0.05 per share) versus an operating loss of $2.0 million (−$0.08 per share) in Q3 2024.

The company said it is optimizing costs and pursuing sustainable profitability. After quarter close, AppTech completed the acquisition of InfinitusPay to expand its Banking-as-a-Service (BaaS) capabilities; the deal is described as adding technology, customers, and team members and is expected to be accretive to revenue and to deliver operational efficiencies during integration.

AppTech Payments (OTCQB: APCX) ha riportato i risultati del terzo trimestre per il periodo chiuso al 30 settembre 2025, registrando una perdita operativa di 1,7 milioni di dollari (-0,05 $ per azione) rispetto a una perdita operativa di 2,0 milioni di dollari (-0,08 $ per azione) nel Q3 2024.

L'azienda ha dichiarato di ottimizzare i costi e di perseguire una redditività sostenibile. Al termine del trimestre, AppTech ha completato l'acquisizione di InfinitusPay per espandere le sue capacità Banking-as-a-Service (BaaS); l'operazione è descritta come in grado di aggiungere tecnologia, clienti e membri del team ed è prevista incrementare i ricavi e fornire efficienze operative durante l'integrazione.

AppTech Payments (OTCQB: APCX) informó los resultados del tercer trimestre correspondiente al periodo que terminó el 30 de septiembre de 2025, registrando una pérdida operativa de 1,7 millones de dólares (-0,05 $ por acción) frente a una pérdida operativa de 2,0 millones de dólares (-0,08 $ por acción) en el 3T 2024.

La empresa indicó que está optimizando costos y persiguiendo rentabilidad sostenible. Después del cierre del trimestre, AppTech completó la adquisición de InfinitusPay para ampliar sus capacidades de Banking-as-a-Service (BaaS); la operación se describe como capaz de añadir tecnología, clientes y miembros del equipo y se espera que contribuya a los ingresos y que genere eficiencias operativas durante la integración.

AppTech Payments (OTCQB: APCX) 은 2025년 9월 30일로 종료된 기간의 3분기 실적을 발표했고, 운영 손실 170만 달러를 기록했습니다(-0.05 달러/주당) 2024년 3분기에는 운영 손실이 200만 달러(-0.08 달러/주당)였습니다.

회사는 비용을 최적화하고 지속 가능한 수익성을 추구하고 있다고 밝혔습니다. 분기 종료 후, AppTech는 InfinitusPay를 인수하여 Banking-as-a-Service(BaaS) 기능을 확장했습니다; 이 거래는 기술, 고객 및 팀원을 추가하는 것으로 설명되며 매출에 기여하고 통합 과정에서 운영 효율성을 제공할 것으로 예상됩니다.

AppTech Payments (OTCQB : APCX) a publié les résultats du troisième trimestre pour la période se terminant le 30 septembre 2025, enregistrant une perte opérationnelle de 1,7 million de dollars (-0,05 $ par action) contre une perte opérationnelle de 2,0 millions de dollars (-0,08 $ par action) au T3 2024.

L'entreprise a déclaré optimiser les coûts et viser une rentabilité durable. Après la clôture du trimestre, AppTech a finalisé l'acquisition d'InfinitusPay afin d'étendre ses capacités Banking-as-a-Service (BaaS); l'opération est décrite comme ajoutant de la technologie, des clients et des membres de l'équipe et devrait contribuer à la croissance du chiffre d'affaires et générer des gains d'efficacité opérationnelle lors de l'intégration.

AppTech Payments (OTCQB: APCX) hat die Ergebnisse des dritten Quartals für den Zeitraum zum 30. September 2025 veröffentlicht und einen operativen Verlust von 1,7 Mio. USD verzeichnet (-0,05 USD pro Aktie) gegenüber einem operativen Verlust von 2,0 Mio. USD (-0,08 USD pro Aktie) im Q3 2024.

Das Unternehmen sagte, es optimiere Kosten und strebe nachhaltige Rentabilität an. Nach Quartalsende hat AppTech die Übernahme von InfinitusPay abgeschlossen, um seine Banking-as-a-Service (BaaS)-Fähigkeiten zu erweitern; die Transaktion wird beschrieben als Hinzufügen von Technologie, Kunden und Teammitgliedern und wird voraussichtlich zu Umsatz beitragen und während der Integration operative Effizienz liefern.

AppTech Payments (OTCQB: APCX) أبلغت عن نتائج الربع الثالث للفترة المنتهية في 30 سبتمبر 2025، مسجلة خسارة تشغيلية قدرها 1.7 مليون دولار (-0.05 دولار للسهم) مقارنة بخسارة تشغيلية قدرها 2.0 مليون دولار (-0.08 دولار للسهم) في الربع الثالث 2024.

قالت الشركة إنها تعمل على تحسين التكاليف وتحقيق الربحية المستدامة. بعد إغلاق الربع، أكملت AppTech الاستحواذ على InfinitusPay لتوسيع قدراتها في الخدمات المصرفية كخدمة (BaaS)؛ وتصف الصفقة بأنها تضيف التكنولوجيا والعملاء وأعضاء الفريق، ومن المتوقع أن تساهم في الإيرادات وتوفر كفاءات تشغيلية أثناء الدمج.

Positive
  • Operating loss narrowed from $2.0M to $1.7M (≈15% improvement YoY)
  • Per-share loss improved from $0.08 to $0.05
  • Acquisition completed of InfinitusPay post-quarter, expected to be accretive to revenue
Negative
  • Company remains unprofitable with an operating loss of $1.7M in Q3 2025

CARLSBAD, Calif., Nov. 06, 2025 (GLOBE NEWSWIRE) -- AppTech Payments Corp. (“AppTech” or the “Company”) (OTCQB: APCX), a fintech company innovating payment solutions for businesses, today announced financial results for the third quarter ended September 30, 2025.

For the three months ended September 30, the Company reported an operating loss of $1.7 million, or $0.05 per share, compared to an operating loss of $2.0 million, or $0.08 per share, for the same period in 2024

“Our third quarter results demonstrate continued progress as we work to strengthen our financial foundation and accelerate growth,” said Felipe Corrado, AppTech’s Chief Financial Officer. “We’re executing on a disciplined plan optimizing our cost structure, and positioning the business for sustainable profitability.”

Subsequent Event

Following the close of the quarter, AppTech completed the acquisition of InfinitusPay, a strategic addition that enhances the Company’s Banking-as-a-Service (BaaS) platform and supports its focus on recurring revenue growth. InfinitusPay brings complementary technology, a growing customer base, and a proven team that strengthens AppTech’s ability to deliver intelligent, financial solutions. The acquisition is expected to be accretive to revenue and contribute to operational efficiencies as the companies integrate technology, customers, and talent across AppTech’s expanding platform.

About AppTech Payments Corp.

AppTech Payments Corp. (OTCQB: APCX) provides digital financial services for financial institutions, corporations, small and midsized enterprises (“SMEs”), and consumers through the Company’s scalable cloud-based platform architecture and infrastructure. For more information, please visit apptechcorp.com.

Cautionary Note Regarding Forward-Looking Statements

This press release includes forward-looking statements within the meaning of the federal securities laws, including statements regarding the Company’s acquisition of InfinitusPay, expected benefits of the transaction, business strategy, growth prospects, and other future plans and performance. Forward-looking statements are based on current expectations and involve risks and uncertainties that could cause actual results to differ materially. These risks include the Company’s ability to integrate InfinitusPay, achieve anticipated synergies, maintain customer relationships, and respond to competitive and regulatory developments, as well as other factors described in the Company’s filings with the SEC, including its most recent reports on Forms 10-K, 10-Q, and 8-K. The Company undertakes no obligation to update forward-looking statements, except as required by law.

AppTech Payments Corp.
760-707-5959
info@apptechcorp.com


FAQ

What were AppTech Payments (APCX) operating results for Q3 2025?

AppTech reported an operating loss of $1.7 million for the quarter ended September 30, 2025 (−$0.05 per share).

How did AppTech's Q3 2025 operating loss compare to Q3 2024?

The operating loss improved from $2.0 million in Q3 2024 to $1.7 million in Q3 2025, a roughly 15% improvement.

Did AppTech complete any acquisitions after Q3 2025?

Yes. After quarter close AppTech completed the acquisition of InfinitusPay to enhance its BaaS platform.

What is the expected impact of AppTech's InfinitusPay acquisition on APCX revenue?

The company expects the InfinitusPay acquisition to be accretive to revenue and to contribute operational efficiencies during integration.

How does the InfinitusPay deal affect AppTech's product strategy?

InfinitusPay adds complementary technology and customers to AppTech's Banking-as-a-Service (BaaS) platform, supporting recurring revenue focus.

Does AppTech report any guidance change with the Q3 2025 results?

The announcement summarizes Q3 results and the InfinitusPay acquisition but does not provide revised financial guidance.
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