AppTech Payments Reports Strong Q4 Revenue Growth and Secures $1.5 Million Strategic Investment
Rhea-AI Summary
AppTech Payments (OTCQB: APCX) reported Q4 and full-year 2025 results on Jan 20, 2026. For Q4, the company posted an operating loss of $1.3M ($0.04/sh) versus $1.8M ($0.07/sh) in Q4 2024, and revenue of $0.7M compared with $52k a year earlier, driven primarily by the Oct. 31 acquisition of Infinitus Pay. The company said Infinitus Pay has processed more than $450M in transactional volume since joining AppTech. For full-year 2025, revenue was $1.4M versus $278k in 2024; EBITDA was a $5.1M loss, an improvement of $1.6M year-over-year. AppTech also secured $1.5M of additional financing in Q4 with an option to increase to $2.5M.
The company noted ongoing expansion of its fintech integrator network and described Q4 as a potential turning point heading into 2026.
Positive
- Q4 revenue increased to $0.7M from $52k
- Full-year 2025 revenue rose to $1.4M from $278k
- Infinitus Pay processed $450M+ in transactional volume since acquisition
- Secured $1.5M financing with an option to increase to $2.5M
- EBITDA loss improved by $1.6M year-over-year
Negative
- Operating loss remained at $1.3M in Q4 2025
- Full-year EBITDA was a $5.1M loss in 2025
- Company still reporting recurring operating losses, indicating continued cash burn
News Market Reaction
On the day this news was published, APCX gained 3.68%, reflecting a moderate positive market reaction.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
Market Reality Check
Peers on Argus
While APCX is up 2.26%, several peers are down sharply: BRQSF -18.46%, IPNFF -11.84%, FOBIF -6.25%, GPLS -4.33%, with DSAIF flat. This divergence points to a stock-specific reaction to company news rather than a sector-wide move.
Historical Context
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| Nov 06 | Q3 2025 earnings | Positive | +23.3% | Improved operating loss and strategic comments on InfinitusPay acquisition. |
| Nov 05 | InfinitusPay acquisition | Positive | +54.4% | Strategic acquisition to strengthen BaaS platform and revenue scalability. |
| Aug 14 | Q2 2025 earnings | Positive | -3.6% | Significant improvement in operating loss versus prior-year quarter. |
Positive strategic and earnings updates have often coincided with strong upside moves, though there has been at least one divergence where improving financials were followed by a modest decline.
Over the last few quarters, AppTech highlighted sequential improvement in operating losses and strategic expansion. In Q2 2025, the company reported a smaller operating loss versus 2024. In Q3 2025, results again showed reduced losses and referenced the InfinitusPay acquisition. On November 5, 2025, AppTech announced that acquisition to bolster its BaaS platform, which saw a strong positive price reaction. Today’s news updates the financial impact of that strategy with stronger revenue contribution and new financing.
Market Pulse Summary
This announcement highlights accelerating revenue growth and the early impact of the Infinitus Pay acquisition, with Q4 revenue reaching $0.7 million and full-year revenue of $1.4 million. Operating and EBITDA losses narrowed versus 2024, and the company added $1.5 million in financing with an option up to $2.5 million. Historical news shows the market has often reacted strongly to strategic updates, so investors may watch upcoming quarters for sustained revenue expansion and further loss reduction.
Key Terms
ebitda financial
AI-generated analysis. Not financial advice.
CARLSBAD, Calif., Jan. 20, 2026 (GLOBE NEWSWIRE) -- AppTech Payments Corp. (“AppTech” or the “Company”) (OTCQB: APCX), a fintech company innovating payment solutions for businesses, today announced financial results for the fourth quarter and full year ended December 31, 2025.
For the quarter, the Company reported an operating loss of
For the full year 2025, AppTech reported revenues of
The Company also announced it has secured an additional
“Notwithstanding continued operating losses, we believe our fourth quarter performance represents a turning point for AppTech,” said Felipe Corrado, AppTech’s Chief Financial Officer. “With the Infinitus Pay transaction, the continued growth of AppTech’s core offerings, and new financing we are well positioned for 2026.”
About AppTech Payments Corp.
AppTech Payments Corp. (OTCQB: APCX) provides digital financial services for financial institutions, corporations, small and midsized enterprises (“SMEs”), and consumers through the Company’s scalable cloud-based platform architecture and infrastructure. For more information, please visit apptechcorp.com.
Cautionary Note Regarding Forward-Looking Statements
This press release includes forward-looking statements within the meaning of the federal securities laws, including statements regarding the Company’s acquisition of Infinitus Pay, expected benefits of the transaction, business strategy, growth prospects, and other future plans and performance. Forward-looking statements are based on current expectations and involve risks and uncertainties that could cause actual results to differ materially. These risks include the Company’s ability to integrate Infinitus Pay, achieve anticipated synergies, maintain customer relationships, and respond to competitive and regulatory developments, as well as other factors described in the Company’s filings with the SEC, including its most recent reports on Forms 10-K, 10-Q, and 8-K. The Company undertakes no obligation to update forward-looking statements, except as required by law.
AppTech Payments Corp.
760-707-5959
info@apptechcorp.com
FAQ
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What impact did the Infinitus Pay acquisition have on AppTech (APCX)?
Did AppTech Payments (APCX) improve profitability in 2025?
