AppTech Payments Corp. (APCX) director reports open-market stock purchases

Rhea-AI Filing Summary

AppTech Payments Corp. director reports open-market stock purchases. A board member filed a Form 4 disclosing two purchases of the company’s common stock. On 11/25/2025, the director bought 17,500 shares at a weighted average price of $0.3421 per share, with individual trade prices ranging from $0.3350 to $0.3500. On 11/26/2025, the director bought an additional 40,000 shares at a weighted average price of $0.434 per share, with prices ranging from $0.3900 to $0.4475. Following these transactions, the director beneficially owns 2,896,194 shares of AppTech Payments Corp. common stock, held directly.

Insider Trade Summary

Net Buyer: 57,500 shares ($23,347)

Net Buy 2 txns

Insider LORD ALBERT L

Role Director

Bought 57,500 shs ($23K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	40,000	$0.434	$17K
Purchase	Common Stock	17,500	$0.3421	$6K

Holdings After Transaction: Common Stock — 2,896,194 shares (Direct)

Footnotes (1)

1. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $0.3350 to $0.3500, inclusive. The reporting person undertakes to provide to AppTech Payments Corp., any security holder of AppTech Payments Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnotes (1) and (2) to this Form 4. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $0.3900 to $0.4475, inclusive.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LORD ALBERT L

(Last) (First) (Middle)

5876 OWENS AVE., SUITE 100

(Street)

CARLSBAD CA 92008

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
AppTech Payments Corp. [ APCX ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/25/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/25/2025		P		17,500	A	$0.3421(1)	2,856,194	D
Common Stock	11/26/2025		P		40,000	A	$0.434(2)	2,896,194	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $0.3350 to $0.3500, inclusive. The reporting person undertakes to provide to AppTech Payments Corp., any security holder of AppTech Payments Corp., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnotes (1) and (2) to this Form 4.

2. The price reported in Column 4 is a weighted average price. These shares were purchased in multiple transactions at prices ranging from $0.3900 to $0.4475, inclusive.

	/s/ Albert L. Lord	11/28/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transaction did AppTech Payments Corp. (APCX) disclose?

A director of AppTech Payments Corp. filed a Form 4 reporting two open-market purchases of the company’s common stock on 11/25/2025 and 11/26/2025.

How many AppTech Payments Corp. (APCX) shares did the director buy?

The director bought 17,500 shares of common stock on 11/25/2025 and 40,000 shares on 11/26/2025, for a total of 57,500 shares purchased.

At what prices were the APCX shares purchased by the director?

On 11/25/2025 the weighted average purchase price was $0.3421 per share, with trades between $0.3350 and $0.3500. On 11/26/2025 the weighted average was $0.434, with trades between $0.3900 and $0.4475.

How many AppTech Payments Corp. (APCX) shares does the director own after these trades?

After the reported transactions, the director beneficially owns 2,896,194 shares of AppTech Payments Corp. common stock, held directly.

What is the reporting person’s relationship to AppTech Payments Corp. (APCX)?

The reporting person is identified as a Director of AppTech Payments Corp. on the Form 4.

Were any derivative securities reported for the AppTech Payments Corp. (APCX) insider?

No entries were reported in Table II for derivative securities; the filing only shows transactions in common stock in Table I.