Welcome to our dedicated page for Arrow Finl SEC filings (Ticker: AROW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Arrow Financial Corporation (NASDAQ: AROW) SEC filings page provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Arrow is a New York corporation and bank holding company for Arrow Bank National Association and other subsidiaries, and it uses SEC reports and current reports on Form 8-K to communicate material information to investors.
Through this page, users can review Arrow’s current reports on Form 8-K that address topics such as quarterly financial results, dividend declarations, share repurchase authorizations, appointments of directors and executive arrangements, and updates on shareholder derivative litigation. For example, recent 8-K filings describe the preliminary court approval of a stipulation and agreement of settlement resolving a shareholder derivative complaint, the appointment of a new director to the Board of Directors, and quarterly cash dividend declarations.
In addition to 8-Ks, investors typically look to Arrow’s annual reports on Form 10-K and quarterly reports on Form 10-Q for detailed discussions of net interest income, loan and deposit balances, credit quality, capital ratios and risk factors relevant to a commercial banking organization. These filings complement the earnings releases that Arrow furnishes as 8-K exhibits and reference in its news.
On Stock Titan, AI-powered tools can help interpret lengthy filings by highlighting key sections related to capital strength, allowance for credit losses, nonperforming assets, regulatory capital ratios and the financial impact of any disclosed settlements or non-core items. Users can also monitor insider and governance-related disclosures, such as director appointments and professional services agreements with former executives, as reported under Item 5.02 of Form 8-K. This makes it easier to follow how Arrow’s regulatory reporting reflects its banking, insurance and investment activities over time.
Arrow Financial Corporation filed an Amendment No. 1 to its annual report for the year ended December 31, 2025. The sole purpose is to add Exhibit 97.1, the Arrow Financial Corporation Clawback Policy adopted as of December 1, 2023, which was inadvertently omitted previously.
The company states there were no changes to the clawback policy during 2025 and no other changes to the original annual report. As of the last business day of its most recently completed second fiscal quarter, non‑affiliate common equity market value was $426,347,636, and 16,511,643 common shares were outstanding as of February 27, 2026.
Arrow Financial Corp: The Vanguard Group filed an Amendment No. 1 to its Schedule 13G/A reporting that, following an internal realignment, it beneficially owns 0 shares (0%) of Arrow Financial Corp common stock. The filing states Vanguard disaggregated certain subsidiaries or business divisions per SEC Release No. 34-39538 after the January 12, 2026 realignment; the amendment is signed on 03/26/2026.
Arrow Financial Corp director Tenee R. Casaccio reported an "other" stock transaction involving 354 shares of common stock at $31.76 per share, tied to a quarterly director's retainer payment. Following this event, Casaccio directly holds 28,162 shares of Arrow Financial common stock.
A footnote explains that this total includes 217 shares acquired under the company’s dividend reinvestment plan since January 28, 2026, which were not previously required to be reported. The filing mainly updates the director’s overall share holdings rather than recording a typical open-market purchase or sale.
Arrow Financial Corp director Gregory J. Champion reported an "other" stock transaction tied to his quarterly director retainer. He received 492 shares of common stock at $31.76 per share as compensation, bringing his directly held stake to 11,515 shares. This total includes 80 shares acquired through the company’s dividend reinvestment plan since January 28, 2026, which were not previously reportable on Form 4. The filing reflects routine, compensation-related share issuance rather than an open-market buy or sell.
Arrow Financial Corp director James M. Dawsey reported an "other" stock transaction tied to board compensation. On this Form 4, he recorded 453 shares of common stock at $31.76 per share as a quarterly director retainer payment. After this and prior dividend reinvestment plan activity, his directly held stake stands at 20,072 shares.
Arrow Financial Corp director Darrin Jahnel reported a routine equity compensation transaction. On March 18, 2026, he had an "other" transaction involving 462 shares of Common Stock at $31.76 per share, labeled as a quarterly director's retainer payment, bringing his direct holdings to 531 shares.
ARROW FINANCIAL CORP director David G. Kruczlnicki reported a small stock-based retainer. On the reported date, he had an “other” transaction in 266 shares of Common Stock at $31.76 per share, described in the footnote as a quarterly director’s retainer payment. Following this compensation-related issuance, he directly holds 60,400 shares.
Arrow Financial Corp director Kristine D. Duffy reported routine equity compensation and updated her share holdings. On the Form 4, a code J transaction shows 236 shares of Common Stock on March 18, 2026 at $31.76 per share, described in the footnotes as a quarterly director’s retainer payment.
Following this transaction, she directly holds 6,202 Common shares. The filing also notes 10 and 9 additional shares acquired through the company’s dividend reinvestment plan since January 28, 2026, included to show current totals. Another 1,030 shares are held indirectly by her spouse, and she expressly disclaims beneficial ownership of those securities.
Arrow Financial Corp director Elizabeth Miller reported a routine stock-based retainer. On the reported date, she had an "other" transaction involving 453 shares of common stock at $31.76 per share, described as a quarterly director's retainer payment. Following this, she directly held 40,576 common shares. She also reported 5,847 shares held indirectly through Miller Family Partnership, LP, while expressly disclaiming beneficial ownership of those partnership-held shares.
Arrow Financial Corp director Philip C. Morris reported a routine compensation-related stock transaction. He received 236 shares of common stock as a quarterly director’s retainer payment at a reference price of $31.76 per share. Following this non-market transaction, he holds 7,507 shares directly.