Arrow Financial Corp (AROW) lists $994M in 278 holdings on Form 13F

Rhea-AI Filing Summary

Arrow Financial Corp submitted a Form 13F holdings report signed by Chief Financial Officer Penko Ivanov. The filing lists 278 information-table entries with a total reported market value of $994,008,270. The report identifies 1 other included manager (Arrow Bank National Association).

Insights

Institutional Portfolio Analyst

Passive holdings snapshot; no material corporate action

The Form 13F lists 278 reported positions valued at $994,008,270, providing a quarter-end snapshot of institutional holdings managed by Arrow Financial Corp. The filing does not itself indicate purchases, sales, or intent; it summarizes long positions for regulatory disclosure.

Interpretation depends on the underlying 13F table entries (not included here). Subsequent filings or the full 13F table would show position-level changes and permit trend analysis.

Key Figures

Form 13F entries: 278 entries Total market value: $994,008,270 Other included managers: 1

3 metrics

Form 13F entries 278 entries Form 13F Information Table Entry Total

Total market value $994,008,270 Form 13F Information Table Value Total (rounded)

Other included managers 1 Number of Other Included Managers

Key Terms

Form 13F, Form 13F Information Table, Other Included Managers

3 terms

Form 13F regulatory

"The cover page and summary identify this filing as a Form 13F holdings report"

A Form 13F is a quarterly filing that large investment managers must submit to disclose their holdings in publicly traded stocks and certain other securities. It acts like a peek into the portfolios of big investors, helping other market participants see what large players are buying or selling and offering clues about investment trends, crowded trades, and potential market impact.

Form 13F Information Table regulatory

"Form 13F Information Table Entry Total: 278; Value Total: $994,008,270"

Other Included Managers regulatory

"List of Other Included Managers shows Arrow Bank National Association"

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL

OMB Number:			3235-0006
Estimated average burden
hours per response:			23.8

Report for the Calendar Year or Quarter Ended: 03-31-2026

Check here if Amendment		Amendment Number:
This Amendment (Check only one.):		is a restatement.
		adds new holdings entries.

Institutional Investment Manager Filing this Report:
Name:	Arrow Financial Corp
Address:	250 GLEN STREET
	Glens Falls, NY 12801
Form 13F File Number:	028-12533
CRD Number (if applicable):
SEC File Number (if applicable):

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name:		Penko Ivanov
Title:		Chief Financial Officer
Phone:		518-415-4512
Signature, Place, and Date of Signing:
/s/ Penko Ivanov			Glens Falls, NY	05-11-2026
[Signature]			[City, State]	[Date]

Report Type (Check only one.):
X	13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
	13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
	13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

Form 13F Summary Page
	Report Summary:
	Number of Other Included Managers:		1
	Form 13F Information Table Entry Total:		278
	Form 13F Information Table Value Total:		994,008,270
			(round to nearest dollar)

List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings and list entries.]
	No.	Name	Form 13F File No.	CRD No. (if applicable)	SEC File No. (if applicable)	CIK
	2	ARROW BANK NATIONAL ASSOCIATION				0000902882

FAQ

What does Arrow Financial Corp's Form 13F report show?

The filing reports 278 holdings with a combined market value of $994,008,270. It is a regulatory disclosure of long equity positions held by the institutional manager.

Who signed Arrow Financial Corp's 13F and when was it filed?

The report was signed by Penko Ivanov, Chief Financial Officer. The signature block shows the filing city as Glens Falls, NY and date 05-11-2026.

Does the 13F indicate trades or portfolio changes for AROW?

The summary page lists aggregate entries and value only. Specific trades or position changes require the detailed 13F information table, which is not included in this excerpt.

How many other managers are included with Arrow Financial Corp?

The summary identifies 1 other included manager: Arrow Bank National Association. The listing appears on the form's list of other included managers.

What is the reported total market value on the Form 13F?

The Form 13F Information Table Value Total is reported as $994,008,270, rounded to the nearest dollar as stated on the cover summary.