STOCK TITAN

Arrow Financial Corp (AROW) director exercises options and withholds shares for costs

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Arrow Financial Corp director Mark Behan exercised stock options covering 773 shares of common stock on 2026-08-06 at an exercise price of $31.47 per share. The related director stock option position was reduced to 0 derivative shares, and 608 shares of common stock were delivered or withheld for payment of exercise price or tax liability at $39.97 per share.

Positive

  • None.

Negative

  • None.
Insider Behan Mark
Role Director
Type Security Shares Price Value
Exercise Director Stock Option (Right to Buy) F1 773 $0.00 $0.00
Exercise Common Stock 773 $31.47 $24K
Exercise Price or Tax Liability Common Stock 608 $39.97 $24K
Holdings After Transaction: Director Stock Option (Right to Buy) — 0 shares (Direct); Common Stock — 10,293 shares (Direct)
Footnotes (1)
  1. F1. The options vested in four equal installments beginning 2/1/2024
Options Exercised 773 shares Director stock options exercised into common stock on 2026-08-06
Option Exercise Price $31.47 per share Conversion or exercise price of director stock option grant
Shares Delivered/Withheld 608 shares Common shares delivered or withheld for exercise price or tax liability
Withholding Price $39.97 per share Price per share for code F exercise-price-or-tax-liability disposition
Option Expiration Date 2033-02-01 Expiration date of the director stock option grant exercised
Option Vesting Start 2024-02-01 Options vested in four equal installments beginning this date
Derivative Shares Remaining 0 shares Director stock option position following this reported exercise
Director Stock Option financial
"security_title: Director Stock Option (Right to Buy)"
Exercise or conversion of derivative security financial
"transaction_code_description: Exercise or conversion of derivative security"
Payment of exercise price or tax liability financial
"transaction_code_description: Payment of exercise price or tax liability"
vested in four equal installments financial
"The options vested in four equal installments beginning 2/1/2024"

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FAQ

What did Arrow Financial Corp (AROW) director Mark Behan report in this Form 4?

Mark Behan reported exercising director stock options for 773 shares of Arrow Financial Corp common stock at an exercise price of $31.47 per share. The exercise generated 773 common shares, with a portion later delivered or withheld to cover costs.

How many Arrow Financial Corp (AROW) options did Mark Behan exercise and at what price?

Mark Behan exercised director stock options covering 773 shares of Arrow Financial Corp common stock at an exercise price of $31.47 per share. These options were originally scheduled to vest in four equal installments beginning February 1, 2024.

What happened to the Arrow Financial Corp (AROW) options position after the transaction?

Following the reported option exercise, the director stock option position tied to this grant shows 0 derivative shares remaining. This indicates the specific option award covering 773 shares was fully exercised and no related derivative balance remains from that grant.

How many Arrow Financial Corp (AROW) shares were used to pay exercise price or taxes?

A total of 608 shares of Arrow Financial Corp common stock were delivered or withheld at $39.97 per share. The filing describes this as payment of exercise price or tax liability connected to the option exercise reported on the same date.

Were Mark Behan’s Arrow Financial Corp (AROW) transactions under a Rule 10b5-1 plan?

The Form 4 indicates the Rule 10b5-1 checkbox is not marked as affirmative. There is no footnote stating the transactions were executed pursuant to a pre-arranged trading plan, so the filing does not describe these as plan-based trades.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Behan Mark

(Last)(First)(Middle)
18 INGERSOL ROAD

(Street)
SARATOGA SPRINGS NEW YORK 12866

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
ARROW FINANCIAL CORP [ AROW ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/06/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock08/06/2026M773A$31.4710,901D
Common Stock08/06/2026F608D$39.9710,293D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Director Stock Option (Right to Buy)$31.4708/06/2026M77302/01/2024(1)02/01/2033Common Stock773$00D
Explanation of Responses:
1. The options vested in four equal installments beginning 2/1/2024
Remarks:
Penko Ivanov, Attorney in Fact08/10/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)