Welcome to our dedicated page for Arrow Finl SEC filings (Ticker: AROW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Arrow Financial Corporation filings document a bank holding company's operating results, capital actions, governance matters, and material-event disclosures. Form 8-K reports furnish quarterly earnings releases, Regulation FD investor presentations, dividend declarations, share repurchase authorization, and other corporate updates tied to Arrow's banking operations, loan portfolio, deposits, investment portfolio, and non-interest income sources.
The company's proxy materials cover board elections, director and executive compensation, pay-versus-performance disclosures, and shareholder voting matters. Other current reports record board appointments and retirements, compensatory arrangements, and shareholder derivative litigation disclosures, including statements about the financial impact of related settlement activity.
Arrow Financial Corp director Philip C. Morris reported an “other” transaction involving 195 shares of Common Stock as of June 17, 2026 at $38.49 per share. A footnote explains this represents a quarterly director’s retainer paid in stock. Following this transaction, he directly holds 8,744 shares, which include 55 shares acquired through the company’s dividend reinvestment plan since May 19, 2026.
Arrow Financial Corp director Raymond F. O’Conor recorded an “other” Common Stock transaction tied to a Quarterly Director's Retainer Payment. The filing shows 195 shares at $38.49 per share, bringing his direct holdings to 30,650 shares. This appears to be routine, compensation-related and represents only a small change relative to his overall position.
Arrow Financial Corp director Colin L. Read reported a small equity compensation transaction. On a recent date, he recorded an "other" transaction involving 187 shares of Common Stock noted as a quarterly director's retainer payment. Following this non-market, compensation-related entry, his directly held position stands at 33,583 shares of Arrow Financial common stock.
Arrow Financial Corp director Daniel James White reported a routine equity compensation transaction. On June 17, 2026, he recorded an "other" transaction of 219 shares of Common Stock, tied to a quarterly director's retainer payment valued at $38.49 per share.
A footnote explains the filing also reflects 14 additional shares acquired through the company’s DRIP since March 18, 2026, which had not previously required Form 4 reporting. After these updates, White directly holds a total of 8,234 Arrow Financial shares.
ARROW FINANCIAL CORP director Raymond F. O'Conor reported a bona fide gift of 300 shares of Common Stock on 2026-06-10.
The shares were transferred at a price of $0.00 per share, reflecting a non-market gift transaction. Following this transfer, O'Conor directly holds 30,455 shares of Arrow Financial Corp Common Stock.
Arrow Financial Corporation reports major progress on its planned acquisition of Adirondack Bancorp. Arrow and Adirondack previously signed an Agreement and Plan of Merger on February 25, 2026, under which Adirondack will merge into Arrow, followed by a bank-level merger of their subsidiaries.
At a special meeting on June 9, 2026, Adirondack stockholders approved the merger. On June 10, 2026, the New York State Department of Financial Services approved the transaction and Arrow received a waiver from filing an application with the Federal Reserve Bank of New York. The Office of the Comptroller of the Currency had already approved the transaction on June 1, 2026.
Subject to satisfaction of customary closing conditions in the merger agreement, Arrow anticipates completing the overall transaction, including the holding company and bank mergers, on July 1, 2026. The companies note that these expectations are forward-looking and subject to risks and uncertainties.
Arrow Financial Corporation reported the results of its 2026 Annual Meeting of Shareholders held on June 3, 2026. Shareholders elected four Class A directors to terms expiring in 2029, approved on an advisory basis the Company’s 2025 executive compensation, and ratified Crowe LLP as independent auditor for the fiscal year ending December 31, 2026.
As of the April 6, 2026 record date, 16,526,628 common shares were outstanding and entitled to vote, with 12,946,253 shares, or 78.34% of those eligible, represented at the meeting, constituting a quorum.
Arrow Financial Corporation used a shareholder meeting presentation to highlight a strong 2025 and its pending acquisition of Adirondack Bancorp. The company reported 2025 earnings per share of $2.65, return on average assets of 1.00% and return on average equity of 10.66%, supported by a fully taxable equivalent net interest margin of 3.19% and tangible book value per share of $24.71, up 10.3% year over year. Net charge-offs were 0.19% and non-performing loans were $8 million, or 0.24% of total loans, reflecting solid credit quality. Loans grew to $3.45 billion and deposits to $3.64 billion by 2025. For first quarter 2026, Arrow reported net income of $13.5 million, or $0.82 per share, with a net interest margin of 3.48% and return on assets of 1.23%. The company emphasized strong capital ratios and continued dividend growth. Arrow also described its agreement to acquire Adirondack Bancorp, Inc., which has about $950 million in assets and 19 branches, leading to pro forma assets of approximately $5.4 billion, deposits of $4.8 billion and gross loans of $4.1 billion as of December 31, 2025, after receiving approval from its primary regulator.
Arrow Financial Corporation filed an 8-K after receiving approval from the Office of the Comptroller of the Currency to proceed with its previously announced merger with Adirondack Bancorp, Inc. The companies expect to close the transaction on or around July 1, 2026, subject to Adirondack shareholder approval, additional regulatory approvals or waivers, and other customary conditions.
After completion and systems integration in the fourth quarter of 2026, the combined company is projected to operate under the Arrow brand with approximately $5.4 billion in total assets, $4.8 billion in total deposits and $4.1 billion in gross loans. Arrow highlights the deal as a strategic acquisition that extends its footprint deeper into the Adirondack region and into New York’s Mohawk Valley while adding Adirondack’s client base to Arrow’s broader banking, wealth management and insurance offerings.
Arrow Financial Corp director Colin L. Read reported a series of bona fide gifts of Common Stock in May. Entities associated with him, including an account held by his wife, gifted a total of 6,040 shares at no consideration. Following these transactions, Read continues to hold 33,396 shares directly.